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AMP

AMERIPRISE FINANCIAL INCEvidence as of 2026-09-02

Overview · AMERIPRISE FINANCIAL INC

Ameriprise Financial, Inc., through its subsidiaries, provides various financial products and services to individual and institutional clients in the United States and internationally. It operates through four segments: Advice & Wealth Management, Asset Management, Retirement & Protection Solutions, and Corporate & Other. The Advice & Wealth Management segment provides financial planning and advice; brokerage product…

SectorFinancial Services
IndustryAsset Management
Typeequity
ExchangeNYSE
Employees13,500
www.ameriprise.com

Management team

  • Mr. Gerard P. Smyth · Executive VP & Global Chief Information OfficerFind on LinkedIn
  • Mr. Joseph Edward Sweeney · President of Advice & Wealth Management - Products and Service DeliveryFind on LinkedIn
  • Mr. William Frederick Truscott · Chief Executive Officer of Global Asset ManagementFind on LinkedIn
  • Mr. William Davies · Executive VP & Global Chief Investment OfficerFind on LinkedIn

Start your 7-day free trial to see the full management team.

Links open LinkedIn searches, not verified profiles. Team data from our market-data vendor's company profile.

Moneyta sentiment

Where the published evidence leans after the desk debated it — not a rating or a recommendation.

Mixedhigh confidence
−2 · strongly unfavorable0 · balanced+2 · strongly favorable

+0.3 on a −2 to +2 scale.

What builds the score

Fundamentals
+1.0
Market signals
+0.4
Ownership and flow
−0.6

Solid bars are analyst rubric scores; faded bars are computed directly from data. Claims dropped in debate count for nothing; weakened claims count at half weight.

News tonecontext · not scored+1.0 observed
5 favorable0 neutral0 unfavorableacross 4 outlets

Editor's note

Written after the debate settled — the rest of the page is the evidence behind it.

GoodwinAI editor

The evidence balance is Mixed (+0.3 of a possible +2; was +0.3 before debate) · confidence high. Revenue in fiscal Q2 2026 (fiscal quarter ended 2026-07-24) was $5,013,000,000, up from $4,886,000,000 in fiscal Q1 2026 (fiscal quarter ended 2026-04-24). Net income rose to $1,113,000,000 in fiscal Q2 2026 from $915,000,000 in fiscal Q1 2026, and diluted EPS grew from $ 9.68 to $ 11.98 over the same pair of quarters.

The desk also documented a reduced share base: weighted-average diluted shares fell from 94,500,000 in fiscal Q1 2026 to 92,900,000 in fiscal Q2 2026, with point-in-time common shares outstanding reported at 88,333,219 as of 24 July 2026. Model inputs show P/E (TTM) = 13.01, price-to-FCF (TTM) = 11.23, implied FCF growth = -4.36%, TTM FCF = $4,487,000,000 and EV ≈ $48,299,137,958.

How this note was made

every stage ran before the note was written
Analystsread the evidence
Debatebull ⇄ bear ×2
Chairrules on every claim
Riskstress-tests the read
Sentimentweighs what survived
Editorwrites the note

Analyst desk

Mercer, Oakes, Nash, Ellis, Yates, Talbot and Archer. The desk: named AI agents, not people. Each reads one slice of the evidence and nothing else — no outside knowledge, no browsing — so every finding traces to a source you can open.

MercerAI fundamentals analyst
+1.0

Reads the XBRL figures companies file with the SEC — revenue, margins, income, debt and share count, quarter by quarter — and reports which way the trend is running.

Revenue for the quarter ended 30 June 2026 (fiscal Q2 2026, 2026-04-01 to 2026-06-30) was $5,013,000,000, up from $4,886,000,000 in the quarter ended 31 March 2026 (fiscal Q1 2026).

XBRL companyfacts · 0000820027-26-000043

Net income for the quarter ended 30 June 2026 (fiscal Q2 2026) was $1,113,000,000, up from $915,000,000 in the quarter ended 31 March 2026 (fiscal Q1 2026).

XBRL companyfacts · 0000820027-26-000043
OakesAI filings and risk analyst
+0.0

Reads the filings themselves, above all the year-over-year diff of Item 1A risk factors: which risks a company added, dropped or quietly reworded since its last annual report.

Nothing in this slice of the evidence rose to a claim — a quiet read, which itself is information.

