GPN
GLOBAL PAYMENTS INCEvidence as of 2026-09-03Overview · GLOBAL PAYMENTS INC
Global Payments Inc. provides payment technology and software solutions for card, check, and digital-based payments in the Americas, Europe, and the Asia-Pacific. It operates through three segments: Merchant Solutions, Issuer Solutions, and Consumer Solutions. The Merchant Solutions segment offers authorization, settlement and funding, customer support, chargeback resolution, terminal rental, sales and deployment, pa…
Management team
- Ms. Heather Ross · Executive officerFind on LinkedIn
- Ms. Dara Steele-Belkin · Executive VP & General CounselFind on LinkedIn
- Mr. Gaylon M. Jowers Jr. · Senior EVP & President of TSYS Issuer SolutionsFind on LinkedIn
- Mr. David Lawrence Green Esq. · Senior EVP, Chief Administration & Legal Officer and Corporate SecretaryFind on LinkedIn
Start your 7-day free trial to see the full management team.
Links open LinkedIn searches, not verified profiles. Team data from our market-data vendor's company profile.
Moneyta sentiment
Where the published evidence leans after the desk debated it — not a rating or a recommendation.
+0.5 on a −2 to +2 scale.
What builds the score
Solid bars are analyst rubric scores; faded bars are computed directly from data. Claims dropped in debate count for nothing; weakened claims count at half weight.
Editor's note
Written after the debate settled — the rest of the page is the evidence behind it.
The surviving evidence paints a constructive picture (+0.5 of a possible +2; confidence high) driven by revenue growth and a partial margin recovery. Revenue rose from $1,820,318,000 in fiscal Q1 2026 (fiscal quarter ended 2026-05-01) to $2,969,682,000 in fiscal Q1 2026 (fiscal quarter ended 2026-05-01) and then to $3,320,791,000 in fiscal Q2 2026 (fiscal quarter ended 2026-07-31). Calculated operating margin compressed from about 20.4% in fiscal Q1 2025 (fiscal quarter ended 2025-05-01) to roughly -0.5% in fiscal Q1 2026 (fiscal quarter ended 2026-05-01) and recovered to about 10.2% in fiscal Q2 2026 (fiscal quarter ended 2026-07-31).
Shares outstanding moved from 243,880,022 as of 2025-05-01 to a peak near 279,901,327 as of 2026-02-10 (FY 2025) before falling to 264,618,390 as of 2026-07-31, and the company reported material repurchase cash flows ($549,931,000 in fiscal Q1 2026 and $446,286,000 in fiscal Q1 2025). Market multiples and balance-sheet items show valuation is materially influenced by leverage and cash: trailing FCF multiple is 35.87, enterprise value / trailing twelve-month EBITDA is 12.82, trailing twelve-month EPS is negative ( -2.91 ), cash was $5,408,962,000 and long-term debt was $22,515,505,000 as of 2026-06-30 (net debt ≈ $17,106,543,000), and the market-implied FCF growth rate implied by today’s price is 23.86%.
How this note was made
every stage ran before the note was writtenAnalyst desk
Mercer, Oakes, Nash, Ellis, Yates, Talbot and Archer. The desk: named AI agents, not people. Each reads one slice of the evidence and nothing else — no outside knowledge, no browsing — so every finding traces to a source you can open.
Reads the XBRL figures companies file with the SEC — revenue, margins, income, debt and share count, quarter by quarter — and reports which way the trend is running.
Revenue (RevenueFromContractWithCustomerExcludingAssessedTax) rose from $1,820,318,000 in the fiscal Q1 2026 period (2025-01-01 to 2025-03-31) to $2,969,682,000 in the fiscal Q1 2026 period (2026-01-01 to 2026-03-31) and then to $3,320,791,000 in the fiscal Q2 2026 period (2026-04-01 to 2026-06-30).
XBRL companyfacts · 0001123360-26-000072Operating income (OperatingIncomeLoss) was $371,959,000 in the fiscal Q1 2026 period (2025-01-01 to 2025-03-31), fell to an operating loss of $15,648,000 in the fiscal Q1 2026 period (2026-01-01 to 2026-03-31), then recovered to operating income of $337,121,000 in the fiscal Q2 2026 period (2026-04-01 to 2026-06-30).
