ALL
Evidence as of 2026-09-02Overview · The Allstate Corporation
The Allstate Corporation, together with its subsidiaries, provides property and casualty, and other insurance products in the United States and Canada. The company operates through Allstate Protection; Protection Services; Allstate Health and Benefits; and Run-off Property-Liability segments. The Allstate Protection segment offers private passenger auto and homeowners insurance; other personal lines products; and com…
Management team
- Ms. Christine Marie DeBiase Esq. · EVP, Chief Legal Officer & General CounselFind on LinkedIn
- Mr. Michael Ross Fiato · Executive VP & Chief Claims OfficerFind on LinkedIn
- Mr. John Charles Pintozzi · Senior VP of Accounting Special ProjectsFind on LinkedIn
- Mr. Brent Vandermause · Head of Investor RelationsFind on LinkedIn
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Links open LinkedIn searches, not verified profiles. Team data from our market-data vendor's company profile.
Moneyta sentiment
Where the published evidence leans after the desk debated it — not a rating or a recommendation.
+0.3 on a −2 to +2 scale.
What builds the score
Solid bars are analyst rubric scores; faded bars are computed directly from data. Claims dropped in debate count for nothing; weakened claims count at half weight.
Editor's note
Written after the debate settled — the rest of the page is the evidence behind it.
The evidence balance is Mixed (+0.3 of a possible +2; confidence high). Revenues rose to $ 18,596,000,000 in fiscal Q2 2026 (fiscal quarter ended 2026-07-16) from $ 16,633,000,000 in fiscal Q2 2025 (fiscal quarter ended 2025-07-14), while net income increased to $ 3,271,000,000 from $ 2,109,000,000 over the same comparative quarters, raising reported net margin to about 17.6% from about 12.7%. Diluted EPS was $ 12.51 in fiscal Q2 2026 versus $ 7.76 in fiscal Q2 2025, and reported diluted weighted-average shares fell to 259,100,000 (fiscal Q2 2026) with point-in-time common shares at 252,857,950 as of 2026-07-16.
Market indicators are constructive on many technical measures (golden_cross true; price vs SMA50 + 1.1%; price vs SMA200 + 17.3%) and momentum and relative strength are elevated, but volatility is high (vol_30d_annualized + 29.6%) and the three‑year max drawdown is - 14.1%. Model valuation inputs show FCF_TTM of $ 7,541,000,000, price-to‑earnings of 5.15 on trailing EPS of $ 50.08, price-to-FCF 8.86, and an implied FCF growth rate of - 9.55% at the reference price of $ 257.87 (price date 2026-09-01). Long-term debt is essentially stable around $ 7,492,000,000 as of 2026-06-30, and the 8‑K filed Aug. 20, 2026 furnishes the registrant’s July 2026 monthly catastrophe-loss release (Exhibit 99).
How this note was made
every stage ran before the note was writtenAnalyst desk
Mercer, Oakes, Nash, Ellis, Yates, Talbot and Archer. The desk: named AI agents, not people. Each reads one slice of the evidence and nothing else — no outside knowledge, no browsing — so every finding traces to a source you can open.
Reads the XBRL figures companies file with the SEC — revenue, margins, income, debt and share count, quarter by quarter — and reports which way the trend is running.
Revenues increased to $18,596,000,000 in fiscal Q2 2026 (2026-04-01 to 2026-06-30, 3mo) from $16,633,000,000 in fiscal Q2 2025 (2025-04-01 to 2025-06-30, 3mo).
XBRL companyfacts · 0000899051-26-000118Net income rose to $3,271,000,000 in fiscal Q2 2026 (2026-04-01 to 2026-06-30, 3mo) from $2,109,000,000 in fiscal Q2 2025 (2025-04-01 to 2025-06-30, 3mo); this produces a net margin of about 17.6% in fiscal Q2 2026 (3,271 / 18,596) versus about 12.7% in fiscal Q2 2025 (2,109 / 16,633).
