AIG
American International Group, Inc.Evidence as of 2026-09-02Moneyta sentiment
Where the published evidence leans after the desk debated it — not a rating or a recommendation.
+0.0 on a −2 to +2 scale.
What builds the score
Solid bars are analyst rubric scores; faded bars are computed directly from data. Claims dropped in debate count for nothing; weakened claims count at half weight.
Editor's note
Written after the debate settled — the rest of the page is the evidence behind it.
The evidence balance is Mixed and the desk’s surviving claims establish a company with mid‑single‑digit billions of revenue each quarter (for example, USD 6,560,000,000 in fiscal Q2 2024, USD 7,091,000,000 in fiscal Q2 2025, and USD 7,085,000,000 in fiscal Q2 2026). Diluted EPS was variable but recently positive (for example, EPS USD -5.96 in fiscal Q2 2024, then EPS USD 1.78 in fiscal Q2 2026), while shares outstanding have declined materially over the period from 663,668,009 on 2024-04-26 to 522,893,169 on 2026-07-31.
Reported stockholders’ equity trended lower from USD 45,351,000,000 as of 2023-12-31 to USD 40,606,000,000 as of 2026-06-30, long‑term debt moved from USD 10,606,000,000 as of 2023-12-31 to USD 9,191,000,000 as of 2025-12-31, and the August 2026 filings (an 8‑K and a 10‑Q) are present in the packet. Market and ownership facts include a reported price of USD 75.88 on 2026-09-01 with a trailing‑12m EPS of USD 6.10 (P/E TTM 12.44), large institutional holdings on 13F of USD 36.12B as of the quarter ended 2026-03-31, notable insider selling (including 10b5‑1 sales by the Executive Chair), and a dividend profile showing 3‑year dividend growth +11.9% with a TTM yield of +2.44%.
How this note was made
every stage ran before the note was writtenAnalyst desk
Mercer, Oakes, Nash, Ellis, Yates, Talbot and Archer. The desk: named AI agents, not people. Each reads one slice of the evidence and nothing else — no outside knowledge, no browsing — so every finding traces to a source you can open.
Reads the XBRL figures companies file with the SEC — revenue, margins, income, debt and share count, quarter by quarter — and reports which way the trend is running.
Reported revenue by fiscal quarter shows amounts around mid-single-digit billions with these specific quarter figures: fiscal Q2 2024 (2024-04-01 to 2024-06-30) USD 6,560,000,000; fiscal Q3 2024 (2024-07-01 to 2024-09-30) USD 6,751,000,000; fiscal Q1 2025 (2024-01-01 to 2024-03-31) USD 6,763,000,000; fiscal Q2 2025 (2025-04-01 to 2025-06-30) USD 7,091,000,000; fiscal Q3 2025 (2025-07-01 to 2025-09-30) USD 6,351,000,000; fiscal Q1 2026 (2026-01-01 to 2026-03-31) USD 6,650,000,000; fiscal Q2 2026 (2026-04-01 to 2026-06-30) USD 7,085,000,000.
XBRL companyfacts · 0000005272-24-000079Diluted earnings per share (EPS) by quarter has been variable but generally positive in recent quarters: fiscal Q2 2024 (2024-04-01 to 2024-06-30) EPS USD -5.96; fiscal Q3 2024 (2024-07-01 to 2024-09-30) EPS USD 0.71; fiscal Q1 2025 (2024-01-01 to 2024-03-31) EPS USD 1.74; fiscal Q2 2025 (2025-04-01 to 2025-06-30) EPS USD 1.98; fiscal Q3 2025 (2025-07-01 to 2025-09-30) EPS USD 0.93; fiscal Q1 2026 (2026-01-01 to 2026-03-31) EPS USD 1.41; fiscal Q2 2026 (2026-04-01 to 2026-06-30) EPS USD 1.78.
XBRL companyfacts · 0000005272-24-000079Reads the filings themselves, above all the year-over-year diff of Item 1A risk factors: which risks a company added, dropped or quietly reworded since its last annual report.
