FIS
Fidelity National Information Services, Inc.Evidence as of 2026-09-02Overview · Fidelity National Information Services, Inc.
Fidelity National Information Services, Inc. provides technology solutions for financial institutions and businesses worldwide. It operates through Banking Solutions, Merchant Solutions, and Capital Market Solutions segments. The Banking Solutions segment provides core processing and ancillary applications; mobile and online banking; fraud, risk management, and compliance; electronic funds transfer and network; card…
Management team
- Ms. Caroline Tsai · Chief Legal & Corporate Affairs Officer and Corporate SecretaryFind on LinkedIn
- Mr. Robert Alexander Toohey · Chief People officerFind on LinkedIn
- Mr. Firdaus Bhathena · Chief Technology OfficerFind on LinkedIn
- Mr. Peter Francis · Global Head of Professional Services - InsuranceFind on LinkedIn
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Links open LinkedIn searches, not verified profiles. Team data from our market-data vendor's company profile.
Moneyta sentiment
Where the published evidence leans after the desk debated it — not a rating or a recommendation.
+0.2 on a −2 to +2 scale.
What builds the score
Solid bars are analyst rubric scores; faded bars are computed directly from data. Claims dropped in debate count for nothing; weakened claims count at half weight.
Editor's note
Written after the debate settled — the rest of the page is the evidence behind it.
The evidence balance is Mixed (+ 0.2 of a possible + 2; was + 0.2 before debate) · confidence high. Revenue from contracts rose across the comparable fiscal quarters shown: USD 2,616,000,000 for fiscal Q2 2025 (fiscal quarter ended 2025-08-01) -> USD 2,717,000,000 for fiscal Q3 2025 (fiscal quarter ended 2025-10-31) -> USD 3,295,000,000 for fiscal Q1 2026 (fiscal quarter ended 2026-05-06) -> USD 3,377,000,000 for fiscal Q2 2026 (fiscal quarter ended 2026-07-31). Gross profit rose on the same sequence from USD 952,000,000 to USD 1,174,000,000 across those comparable periods, and net income recovered from a net loss of USD -470,000,000 in fiscal Q2 2025 to positive results of USD 231,000,000 in fiscal Q2 2026.
Operating income shows growth overall but with a mid-sequence dip: USD 408,000,000 (fiscal Q2 2025) -> USD 457,000,000 (fiscal Q3 2025) -> USD 423,000,000 (fiscal Q1 2026) -> USD 507,000,000 (fiscal Q2 2026). Balance-sheet and market facts are material: long-term debt rose from USD 10,353,000,000 as of 2025-12-31 to USD 16,948,000,000 as of 2026-06-30; the stock is roughly 51.7% below its 3-year high with a 3-year max drawdown of -56.5%; trailing twelve‑month P/E is 9.04 and P/FCF is 8.34; dividend yield (TTM) is 4.01%.
How this note was made
every stage ran before the note was writtenAnalyst desk
Mercer, Oakes, Nash, Ellis, Yates, Talbot and Archer. The desk: named AI agents, not people. Each reads one slice of the evidence and nothing else — no outside knowledge, no browsing — so every finding traces to a source you can open.
Reads the XBRL figures companies file with the SEC — revenue, margins, income, debt and share count, quarter by quarter — and reports which way the trend is running.
Revenue from contracts rose across the last four comparable fiscal quarters shown: USD 2,616,000,000 for fiscal Q2 2025 (2025-04-01 to 2025-06-30, 3mo) -> USD 2,717,000,000 for fiscal Q3 2025 (2025-07-01 to 2025-09-30, 3mo) -> USD 3,295,000,000 for fiscal Q1 2026 (2026-01-01 to 2026-03-31, 3mo) -> USD 3,377,000,000 for fiscal Q2 2026 (2026-04-01 to 2026-06-30, 3mo).
