Referral Program Rules

Last updated: October 26, 2026. These rules are part of the Moneyta Terms of Service.

1. Who can take part

The program is open to Moneyta members who are 18 or older and whose account is in good standing, with one account per person in the program. The program is void where the law does not allow it.

2. What you get

Every member has a personal invitation link on the Account page. For every friend who joins with your link and then sets up, you get one free month of your Moneyta plan, up to 12 free months in any 12-month period.

  • If you pay for a subscription, the month is a credit on your Moneyta account equal to one month of what you pay for your plan, after any discount (a twelfth of the price on a yearly plan). It is applied to your next invoices. If you pay nothing for your plan, for example under a full discount, there is no credit to give.
  • If you are on the free Gold trial, or have Gold access from an invitation, the month adds 30 days to it.
  • If you are on the Free plan, the month waits on your account and becomes a credit once you subscribe.

3. What your friend gets

A friend who joins with your link and is on the free Gold trial gets 30 extra days of it.

4. When a friend counts

A friend counts once they have added holdings to a portfolio and seen their first analysis, as our records show it. Free months are given once a day. A friend can be referred only once, and the link must be used within the first 7 days of the friend's account.

5. How to share your link

  • When you share your link where other people can see it, such as on social media, a blog, a forum or in a group chat, say clearly that you get a free month if people join through it. The share text Moneyta suggests already says so; keep that part if you change the wording.
  • Invite people you know who would welcome hearing from you. Do not send bulk or unsolicited messages, buy ads, bid on the Moneyta name in search ads, or post your link on coupon or deal sites.
  • Describe Moneyta only as it describes itself. Do not promise returns, performance or investment results, and do not present yourself as speaking for Moneyta. What Moneyta shows is educational and not advice; do not describe it otherwise.

6. Fair use, changes and ending

The program is for bringing new people to Moneyta. Referring yourself, including through a second email address or account, does not count. We may withhold or take back a free month we believe was earned against these rules, and we may suspend a member's part in the program. We may change, pause or end the program, or these rules, at any time; a change applies from the day it is posted on this page. Free months already given stay yours unless they were taken back under this section.

7. Credits are not cash

A credit can only be used toward Moneyta subscription charges. It has no cash value and cannot be exchanged for cash, transferred to another account, or combined into a refund. Unused credit and months still waiting end when your Moneyta account is deleted.

8. Taxes

You are responsible for any taxes that may apply to what you receive under the program. What Moneyta says about the program is educational and not advice on taxes; a tax professional is the right person to ask.

9. How these rules fit with the Terms

These rules add to the Terms of Service, which apply to the program in full, including their limits on Moneyta's liability. Where the two differ on the program itself, these rules apply.

10. Questions

Email [email protected].