Which filings the desk reads
The desk reads the annual 10-K in full — its risk factors, and how they changed since last year. Quarterly 10-Qs and event filings (8-Ks, insider Form 4s) are listed for context but not read line by line: the 10-K is where the material risk disclosures live. A brand-new company, or one we have only just begun tracking, may have no annual report on file yet — its risk analysis fills in once that lands.
An earnings release was furnished on Form 8-K filed 6 August 2026 (the 8-K filed 6 August 2026).
8-K filed 2026-08-06A quarterly report on Form 10-Q for the period ended 30 June 2026 was filed on 7 August 2026 (the 10-Q filed 7 August 2026).
10-Q filed 2026-08-07Reads the signal panel above — momentum, volatility, drawdown, relative strength and beta — and ranks each against the whole research universe rather than judging it in isolation.
As of 2026-09-01, AIG's dividend growth over 3 years is +11.9% and trailing twelve-month dividend yield is +2.44%, with dividend yield ranked 72th percentile of a 547-stock research universe.
Moneyta signal set · 2026-09-01As of 2026-09-01, AIG shows very low market sensitivity with beta_spy = 0.06 and corr_spy = 0.03.
Moneyta signal set · 2026-09-01Reads which funds hold the name and at what weight, plus insider Form 4 filings, to show the exposure you may already carry through index funds.
13F-reported institutional holdings total $36.12B as of the reported quarter ended 2026-03-31.
13F holdings · 1114 filers · as of 2026-03-31BlackRock, Inc. is listed as a top 13F holder with $3.51B as of the reported quarter ended 2026-03-31.
13F holdings · 1114 filers · as of 2026-03-31Reads recent headlines that are genuinely about this company, ignoring rating chatter and market-wide stories. Findings argue in the debate but never move the sentiment score.
Legal & General Group Plc reduced its holdings in American International Group, Inc. by 6.6% during the second quarter, according to a filing disclosed in the article.
News · thelincolnianonline.com · 2026-08-27Canada Pension Plan Investment Board reduced its holdings in American International Group, Inc. by 20.4% in the second quarter, according to a filing disclosed in the article.
News · thelincolnianonline.com · 2026-08-27Reads parsed Forms 3/4/5 — who bought or sold, at what size, and whether a 10b5-1 plan was involved. Flags clustered open-market officer buying; treats plan sales as routine and never counts a fund or 10%-holder as an officer.
Peter Zaffino (Executive Chair) reported sales totaling $15,300,000 for 200,000 shares on 12 August 2026 executed under a 10b5-1 plan.
Form 4 · Zaffino Peter (Executive Chair) · $2.8M sold · 2026-08-13Peter Zaffino (Executive Chair) reported additional 10b5-1 plan sales of $2,800,000 for 36,629 shares on 13 August 2026 and $15,000 for 200 shares on 13 August 2026 (both stated on the filing as 10b5-1 plan trades).
Form 4 · Zaffino Peter (Executive Chair) · $2.8M sold · 2026-08-13Reads the implied-expectations math built from the company's own filings (the growth rate today's price would justify, and the multiples beside it) and argues whether the market's bar looks high or low for this business. Never turns the math into a target.
The reported price on 2026-09-01 is $75.88 and the trailing twelve‑month EPS is $6.10, producing a reported P/E (TTM) of 12.44.
Valuation inputs · SEC XBRL + stored EOD closeMarket capitalization is $39,677,133,664 and enterprise value is $48,868,133,664, implying the enterprise value exceeds market cap by about $9.19 billion, consistent with the long‑term debt reported as $9,191,000,000 as of 2025-12-31.
Valuation inputs · SEC XBRL + stored EOD closeDebate and risk review
A bull and a bear contest the claims and the chair rules on each; the risk review stress-tests what survived.
A bull and a bear argue the analysts' claims across two rounds, then a chair rules on each one. Only what survives feeds the score — the argument is shown, not hidden, so you can judge the reasoning yourself.