XBRL companyfacts · 0001136893-26-000050Gross profit increased over the same sequence of comparable quarters: USD 952,000,000 (fiscal Q2 2025, 2025-04-01 to 2025-06-30) -> USD 1,028,000,000 (fiscal Q3 2025, 2025-07-01 to 2025-09-30) -> USD 1,108,000,000 (fiscal Q1 2026, 2026-01-01 to 2026-03-31) -> USD 1,174,000,000 (fiscal Q2 2026, 2026-04-01 to 2026-06-30).
XBRL companyfacts · 0001136893-26-000050Reads the filings themselves, above all the year-over-year diff of Item 1A risk factors: which risks a company added, dropped or quietly reworded since its last annual report.
Which filings the desk reads
The desk reads the annual 10-K in full — its risk factors, and how they changed since last year. Quarterly 10-Qs and event filings (8-Ks, insider Form 4s) are listed for context but not read line by line: the 10-K is where the material risk disclosures live. A brand-new company, or one we have only just begun tracking, may have no annual report on file yet — its risk analysis fills in once that lands.
A Form 4 for the company was filed with the 4 filed 25 August 2026 on 2026-08-25.
4 filed 2026-08-25The provided filing record shows parse_status marked as "skipped," indicating that no parsed transaction details are available in the supplied evidence.
4 filed 2026-08-25Reads the signal panel above — momentum, volatility, drawdown, relative strength and beta — and ranks each against the whole research universe rather than judging it in isolation.
Max drawdown over the past 3 years is -56.5%, and the 3-year drawdown ranks in the 10th percentile of the 547-stock research universe (i.e., among the larger drawdowns).
Moneyta signal set · 2026-09-02Price is 51.7% below its 3-year high (drawdown from 3y high = -51.7%).
Moneyta signal set · 2026-09-02Reads which funds hold the name and at what weight, plus insider Form 4 filings, to show the exposure you may already carry through index funds.
As of 2026-09-02, FIS appears as a holding in the IVV ETF with a fund weight of 0.03%.
ETF constituents · market dataA Form 4 insider filing for FIS was filed on 2026-08-25 (the 4 filed 25 August 2026); the parsed record in the evidence is marked as 'skipped' and no primary document URL is provided.
Form 4 × 1 (90d window not enforced here)Reads recent headlines that are genuinely about this company, ignoring rating chatter and market-wide stories. Findings argue in the debate but never move the sentiment score.
FIS announced a collaboration with Ericsson to integrate FIS’s payments and issuing capabilities with the Ericsson Fintech Platform, framed as aimed to help organizations launch wallet-led financial services faster and with less integration complexity.
News · finance.yahoo.com · 2026-09-01Multiple outlets ran company-focused stories that frame the Ericsson partnership as potentially important for FIS’s growth or its ability to speed wallet launches and reduce integration costs.
News · finance.yahoo.com · 2026-09-01Reads parsed Forms 3/4/5 — who bought or sold, at what size, and whether a 10b5-1 plan was involved. Flags clustered open-market officer buying; treats plan sales as routine and never counts a fund or 10%-holder as an officer.
No insider transactions on file in the trailing 180 days.
Reads the implied-expectations math built from the company's own filings (the growth rate today's price would justify, and the multiples beside it) and argues whether the market's bar looks high or low for this business. Never turns the math into a target.
As of 2026-09-02, the valuation model reports an implied free-cash-flow growth rate of -10.83% (the FCF growth rate today's price would justify under the stated discount and terminal assumptions).
Valuation inputs · SEC XBRL + stored EOD closeAs of 2026-09-02, the price-to-free-cash-flow (P/FCF) multiple is 8.34.
Valuation inputs · SEC XBRL + stored EOD closeDebate and risk review
A bull and a bear contest the claims and the chair rules on each; the risk review stress-tests what survived.
A bull and a bear argue the analysts' claims across two rounds, then a chair rules on each one. Only what survives feeds the score — the argument is shown, not hidden, so you can judge the reasoning yourself.
