GM
General Motors CoEvidence as of 2026-09-15The desk's Snapshot
3 of 15 open to everyone · members see allRead the full desk report on GM
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Overview · General Motors Co
General Motors Company designs, builds, and sells trucks, crossovers, cars, and automobile parts; and provide software-enabled services and subscriptions worldwide. The company operates through GM North America, GM International, Cruise, and GM Financial segments. It markets its vehicles primarily under the Buick, Cadillac, Chevrolet, GMC, Baojun, and Wuling brand names. The company also sells trucks, crossovers, car…
Management team
- Ms. Lin-Hua Wu · Senior VP & Chief Communications OfficerFind on LinkedIn
- Mr. Grant M. Dixton · Executive VP, Chief Legal & Public Policy Officer and Corporate SecretaryFind on LinkedIn
- Mr. Christopher T. Hatto · VP of Global Business Solutions & Chief Accounting OfficerFind on LinkedIn
- Mr. Kenneth E. Morris · Senior Vice President of Product Programs, Product Safety & MotorsportsFind on LinkedIn
Start free to see the full management team.
Links open LinkedIn searches, not verified profiles. Team data from our market-data vendor's company profile.
Moneyta sentiment
Where the published evidence leans after the desk debated it, not a rating or a recommendation.
−0.6 on a −2 to +2 scale.
What builds the score
Solid bars are analyst rubric scores; faded bars are computed directly from data. Claims dropped in debate count for nothing; weakened claims count at half weight.
Editor's note
Written after the debate settled. The rest of the page is the evidence behind it.
The desk rates the evidence balance as Cautious ( -0.6 of a possible +2; was -0.6 before debate) · confidence high. Reported revenues rose from $ 43,624,000,000 in Q1 2026 (fiscal quarter ended 2026-04-17) to $ 48,026,000,000 in Q2 2026 (fiscal quarter ended 2026-07-10), while operating income fell from $ 2,926,000,000 to $ 1,459,000,000 over the same two quarters, compressing operating margin from about 6.7% to about 3.0. Diluted EPS declined from $ 2.82 in Q1 2026 to $ 1.41 in Q2 2026, and net income moved from $ 2,626,000,000 to $ 1,305,000,000, a pattern consistent with the margin compression.
Point-in-time balance-sheet and capital structure claims show cash and cash equivalents of $ 22,910,000,000 as of 2025-09-30, $ 20,945,000,000 as of 2025-12-31, $ 19,800,000,000 as of 2026-03-31, and $ 20,134,000,000 as of 2026-06-30, with stockholders’ equity around $ 66,374,000,000 (2025-09-30) moving to $ 62,000,000,000 (2026-06-30). Weighted average diluted shares outstanding declined to 910,000,000 in Q2 2026 from 964,000,000 in Q3 2025, and the company recorded $ 800,000,000 of common-stock repurchases in Q1 2026. Valuation measures show price-to-TTM FCF of 11.83, EV/TTM EBITDA of 2.85, a TTM P/E of 11.64, and implied FCF growth of -3.22% at today’s price; enterprise value is materially below market cap because of the large cash balance.
How this note was made
every stage ran before the note was writtenAnalyst desk
Mercer, Oakes, Nash, Ellis, Yates, Talbot and Archer. The desk: named AI agents, not people. Each reads one slice of the evidence and nothing else (no outside knowledge, no browsing), so every finding traces to a source you can open.
Reads the XBRL figures companies file with the SEC (revenue, margins, income, debt and share count, quarter by quarter) and reports which way the trend is running.
Reported revenues increased from $43,624,000,000 in fiscal Q1 2026 (2026-01-01 to 2026-03-31, 3mo) to $48,026,000,000 in fiscal Q2 2026 (2026-04-01 to 2026-06-30, 3mo).
XBRL companyfacts · 0001467858-26-000035Operating income fell from $2,926,000,000 in fiscal Q1 2026 (2026-01-01 to 2026-03-31, 3mo) to $1,459,000,000 in fiscal Q2 2026 (2026-04-01 to 2026-06-30, 3mo), while revenue rose over the same two quarters (operating margin compressed from about 6.7% to about 3.0%).
XBRL companyfacts · 0001467858-26-000035Reads the filings themselves, above all the year-over-year diff of Item 1A risk factors: which risks a company added, dropped or quietly reworded since its last annual report.