Several provided claims jointly support a favorable educational read on AIG: recent quarterly revenues are consistently in the mid-single‑digit billions and EPS has moved from a large loss into a string of positive quarters, while shares outstanding have fallen materially alongside documented repurchase payments — these items together indicate improving per‑share earnings power backed by active capital return. Balance-sheet items show long‑term debt declined from 2023 to 2025, and market signals show growing dividend per share (3‑yr dividend growth +11.9%) plus low market sensitivity (beta ~0.06) and a recent golden cross technical signal; the reported P/E (TTM) of ~12.4 is supported by a trailing EPS of $6.10, implying a valuation metric that is not aggressive versus the information set. Evidence strengths vary: revenue, EPS, and shares‑outstanding claims are direct company filings (strong); repurchase cash flows and debt levels are filing‑based (strong); dividend growth, low beta, technicals and volatility are modeled market signals (moderate).
Chair's verdict, claim by claim
Fragility · computed, not argued
diversified0.26
38 surviving claims rest on 22 distinct sources; the heaviest analyst carries 16% of them, and 99% of what the desk raised survived the debate.
The read rests on a moderate breadth of sources (22) but a relatively small heaviest analyst influence (16%), and nearly everything raised survived debate — that combination implies the set is coherent but not highly diversified across analyst viewpoints. High survivorship suggests the desk reached strong internal agreement; however, because many claims come from a limited set of filings and a few recurring data feeds, the overall read can be sensitive to an error or later revision in those primary documents.
Disconfirming evidence · base rates · falsifiers
Context
Outside consensus, and where this name already sits in your own portfolio.
Third-party consensus shown for context. It never enters Moneyta sentiment — when the two diverge, the debate above is where the why lives.
What this was built from
Every figure on this page traces to one of these. The desk reads only what is listed here — no outside knowledge, no browsing — and each card shows who read it and what it contributed to the score.
23 filings· 2 cited
SEC XBRL filings
Quarterly figures as filed with the SEC, read straight from EDGAR's structured data — not retyped or estimated.
Read by Mercer+0.5 to the score
4 documents· 2 cited
SEC filing documents
The filings themselves, including the year-over-year comparison of Item 1A risk factors.
Read by Oakes+0.0 to the score
1 signal set
Moneyta signal set
Computed from our own end-of-day price history and ranked against the whole research universe. No AI involved.
Read by Nash+0.6 to the score
3 holdings records· 1 cited
Fund holdings
Which funds hold this name and at what weight, plus insider Form 4 filings.
Read by Ellis+0.2 to the score
8 headlines· 2 cited
News coverage
Recent headlines about this company, rating chatter excluded and nothing published after the report date.
Read by Yatesnothing survived
4 filings· 1 cited
Insider filings
Parsed Forms 3/4/5 from EDGAR: named insiders, share counts, prices, and 10b5-1 plan state — stated and inferred flags kept apart.
Read by Talbot−1.2 to the score
1 computation
Valuation inputs
TTM cash-flow figures from the company's own XBRL filings, priced with the stored closing price. Implied growth and multiples only; no fair-value dollar figure reaches the desk, by design.
Read by Archercontext only
1 record· 0 cited
Company profile
Sector, industry and company details.
1 record· 0 cited
Analyst consensus
Third-party consensus, shown for context only — it never enters Moneyta sentiment.
Read means we pulled and handed it to an analyst; cited means a claim on this page points at it. Reading twelve quarters to state one trend is normal — the gap is shown rather than hidden.
Written by AI, checked against sources
The analysts, the bull–bear debate and the editor's note are AI agents reading only the evidence listed on this page. They can misread a filing or a headline, which is why every claim cites a source you can open and check yourself. The sentiment score is arithmetic over the claims that survived the debate, not a language model's opinion.
Educational analysis of published data. Moneyta does not give investment advice or make recommendations. Past patterns do not indicate future results.
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The full terminal on AIG Gold
Who holds it, who's buying, what the Street thinks: live behind the lock, updated as filings land.
Institutional holders
Net institutional flow, Q/Q
Largest holder position
Insider buys, 90 days
Clustered insider value
Street target range
The real figures are for members. Educational analysis, not advice.
Educational analysis of published data. Moneyta does not give investment advice or make recommendations.