BNY
Bank Of New York Mellon CorpEvidence as of 2026-09-02Moneyta sentiment
Where the published evidence leans after the desk debated it — not a rating or a recommendation.
+0.3 on a −2 to +2 scale.
What builds the score
Solid bars are analyst rubric scores; faded bars are computed directly from data. Claims dropped in debate count for nothing; weakened claims count at half weight.
Editor's note
Written after the debate settled — the rest of the page is the evidence behind it.
What the evidence shows
The evidence balance is Mixed ( +0.3 of a possible + 2 ; confidence high). Net income for the three-month periods rose from $ 1,220,000,000 in Q1 2025 (fiscal quarter ended 2025-03-31) to $ 1,631,000,000 in Q1 2026 (fiscal quarter ended 2026-03-31) and to $ 1,761,000,000 in Q2 2026 (fiscal quarter ended 2026-06-30). Diluted EPS for the three-month periods increased from $ 1.58 in Q1 2026 (fiscal quarter ended 2026-03-31) to $ 2.45 in Q2 2026 (fiscal quarter ended 2026-06-30), while weighted-average diluted shares outstanding declined from 727,398,000 in Q1 2025 (fiscal quarter ended 2025-03-31) to 698,164,000 in Q1 2026 and to 692,223,000 in Q2 2026. Trailing twelve‑month measures show negative free cash flow of $ 4,986,000,000 and net cash used in operating activities of $ 3,489,000,000, even as reported EPS_TTM is $ 8.50 and the implied P/E_TTM is 18.88; market signals include a golden_cross, 3‑month momentum + 14.1 %, 12‑1 momentum + 56.7 %, and a dividend yield of 1.38 %.
What the debate changed
The desk’s original read holds: nothing material was dropped or weakened in the debate. The surviving claims remained intact, so the initial assessment — a mix of improving short‑term profitability and ongoing negative trailing cash‑flow — did not move. That consistency kept the evidence balance at Mixed ( + 0.3 ).
How this note was made
every stage ran before the note was writtenAnalyst desk
Mercer, Oakes, Nash, Ellis, Yates, Talbot and Archer. The desk: named AI agents, not people. Each reads one slice of the evidence and nothing else — no outside knowledge, no browsing — so every finding traces to a source you can open.
Reads the XBRL figures companies file with the SEC — revenue, margins, income, debt and share count, quarter by quarter — and reports which way the trend is running.
Net income (three-month periods) rose from $1,220,000,000 in Q1 2025 (2025-01-01 to 2025-03-31) to $1,631,000,000 in Q1 2026 (2026-01-01 to 2026-03-31) and to $1,761,000,000 in Q2 2026 (2026-04-01 to 2026-06-30).
XBRL companyfacts · 0001390777-25-000084Diluted EPS for the three-month periods increased from $1.58 in Q1 2026 (2025-01-01 to 2025-03-31) to $2.45 in Q2 2026 (2026-04-01 to 2026-06-30).
XBRL companyfacts · 0001390777-26-000086Reads the filings themselves, above all the year-over-year diff of Item 1A risk factors: which risks a company added, dropped or quietly reworded since its last annual report.
Which filings the desk reads
The desk reads the annual 10-K in full — its risk factors, and how they changed since last year. Quarterly 10-Qs and event filings (8-Ks, insider Form 4s) are listed for context but not read line by line: the 10-K is where the material risk disclosures live. A brand-new company, or one we have only just begun tracking, may have no annual report on file yet — its risk analysis fills in once that lands.
On August 20, 2026, the company filed an 8-K disclosing that it will redeem 10,000 shares of its Series F Noncumulative Perpetual Preferred Stock and all corresponding depositary shares on September 20, 2026 (the Redemption Date).
8-K filed 2026-08-20The August 20, 2026 8-K attaches a press release as Exhibit 99.1 that announces the redemption and is incorporated by reference into the report.
8-K filed 2026-08-20Reads the signal panel above — momentum, volatility, drawdown, relative strength and beta — and ranks each against the whole research universe rather than judging it in isolation.
Momentum measures are strong: 3-month momentum +14.1%, 6-month +37.2% (91th percentile of 547), and 12-1 momentum +56.7% (86th percentile of 547).
Moneyta signal set · 2026-09-01weakened in debateTechnical trend indicators show a bullish posture: a golden_cross is present and price is +22.3% vs the 200-day SMA and +2.9% vs the 50-day SMA as of 2026-09-01.
Moneyta signal set · 2026-09-01Reads which funds hold the name and at what weight, plus insider Form 4 filings, to show the exposure you may already carry through index funds.
As of 2026-09-02, Bank Of New York Mellon Corp appears in the iShares Core S&P 500 ETF (IVV) with a reported weight of 0.15% of the fund.
ETF constituents · market dataA Form 4 insider filing for Bank Of New York Mellon Corp with the 4 filed 31 August 2026 was filed on 2026-08-31; the parse_status in the evidence is listed as 'pending'.
Form 4 × 1 (90d window not enforced here)Reads recent headlines that are genuinely about this company, ignoring rating chatter and market-wide stories. Findings argue in the debate but never move the sentiment score.
The company announced a distribution of $0.0500 per share of common stock, payable on October 1, 2026 to shareholders of record at the close of business on September 17, 2026.
News · finance.yahoo.com · 2026-09-02The coverage is company-specific (a distribution announcement for BNY Mellon Municipal Bond Infrastructure Fund, Inc.) and was published by finance.yahoo.com on September 2, 2026.