XBRL companyfacts · 0000899051-26-000118Reads the filings themselves, above all the year-over-year diff of Item 1A risk factors: which risks a company added, dropped or quietly reworded since its last annual report.
Which filings the desk reads
The desk reads the annual 10-K in full — its risk factors, and how they changed since last year. Quarterly 10-Qs and event filings (8-Ks, insider Form 4s) are listed for context but not read line by line: the 10-K is where the material risk disclosures live. A brand-new company, or one we have only just begun tracking, may have no annual report on file yet — its risk analysis fills in once that lands.
The 8-K filed August 20, 2026 furnishes the Registrant's July 2026 monthly release announcing estimated catastrophe losses and attaches that release as Exhibit 99.
8-K filed 2026-08-20The registrant states the Exhibit 99 press release is posted on allstateinvestors.com and that the exhibit is furnished and not filed, pursuant to Instruction B.2 of Form 8-K.
8-K filed 2026-08-20Reads the signal panel above — momentum, volatility, drawdown, relative strength and beta — and ranks each against the whole research universe rather than judging it in isolation.
Momentum measures are elevated: momentum_3m is +22.5%, momentum_6m is +21.3% (rank_momentum_6m 80th percentile of 547), and momentum_12_1 is +31.8% (rank_momentum_12_1 72th percentile of 547).
Moneyta signal set · 2026-09-01weakened in debateTrend/technical state is constructive by common indicators: golden_cross is true, price_vs_sma50 is +1.1%, and price_vs_sma200 is +17.3% (cross_age_days 710).
Moneyta signal set · 2026-09-01Reads which funds hold the name and at what weight, plus insider Form 4 filings, to show the exposure you may already carry through index funds.
Institutional 13F-reported holdings total $2.5M as of 2026-03-31, with reported quarter-level value down 59.8% versus the prior reported quarter and one new position and one exited position noted in that filing.
13F holdings · 2 filers · as of 2026-03-31Dakota Wealth Management is the largest 13F-reported holder at $2.1M and SageView Advisory Group, LLC is reported as a new 13F holder at $351,042 in the 2026-03-31 13F data.
13F holdings · 2 filers · as of 2026-03-31Reads recent headlines that are genuinely about this company, ignoring rating chatter and market-wide stories. Findings argue in the debate but never move the sentiment score.
A simplywall.st headline on 2 September 2026 frames Allstate (ALL) as drawing value attention, noting earnings surprise history, steady property and casualty premium growth, and a long-running pattern of rising dividends.
News · simplywall.st · 2026-09-02A kalkinemedia headline on 1 September 2026 focuses on what drove Allstate (NYSE:ALL) revenue gains within the S&P 500, placing the company in the context of property and casualty insurance lines such as auto and homeowners coverage.
News · kalkinemedia.com · 2026-09-01Reads parsed Forms 3/4/5 — who bought or sold, at what size, and whether a 10b5-1 plan was involved. Flags clustered open-market officer buying; treats plan sales as routine and never counts a fund or 10%-holder as an officer.
No insider transactions on file in the trailing 180 days.
Reads the implied-expectations math built from the company's own filings (the growth rate today's price would justify, and the multiples beside it) and argues whether the market's bar looks high or low for this business. Never turns the math into a target.
The model shows an implied free-cash-flow (FCF) growth rate of -9.55% that today's price would justify under the stated discount and terminal assumptions (price date 2026-09-01).
Valuation inputs · SEC XBRL + stored EOD closeTrailing twelve-month free cash flow (FCF) is $7,541,000,000 (FCF_TTM) and FCF per share is $29.1046, as reported in the inputs and metrics.
Valuation inputs · SEC XBRL + stored EOD closeDebate and risk review
A bull and a bear contest the claims and the chair rules on each; the risk review stress-tests what survived.
A bull and a bear argue the analysts' claims across two rounds, then a chair rules on each one. Only what survives feeds the score — the argument is shown, not hidden, so you can judge the reasoning yourself.