Several company-specific fundamentals in the evidence jointly support a favorable read: revenue, gross profit, and operating income each rose across the four comparable quarters, and net income recovered from a sizable loss to sustained positive quarterly profit—signaling improving operating performance and margin traction. Valuation metrics in the sample are comparatively low (P/FCF 8.34, EV/EBITDA 9.07, P/E 9.04) and trailing free cash flow and operating cash flow remain positive (FCF TTM $2.59B, OCF TTM $2.75B), which together imply the market is pricing material downside or uncertainty into the equity despite improving results. The Ericsson partnership and related press coverage add a thematic growth narrative around wallet-led payment capabilities, and the 4.01% trailing dividend yield provides an income component relative to the research universe. These claims jointly counterbear the market-focused concerns by showing operating recovery, cash generation, and valuation that, when read together, present a constructive informational case.
Chair's verdict, claim by claim
Fragility · computed, not argued
balanced0.38
31 surviving claims rest on 13 distinct sources; the heaviest analyst carries 29% of them, and 97% of what the desk raised survived the debate.
The read is moderately fragile: 31 surviving claims rest on a relatively small set of 13 distinct sources, and nearly a third of the claims are concentrated on a single analyst’s contributions. The very high debate-survival rate (97%) indicates strong internal consistency, but the source and analyst concentration mean the narrative has less independent corroboration than ideal — treat the synthesis as informative but weight it with caution.
Peer context · computed, not argued
12-1 momentum ranks 8th of 9 in Information Technology Services (as of 2026-09-02).
6-month relative strength ranks 7th of 9 in Information Technology Services (as of 2026-09-02).
90-day volatility ranks 8th of 9 in Information Technology Services (as of 2026-09-02).
dividend yield ranks 1st of 9 in Information Technology Services (as of 2026-09-02).
Disconfirming evidence · base rates · falsifiers
Context
Outside consensus, and where this name already sits in your own portfolio.
Third-party consensus shown for context. It never enters Moneyta sentiment — when the two diverge, the debate above is where the why lives.
What this was built from
Every figure on this page traces to one of these. The desk reads only what is listed here — no outside knowledge, no browsing — and each card shows who read it and what it contributed to the score.
10 filings· 1 cited
SEC XBRL filings
Quarterly figures as filed with the SEC, read straight from EDGAR's structured data — not retyped or estimated.
Read by Mercer+0.6 to the score
1 document
SEC filing documents
The filings themselves, including the year-over-year comparison of Item 1A risk factors.
Read by Oakes+0.0 to the score
1 signal set
Moneyta signal set
Computed from our own end-of-day price history and ranked against the whole research universe. No AI involved.
Read by Nash−0.5 to the score
2 holdings records
Fund holdings
Which funds hold this name and at what weight, plus insider Form 4 filings.
Read by Ellis+0.5 to the score
8 headlines· 2 cited
News coverage
Recent headlines about this company, rating chatter excluded and nothing published after the report date.
Read by Yatesnothing survived
1 computation
Valuation inputs
TTM cash-flow figures from the company's own XBRL filings, priced with the stored closing price. Implied growth and multiples only; no fair-value dollar figure reaches the desk, by design.
Read by Archercontext only
1 record· 0 cited
Company profile
Sector, industry and company details.
1 record· 0 cited
Analyst consensus
Third-party consensus, shown for context only — it never enters Moneyta sentiment.
Read means we pulled and handed it to an analyst; cited means a claim on this page points at it. Reading twelve quarters to state one trend is normal — the gap is shown rather than hidden.
Written by AI, checked against sources
The analysts, the bull–bear debate and the editor's note are AI agents reading only the evidence listed on this page. They can misread a filing or a headline, which is why every claim cites a source you can open and check yourself. The sentiment score is arithmetic over the claims that survived the debate, not a language model's opinion.
Educational analysis of published data. Moneyta does not give investment advice or make recommendations. Past patterns do not indicate future results.
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The full terminal on FIS Gold
Who holds it, who's buying, what the Street thinks: live behind the lock, updated as filings land.
Institutional holders
Net institutional flow, Q/Q
Largest holder position
Insider buys, 90 days
Clustered insider value
Street target range
The real figures are for members. Educational analysis, not advice.
Educational analysis of published data. Moneyta does not give investment advice or make recommendations.