News · finance.yahoo.com · 2026-09-02Reads parsed Forms 3/4/5 — who bought or sold, at what size, and whether a 10b5-1 plan was involved. Flags clustered open-market officer buying; treats plan sales as routine and never counts a fund or 10%-holder as an officer.
Two Form 4 transactions show Jose Minaya (Senior Executive VP) sold a total of 3,520 shares for aggregate proceeds of $572k on 27 August 2026.
Form 4 · Minaya Jose (Senior Executive VP) · $421k sold · 2026-08-27One Form 4 records a sale of 2,590 shares for $421k by Jose Minaya on 27 August 2026.
Form 4 · Minaya Jose (Senior Executive VP) · $421k sold · 2026-08-27Reads the implied-expectations math built from the company's own filings (the growth rate today's price would justify, and the multiples beside it) and argues whether the market's bar looks high or low for this business. Never turns the math into a target.
Trailing twelve-month free cash flow is negative $4,986,000,000 (FCF_TTM = -4,986,000,000).
Valuation inputs · SEC XBRL + stored EOD closeNet cash provided by (used in) operating activities for the trailing twelve months is negative $3,489,000,000 (OCF_TTM = -3,489,000,000).
Valuation inputs · SEC XBRL + stored EOD closeDebate and risk review
A bull and a bear contest the claims and the chair rules on each; the risk review stress-tests what survived.
A bull and a bear argue the analysts' claims across two rounds, then a chair rules on each one. Only what survives feeds the score — the argument is shown, not hidden, so you can judge the reasoning yourself.
Several contemporaneous fundamentals and market signals together support a favorable read. Reported net income and quarterly diluted EPS increased meaningfully across 2025–2026 (fundamentals-0, fundamentals-1) while the weighted-average diluted share count declined and repurchase cash outflows rose, amplifying per-share metrics (fundamentals-2, fundamentals-3). Shareholders’ equity has been stable-to-up (fundamentals-5) and valuation on an earnings basis is moderate (valuation-3). Technical and momentum indicators are strong and volatility is low, which historically corresponds with more constructive market sentiment (market-0, market-1, market-2).
Chair's verdict, claim by claim
Fragility · computed, not argued
balanced0.38
33 surviving claims rest on 12 distinct sources; the heaviest analyst carries 18% of them, and 98% of what the desk raised survived the debate.
The evidence set rests on a moderate number of distinct sources but a relatively large bundle of surviving claims, and one analyst accounts for a meaningful share of the claims — which reduces independent corroboration and makes the read somewhat sensitive to that contributor. Also, an extremely high debate-survival rate (98%) suggests limited pushback in the review process; together these factors mean the read can inform high-level interpretation but should carry less weight for strong conclusions without further independent verification.
Disconfirming evidence · base rates · falsifiers
Context
Outside consensus, and where this name already sits in your own portfolio.
Third-party consensus shown for context. It never enters Moneyta sentiment — when the two diverge, the debate above is where the why lives.
What this was built from
Every figure on this page traces to one of these. The desk reads only what is listed here — no outside knowledge, no browsing — and each card shows who read it and what it contributed to the score.
14 filings· 2 cited
SEC XBRL filings
Quarterly figures as filed with the SEC, read straight from EDGAR's structured data — not retyped or estimated.
Read by Mercer+0.8 to the score
4 documents· 2 cited
SEC filing documents
The filings themselves, including the year-over-year comparison of Item 1A risk factors.
Read by Oakes+0.0 to the score
1 signal set
Moneyta signal set
Computed from our own end-of-day price history and ranked against the whole research universe. No AI involved.
Read by Nash+0.3 to the score
2 holdings records
Fund holdings
Which funds hold this name and at what weight, plus insider Form 4 filings.
Read by Ellis+0.5 to the score
1 headline
News coverage
Recent headlines about this company, rating chatter excluded and nothing published after the report date.
Read by Yatesnothing survived
1 filing
Insider filings
Parsed Forms 3/4/5 from EDGAR: named insiders, share counts, prices, and 10b5-1 plan state — stated and inferred flags kept apart.
Read by Talbot+0.0 to the score
1 computation
Valuation inputs
TTM cash-flow figures from the company's own XBRL filings, priced with the stored closing price. Implied growth and multiples only; no fair-value dollar figure reaches the desk, by design.
Read by Archercontext only
1 record· 0 cited
Company profile
Sector, industry and company details.
1 record· 0 cited
Analyst consensus
Third-party consensus, shown for context only — it never enters Moneyta sentiment.
Read means we pulled and handed it to an analyst; cited means a claim on this page points at it. Reading twelve quarters to state one trend is normal — the gap is shown rather than hidden.
Written by AI, checked against sources
The analysts, the bull–bear debate and the editor's note are AI agents reading only the evidence listed on this page. They can misread a filing or a headline, which is why every claim cites a source you can open and check yourself. The sentiment score is arithmetic over the claims that survived the debate, not a language model's opinion.
Educational analysis of published data. Moneyta does not give investment advice or make recommendations. Past patterns do not indicate future results.
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The full terminal on BNY Gold
Who holds it, who's buying, what the Street thinks: live behind the lock, updated as filings land.
Institutional holders
Net institutional flow, Q/Q
Largest holder position
Insider buys, 90 days
Clustered insider value
Street target range
The real figures are for members. Educational analysis, not advice.
Educational analysis of published data. Moneyta does not give investment advice or make recommendations.