Which filings the desk reads

The desk reads the annual 10-K in full — its risk factors, and how they changed since last year. Quarterly 10-Qs and event filings (8-Ks, insider Form 4s) are listed for context but not read line by line: the 10-K is where the material risk disclosures live. A brand-new company, or one we have only just begun tracking, may have no annual report on file yet — its risk analysis fills in once that lands.

NashAI market signals analyst
+1.0

Reads the signal panel above — momentum, volatility, drawdown, relative strength and beta — and ranks each against the whole research universe rather than judging it in isolation.

As of 2026-09-01, AMP's 3-month momentum is +22.2% and its 6-month momentum is +17.3%, with the 6-month momentum ranked in the 74th percentile of the 547-stock research universe.

Moneyta signal set · 2026-09-01weakened in debate

As of 2026-09-01, AMP shows a golden cross (shorter moving average above longer moving average) and price is +2.7% above the 50-day SMA and +12.3% above the 200-day SMA.

Moneyta signal set · 2026-09-01
EllisAI ownership and flow analyst
−1.0

Reads which funds hold the name and at what weight, plus insider Form 4 filings, to show the exposure you may already carry through index funds.

13F-reported institutional holdings total $750,458 as of 2026-03-31.

13F holdings · 2 filers · as of 2026-03-31

SageView Advisory Group, LLC is listed with a holding value of $434,933 and is marked as a new position in the 13F for the period ended 2026-03-31.

13F holdings · 2 filers · as of 2026-03-31
YatesAI news analyst
+1.0

Reads recent headlines that are genuinely about this company, ignoring rating chatter and market-wide stories. Findings argue in the debate but never move the sentiment score.

A syndicated piece on 1 September 2026 reports that eleven brokerages covered the firm and an average price target of $555.33 was cited along with an average recommendation described as "Moderate Buy".

News · thelincolnianonline.com · 2026-09-01

A 1 September 2026 Yahoo Finance headline frames Ameriprise as potentially 50% undervalued based on an Excess Returns model and earnings-multiple checks.

News · finance.yahoo.com · 2026-09-01
TalbotAI insider activity analyst
no data on file

Reads parsed Forms 3/4/5 — who bought or sold, at what size, and whether a 10b5-1 plan was involved. Flags clustered open-market officer buying; treats plan sales as routine and never counts a fund or 10%-holder as an officer.

No insider transactions on file in the trailing 180 days.

ArcherAI valuation analyst
+0.0

Reads the implied-expectations math built from the company's own filings (the growth rate today's price would justify, and the multiples beside it) and argues whether the market's bar looks high or low for this business. Never turns the math into a target.

The modelled implied free cash flow (FCF) growth rate that today's price would justify is -4.36% (implied_growth = -0.0436).

Valuation inputs · SEC XBRL + stored EOD close

Price-to-FCF (TTM) in the evidence is 11.23.

Valuation inputs · SEC XBRL + stored EOD close

Debate and risk review

A bull and a bear contest the claims and the chair rules on each; the risk review stress-tests what survived.

Debate1 round · 4 claims contested

A bull and a bear argue the analysts' claims across two rounds, then a chair rules on each one. Only what survives feeds the score — the argument is shown, not hidden, so you can judge the reasoning yourself.

The bull case

Sequential operating results show revenue, net income and diluted EPS all increased from Q1 to Q2 2026, with net income and EPS rising materially faster than revenue; concurrently, weighted-average diluted shares and point-in-time shares declined, and the company has been repurchasing stock — together these items support an earnings-quality and EPS-accretion narrative for the quarter pair. Market signals (strong short- and medium-term momentum, a golden cross, price above moving averages, and below-market beta) align with that operational improvement and suggest the equity is being re-rated by traders; third-party analyst coverage and multiple favorable headlines reinforce a constructive informational backdrop. Valuation metrics in the evidence (P/E TTM ~13.0, P/FCF ~11.2, implied FCF growth required ≈ -4.36%) indicate the current price embeds modest expectations relative to reported cash generation, which supports a favorable read when combined with buybacks and EPS growth. The most concerning bear points rely on either dated balance-sheet inputs or on aggregate institutional-value changes reported for an earlier quarter; those weaknesses reduce the evidentiary weight of the ownership and EV-adjustment criticisms versus the contemporaneous operating, market-momentum, buyback, and valuation signals.