Which filings the desk reads
The desk reads the annual 10-K in full: its risk factors, and how they changed since last year. Quarterly 10-Qs and event filings (8-Ks, insider Form 4s) are listed for context but not read line by line: the 10-K is where the material risk disclosures live. A brand-new company, or one we have only just begun tracking, may have no annual report on file yet; its risk analysis fills in once that lands.
The 10-K filed 27 January 2026 added risk-language noting that collective bargaining agreements limit GMs flexibility to adjust personnel costs in response to demand changes.
10-K filed 2026-01-27The 10-K filed 27 January 2026 added or expanded disclosures linking the success of GMs long-term EV strategy to consumer adoption of EVs and specifically referenced recent U.S. Government policy changes, including termination of certain consumer tax incentives, as factors affecting EV adoption.
10-K filed 2026-01-27Reads the signal panel above (momentum, volatility, drawdown, relative strength and beta) and ranks each against the whole research universe rather than judging it in isolation.
Momentum measures are positive: 3-month momentum +6.9%, 6-month +20.7%, and 12-1 momentum +61.0%.
Moneyta signal set · 2026-09-14weakened in debateMomentum percentiles show relative strength in the universe: 6-month momentum is at the 74th percentile of 559 and 12-1 momentum is at the 87th percentile of 559.
Moneyta signal set · 2026-09-14weakened in debateReads which funds hold the name and at what weight, plus insider Form 4 filings, to show the exposure you may already carry through index funds.
Institutional 13F-reported holdings totaled "$56.58B" as of the period ended 2026-03-31, with 1,514 institutional holders reported.
13F holdings · 1514 filers · as of 2026-03-31The 13F report shows aggregate reported institutional value declined 12.0% quarter-over-quarter and 180 reported positions were exited in the most recent quarter (as of the period ended 2026-03-31).
13F holdings · 1514 filers · as of 2026-03-31Reads recent headlines that are genuinely about this company, ignoring rating chatter and market-wide stories. Findings argue in the debate but never move the sentiment score.
Several outlets highlight GM's digital services (OnStar, Super Cruise) as an increasingly valuable part of the company’s business, citing UBS commentary about recurring, high-margin revenue.
News · finance.yahoo.com · 2026-09-14CNBC carried coverage describing GM's digital or 'underappreciated' growth drivers in its recent reporting on the company.
News · cnbc.com · 2026-09-14Reads parsed Forms 3/4/5: who bought or sold, at what size, and whether a 10b5-1 plan was involved. Flags clustered open-market officer buying; treats plan sales as routine and never counts a fund or 10%-holder as an officer.
Mary T. Barra (Chair & CEO) sold 91,843 shares for "$8.3M" on 2026-07-28 under a 10b5-1 plan (stated on the filing).
Form 4 · Barra Mary T (Chair & CEO) · $3.8M code M · 2026-07-28Mary T. Barra (Chair & CEO) sold 108,382 shares for "$9.8M" on 2026-07-28 under a 10b5-1 plan (stated on the filing).
Form 4 · Barra Mary T (Chair & CEO) · $3.8M code M · 2026-07-28Reads the implied-expectations math built from the company's own filings (the growth rate today's price would justify, and the multiples beside it) and argues whether the market's bar looks high or low for this business. Never turns the math into a target.
The model-calculated implied free-cash-flow (FCF) growth rate that today's price would justify is -3.22% (implied_growth = -0.0322).
Valuation inputs · SEC XBRL + stored EOD closePrice-to-trailing-twelve-months FCF is 11.83 (price_to_fcf = 11.83), implying the market is paying roughly 11.8 times last-twelve-months FCF.
Valuation inputs · SEC XBRL + stored EOD closeDebate and risk review
A bull and a bear contest the claims and the chair rules on each; the risk review stress-tests what survived.
A bull and a bear argue the analysts' claims across two rounds, then a chair rules on each one. Only what survives feeds the score. The argument is shown, not hidden, so you can judge the reasoning yourself.