The provided evidence jointly supports a constructive read based on material fundamental improvement, shareholder-return activity, attractive valuation multiples, and positive market technicals. Revenues, net income, and diluted EPS each rose meaningfully year-over-year in fiscal Q2 2026, while diluted shares outstanding and documented repurchase cash flows indicate active buyback-driven share count reduction. Valuation metrics show a low trailing P/E (~5.2) and price-to-FCF (~8.9) alongside sizable trailing free cash flow per share, and momentum/technical indicators are elevated with positive relative returns versus the S&P 500. ETF inclusion and recent favorable news coverage add breadth to the investor base and narrative, which mitigates concerns about thin reported 13F holdings (which also carry a reporting lag).
Chair's verdict, claim by claim
Fragility · computed, not argued
balanced0.39
28 surviving claims rest on 10 distinct sources; the heaviest analyst carries 21% of them, and 98% of what the desk raised survived the debate.
The surviving read is supported by a moderate breadth of sources (10 distinct sources) but a sizable share of interpretive weight sits with a single analyst (the heaviest carries 21%), so individual analyst judgment could meaningfully shift the narrative. The very high survival rate from debate (98%) implies consensus within the desk, yet the concentration and relatively small source base mean this read is informative but not highly robust to new contradictory evidence.
Peer context · computed, not argued
12-1 momentum ranks 2nd of 2 in Insurance—Property & Casualty (as of 2026-09-01).
90-day volatility ranks 2nd of 2 in Insurance—Property & Casualty (as of 2026-09-01).
dividend yield ranks 1st of 2 in Insurance—Property & Casualty (as of 2026-09-01).
Disconfirming evidence · base rates · falsifiers
Context
Outside consensus, and where this name already sits in your own portfolio.
Third-party consensus shown for context. It never enters Moneyta sentiment — when the two diverge, the debate above is where the why lives.
What this was built from
Every figure on this page traces to one of these. The desk reads only what is listed here — no outside knowledge, no browsing — and each card shows who read it and what it contributed to the score.
17 filings· 1 cited
SEC XBRL filings
Quarterly figures as filed with the SEC, read straight from EDGAR's structured data — not retyped or estimated.
Read by Mercer+0.8 to the score
2 documents
SEC filing documents
The filings themselves, including the year-over-year comparison of Item 1A risk factors.
Read by Oakes+0.0 to the score
1 signal set
Moneyta signal set
Computed from our own end-of-day price history and ranked against the whole research universe. No AI involved.
Read by Nash+0.3 to the score
2 holdings records· 1 cited
Fund holdings
Which funds hold this name and at what weight, plus insider Form 4 filings.
Read by Ellis+0.0 to the score
5 headlines· 2 cited
News coverage
Recent headlines about this company, rating chatter excluded and nothing published after the report date.
Read by Yatesnothing survived
1 computation
Valuation inputs
TTM cash-flow figures from the company's own XBRL filings, priced with the stored closing price. Implied growth and multiples only; no fair-value dollar figure reaches the desk, by design.
Read by Archercontext only
1 record· 0 cited
Analyst consensus
Third-party consensus, shown for context only — it never enters Moneyta sentiment.
Read means we pulled and handed it to an analyst; cited means a claim on this page points at it. Reading twelve quarters to state one trend is normal — the gap is shown rather than hidden.
Written by AI, checked against sources
The analysts, the bull–bear debate and the editor's note are AI agents reading only the evidence listed on this page. They can misread a filing or a headline, which is why every claim cites a source you can open and check yourself. The sentiment score is arithmetic over the claims that survived the debate, not a language model's opinion.
Educational analysis of published data. Moneyta does not give investment advice or make recommendations. Past patterns do not indicate future results.
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The full terminal on ALL Gold
Who holds it, who's buying, what the Street thinks: live behind the lock, updated as filings land.
Institutional holders
Net institutional flow, Q/Q
Largest holder position
Insider buys, 90 days
Clustered insider value
Street target range
The real figures are for members. Educational analysis, not advice.
Educational analysis of published data. Moneyta does not give investment advice or make recommendations.