Features
Everything Moneyta does, in one place
Moneyta started as a stock-portfolio analyzer. Today it tracks your real estate, vehicles, valuables and insurance too, one net-worth number across everything you own, and keeps professional-grade books underneath, the kind hedge funds run, so your records always add up and match what your broker says.
Group 1
Stock & Portfolio Analytics
See how healthy your portfolio really is, hear about it when that changes, and test new ideas before you trade.
Health Score & Observations
Your portfolio scored and graded like a report card, with plain-English notes on what looks healthy and what deserves a second look, like too much of your money riding on a single stock or industry.
Real-Time Alerts
Get a heads-up when something changes underneath you: one holding starts to dominate, one industry takes over, or your score drops. Catch issues before they cost you.
What-If Simulator
Heard a stock tip? Paste it in. See how buying or selling would change your score, and what tax a sale would trigger, before you spend a dollar. Like a flight simulator for your portfolio.
Risk Profile Customization
Tell us how much risk feels right for you, cautious, balanced, or aggressive, and Moneyta grades your portfolio against your own comfort level, not some generic benchmark.
Unified Activity Feed
One running record of every money event: dividends you were paid, gains and losses when you sold, fund fees, and the expenses you log across real estate, vehicles and valuables. Nothing can ever be quietly edited, and you can export it all or run a year-end income and expense report.
Fee Transparency
Funds quietly charge fees every year you hold them. See what yours really cost you, in dollars, with the math shown step by step so you can check it yourself. Spot something off? Flag it in one tap.
Connect to ChatGPT & Claude
Ask ChatGPT or Claude about your own money. Connect Moneyta once and your AI assistant can look up your holdings, health score, net worth and recent activity whenever you ask. It can see, but it can never trade or change a thing.
Group 2
Personal Finance & Wealth
Your home, your cars, the valuables in your PIN-locked Vault, and the insurance protecting them, all in one net-worth view alongside your portfolio.
Real Estate & Net Worth
Your home and its mortgage, your cars and their loans, and your Vault valuables all roll into one net-worth number alongside your portfolio, so you finally see the whole picture. Enter values in any currency; we convert to USD.
Valuables Tracking
Track jewelry, watches, gemstones, gold and other precious metals inside your PIN-locked Vault. Metals are valued by their weight and purity using current prices, and we remind you when an appraisal is getting old.
Vehicle Equity
Add cars, trucks, and motorcycles along with what's still owed on them. The part that's truly yours counts toward your net worth, and it updates as you pay the loan down.
Insurance Coverage
Keep every policy, home, auto, and valuables, in one place with what it covers and when it renews. Get a reminder before a policy lapses, so you're never uninsured by accident.
Group 3
Your Books, Hedge-Fund Grade
Every account in one place, records that always add up, taxes made understandable, and a running check that your numbers match your broker's. The discipline funds use, for your own money.
Multiple Portfolios & Household View
Track each account on its own (taxable, IRA, Roth, joint), each handled the way its taxes actually work, then roll them all into one household number. Switch between a single account and the whole picture anywhere.
Connect Your BrokerBeta
Link your brokerage and your holdings, balances and trades stay up to date on their own, no more typing them in. Your broker password never touches Moneyta, and we can never trade or move your money. Currently invite-only while we widen support broker by broker.
Double-Entry General Ledger
Every trade, dividend, fee and expense is recorded the way professional funds keep their books: each entry balanced against another, so your history always adds up and nothing ever quietly changes.
Tax Center
See what you paid for each investment, what you'd gain or lose by selling, a running estimate of this year's tax bill, and chances to use losses to lower it, with the IRS's 30-day buy-back rule checked for you. Retirement accounts stay out of your taxable math. Insight, not advice.
Financial Reports
The statements businesses keep, made for your household: what you own and owe, what came in and what went out, all generated automatically from your own records.
Reconciliation
Do your records match your broker's? See what lines up, what's missing, and where the numbers differ, at a glance, with every fix recorded as a new entry so nothing is ever overwritten. Trust your numbers.
Group 4
Moneyta ResearchBeta
Agentic AI-powered research — analysts that read the filings and the numbers and argue both sides before you read a word. A description of the process, never advice.
The Analyst Desk
Seven named AI analysts read a company's SEC filings, fundamentals, market signals, fund ownership, insider activity, valuation math and the latest news — every claim tied to the exact source it came from, nothing invented.
The Debate
A bull and a bear argue over the findings before anything reaches you, and a chair rules on every claim: upheld, weakened, or dropped. You see what survived and why.
Moneyta Sentiment
The evidence balance on a clear −2 to +2 scale with a separate confidence grade, every component visible, and a plain-English note on what would change the read. A description of the evidence — never a rating or a recommendation.
The Reality Check
A computed base-rate check catches claims that describe the whole market rather than one company, and a risk review names the blind spots — the parts most research never shows you.
FollowsNew
A watchlist that fires on filings, never on price: a manager you follow files a new 13F, a tracked institution moves in your stock, or a company rewrites its risk factors. One quiet notification a night, at most.
Shadow BooksNew
A fund manager's disclosed book, or a weighted blend of several, beside your own portfolio: overlap, tilts, and each manager's measured track record. Built on our study where only 16.7% of 312 managers beat the index. Comparison, never instruction.
Implied ExpectationsNew
The free cash flow growth rate today's price would need to justify itself, computed from the company's own filings, with every assumption editable and every step explained. What the price believes, so you can judge whether you do.
Enterprise: For RIAs & Broker-Dealers
White-label analytics with customizable scoring, compliance tooling, and multi-client management.
Customizable Scoring Models
Define your own scoring weights, thresholds, and risk parameters. Build proprietary scoring models tailored to your firm's investment philosophy and compliance requirements.
White-Label Platform
Rebrand Moneyta with your firm's identity: logo, colors, domain. Deliver portfolio analytics to your clients under your own brand.
Multi-Advisor & Client Management
Manage analytics across multiple advisors and hundreds of client accounts. Bulk onboarding, role-based access, and firm-wide dashboards.
Compliance-Ready Reports
Generate audit-ready reports with full scoring methodology transparency. Built for RIAs and broker-dealers who need documentation for regulatory review.
Common questions about these features
What is the What-If simulator?
Heard a stock tip from Reddit, a friend, or the news? Paste it in and we'll show you what would happen to your score if you buy, or what you'd gain, what tax you'd owe, and what you'd keep if you sell, before you spend a dollar. It's a pre-flight checklist for trades.
What is the Activity feed?
One running journal of every money event across your portfolio, real estate, vehicles and valuables: dividends you were paid, gains and losses when you sold, fund fees, and the expenses you log, grouped by month, newest first. New events are only ever added, never rewritten, so nothing is ever silently edited. Calculated figures like fund fees show their math step by step, and you can export the whole thing or run a year-end income and expense report.
Can I use Moneyta with ChatGPT or Claude?
Yes. Moneyta is available as a connector for both ChatGPT and Claude. Connect your account once and your AI assistant can look up your holdings, health score, net worth, recent prices, and your activity whenever you ask. It can only look, never act: it can't place trades or change anything, and your PIN-locked Vault is never exposed.
Curious how a feature works under the hood? Detailed information is available on request: contact Moneyta support or use the contact form.