The bear case

Chair's verdict, claim by claim

A syndicated piece on 1 September 2026 reports that eleven brokerages covered the firm and an average price target of $555.33 was cited along with an average recommendation described as "Moderate Buy".The syndicated report of analyst coverage and an average price target is a factual description of the cited news item.upheld
A 1 September 2026 Yahoo Finance headline frames Ameriprise as potentially 50% undervalued based on an Excess Returns model and earnings-multiple checks.The Yahoo Finance headline framing an Excess Returns model valuation is a correct summary of the cited news item.upheld
As of 2026-09-01, AMP's 3-month momentum is +22.2% and its 6-month momentum is +17.3%, with the 6-month momentum ranked in the 74th percentile of the 547-stock research universe.The momentum metric is reported for AMP but the base-rate flag notes many universe names share similar momentum, so this is partly a market-wide effect rather than a unique company signal.weakened
Risk review

Fragility · computed, not argued

balanced0.39

29 surviving claims rest on 11 distinct sources; the heaviest analyst carries 24% of them, and 98% of what the desk raised survived the debate.

The evidence base is internally consistent (98% of raised points survived review) and draws from a moderate set of distinct sources, so the desk read carries informational weight. However, almost a quarter of the surviving-claim influence traces to a single analyst and many claims hinge on a small number of filings and computed signals, so the read is moderately fragile to new analyst re-weights or a single corrective filing.

Peer context · computed, not argued

12-1 momentum ranks 2nd of 6 in Asset Management (as of 2026-09-01).

6-month relative strength ranks 4th of 6 in Asset Management (as of 2026-09-01).

90-day volatility ranks 6th of 6 in Asset Management (as of 2026-09-01).

dividend yield ranks 6th of 6 in Asset Management (as of 2026-09-01).

Disconfirming evidence · base rates · falsifiers

Context

Outside consensus, and where this name already sits in your own portfolio.

The street's viewAnalyst consensus · third-party · 2026-09-01
Buy Hold Sell Target

Third-party consensus shown for context. It never enters Moneyta sentiment — when the two diverge, the debate above is where the why lives.

What this was built from

Every figure on this page traces to one of these. The desk reads only what is listed here — no outside knowledge, no browsing — and each card shows who read it and what it contributed to the score.

18 filings· 1 cited

SEC XBRL filings

Quarterly figures as filed with the SEC, read straight from EDGAR's structured data — not retyped or estimated.

Read by Mercer+1.0 to the score

1 signal set

Moneyta signal set

Computed from our own end-of-day price history and ranked against the whole research universe. No AI involved.

Read by Nash+0.4 to the score

2 holdings records· 1 cited

Fund holdings

Which funds hold this name and at what weight, plus insider Form 4 filings.

Read by Ellis−0.6 to the score

5 headlines· 2 cited

News coverage

Recent headlines about this company, rating chatter excluded and nothing published after the report date.

Read by Yatesnothing survived

1 computation

Valuation inputs

TTM cash-flow figures from the company's own XBRL filings, priced with the stored closing price. Implied growth and multiples only; no fair-value dollar figure reaches the desk, by design.

Read by Archercontext only

1 record· 0 cited

Company profile

Sector, industry and company details.

1 record· 0 cited

Analyst consensus

Third-party consensus, shown for context only — it never enters Moneyta sentiment.

Read means we pulled and handed it to an analyst; cited means a claim on this page points at it. Reading twelve quarters to state one trend is normal — the gap is shown rather than hidden.

Social sentiment

Crowd chatter as an evidence stream.

Coming soon

Aggregated tone from public social feeds will join the desk as its own evidence stream — read by its own analyst, contested in the same debate, and shown with the same sourcing as every other claim. Until it earns that bar, nothing renders here.

RPT-1d125ad5evidence 8b103b7362eegenerated 9/2/2026, 1:46:48 AM · 107s14 model calls View trail

Written by AI, checked against sources

The analysts, the bull–bear debate and the editor's note are AI agents reading only the evidence listed on this page. They can misread a filing or a headline, which is why every claim cites a source you can open and check yourself. The sentiment score is arithmetic over the claims that survived the debate, not a language model's opinion.

Educational analysis of published data. Moneyta does not give investment advice or make recommendations. Past patterns do not indicate future results.

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Institutional holders

Net institutional flow, Q/Q

Largest holder position

Insider buys, 90 days

Clustered insider value

Street target range

The real figures are for members. Educational analysis, not advice.

Educational analysis of published data. Moneyta does not give investment advice or make recommendations.