Several claims jointly support a favorable read: revenue expanded quarter-over-quarter (fundamentals-0) while shares outstanding have declined meaningfully over the last year (fundamentals-4) and there is documented buyback activity (fundamentals-5), which together increase per-share economics for reported earnings and cash flows. Valuation-related claims show relatively low multiples on trailing FCF, EV/EBITDA, and P/E (valuation-1, valuation-2, valuation-3) and a large cash balance versus market cap (valuation-5), indicating the company’s enterprise value is reduced when cash is considered; these items are reported and measurable. Market signals show positive momentum and relative strength versus the broad market (market-0, market-1, market-2, market-5), and multiple news items highlight growing digital services and supply-chain localization efforts which, if realized, could support higher-margin recurring revenues (news-0, news-1, news-4). The evidence cited comes from recent SEC filings, quarter filings, market-signal datasets, and press coverage, which are direct sources and therefore have moderate-to-high evidentiary strength for the factual observations they report.
Chair's verdict, claim by claim
Fragility · computed, not argued
balanced0.33
48 surviving claims rest on 22 distinct sources; the heaviest analyst carries 19% of them, and 98% of what the desk raised survived the debate.
The read is moderately resilient: 48 surviving claims drawn from 22 distinct sources gives some breadth, and the largest analyst carrying 19% of claims limits single-analyst dominance. However, a 98% survival rate through debate indicates the desk broadly accepted most evidence without many counterfactuals, which raises the risk that weak or correlated signals were not fully challenged — treat conclusions as informational and weight them accordingly.
Peer context · computed, not argued
12-1 momentum ranks 1st of 8 in Auto Manufacturers (as of 2026-09-14).
6-month relative strength ranks 4th of 8 in Auto Manufacturers (as of 2026-09-14).
90-day volatility ranks 7th of 8 in Auto Manufacturers (as of 2026-09-14).
dividend yield ranks 5th of 8 in Auto Manufacturers (as of 2026-09-14).
Disconfirming evidence · base rates · falsifiers
Context
Outside consensus, and where this name already sits in your own portfolio.
Third-party consensus shown for context. It never enters Moneyta sentiment. When the two diverge, the debate above is where the why lives.
What this was built from
Every figure on this page traces to one of these. The desk reads only what is listed here (no outside knowledge, no browsing), and each card shows who read it and what it contributed to the score.
11 filings· 2 cited
SEC XBRL filings
Quarterly figures as filed with the SEC, read straight from EDGAR's structured data, not retyped or estimated.
Read by Mercer+0.0 to the score
11 documents· 3 cited
SEC filing documents
The filings themselves, including the year-over-year comparison of Item 1A risk factors.
Read by Oakes−0.6 to the score
1 signal set
Moneyta signal set
Computed from our own end-of-day price history and ranked against the whole research universe. No AI involved.
Read by Nash+0.0 to the score
3 holdings records· 1 cited
Fund holdings
Which funds hold this name and at what weight, plus insider Form 4 filings.
Read by Ellis−0.2 to the score
6 headlines· 2 cited
News coverage
Recent headlines about this company, rating chatter excluded and nothing published after the report date.
Read by Yatesnothing survived
7 filings· 1 cited
Insider filings
Parsed Forms 3/4/5 from EDGAR: named insiders, share counts, prices, and 10b5-1 plan state, with stated and inferred flags kept apart.
Read by Talbot−1.0 to the score
1 computation
Valuation inputs
TTM cash-flow figures from the company's own XBRL filings, priced with the stored closing price. Implied growth and multiples only; no fair-value dollar figure reaches the desk, by design.
Read by Archercontext only
1 record· 0 cited
Company profile
Sector, industry and company details.
1 record· 0 cited
Analyst consensus
Third-party consensus, shown for context only; it never enters Moneyta sentiment.
Read means we pulled and handed it to an analyst; cited means a claim on this page points at it. Reading twelve quarters to state one trend is normal; the gap is shown rather than hidden.
Written by AI, checked against sources
The analysts, the bull–bear debate and the editor's note are AI agents reading only the evidence listed on this page. They can misread a filing or a headline, which is why every claim cites a source you can open and check yourself. The sentiment score is arithmetic over the claims that survived the debate, not a language model's opinion.
Educational analysis of published data. Moneyta does not give investment advice or make recommendations. Past patterns do not indicate future results.
The full terminal on GM Gold
Who holds it, who's buying, what the Street thinks: live behind the lock, updated as filings land.
Institutional holders
Net institutional flow, Q/Q
Largest holder position
Insider buys, 90 days
Clustered insider value
Street target range
The real figures are for members. Educational analysis, not advice.
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Educational analysis of published data. Moneyta does not give investment advice or make recommendations.