XBRL companyfacts · 0001123360-26-000072Reads the filings themselves, above all the year-over-year diff of Item 1A risk factors: which risks a company added, dropped or quietly reworded since its last annual report.
Nothing in this slice of the evidence rose to a claim — a quiet read, which itself is information.
Which filings the desk reads
The desk reads the annual 10-K in full — its risk factors, and how they changed since last year. Quarterly 10-Qs and event filings (8-Ks, insider Form 4s) are listed for context but not read line by line: the 10-K is where the material risk disclosures live. A brand-new company, or one we have only just begun tracking, may have no annual report on file yet — its risk analysis fills in once that lands.
Reads the signal panel above — momentum, volatility, drawdown, relative strength and beta — and ranks each against the whole research universe rather than judging it in isolation.
No computed signal history for this symbol yet — signals need roughly 70 trading days of price history.
Reads which funds hold the name and at what weight, plus insider Form 4 filings, to show the exposure you may already carry through index funds.
As of 2026-09-02T13:45:47.228469+00:00, GPN is listed as a holding in ETF IVV.
ETF constituents · market dataThe recorded weight of GPN in ETF IVV is 0.03% of that fund.
ETF constituents · market dataReads recent headlines that are genuinely about this company, ignoring rating chatter and market-wide stories. Findings argue in the debate but never move the sentiment score.
Several recent headlines report institutional buying of Global Payments shares in the 2nd quarter (examples name Lone Peak Global Investors, Corient Private Wealth, Flputnam Investment Management, Jupiter Topco, and Legal & General Group), all published by thelincolnianonline.com between 2026-08-28 and 2026-09-02.
News · thelincolnianonline.com · 2026-09-02Coverage highlights a higher GF Score (86) for Global Payments and frames that score as relevant to investors in a headline published 2026-09-02.
News · gurufocus.com · 2026-09-02Reads parsed Forms 3/4/5 — who bought or sold, at what size, and whether a 10b5-1 plan was involved. Flags clustered open-market officer buying; treats plan sales as routine and never counts a fund or 10%-holder as an officer.
No insider transactions on file in the trailing 180 days.
Reads the implied-expectations math built from the company's own filings (the growth rate today's price would justify, and the multiples beside it) and argues whether the market's bar looks high or low for this business. Never turns the math into a target.
The market-implied free cash flow (FCF) growth rate that today's price would justify, under the stated discount and terminal assumptions, is 23.86%.
Valuation inputs · SEC XBRL + stored EOD closePrice to trailing twelve-month FCF is 35.87, which implies the market is valuing each dollar of recent FCF at about $35.87 of equity value today.
Valuation inputs · SEC XBRL + stored EOD closeDebate and risk review
A bull and a bear contest the claims and the chair rules on each; the risk review stress-tests what survived.
A bull and a bear argue the analysts' claims across two rounds, then a chair rules on each one. Only what survives feeds the score — the argument is shown, not hidden, so you can judge the reasoning yourself.
Several facts in the record jointly support a favorable read. Reported revenue shows strong sequential growth from ~$1.82B to ~$3.32B across the most recent quarters (fundamentals-0), and operating income, while volatile, recovered to a sizeable positive in the latest quarter (fundamentals-1), producing a material operating-margin rebound versus the interim compression (fundamentals-2, fundamentals-3). The company is returning cash via meaningful share repurchases in recent comparable quarters (fundamentals-5) and reported share-count reductions by mid-2026 versus earlier in the year (fundamentals-4), which can amplify per-share metrics. Market-position signals include inclusion in a large ETF (ownership-0/1) and multiple media items noting institutional buying and attention around data/AI events (news-0, news-2), and the enterprise trades at ~12.8x trailing EBITDA (valuation-2), which supports an enterprise-level multiple that is not stretched relative to some comparables.
Chair's verdict, claim by claim
Fragility · computed, not argued
balanced0.33
19 surviving claims rest on 10 distinct sources; the heaviest analyst carries 32% of them, and 100% of what the desk raised survived the debate.
The surviving-read set rests on a moderate breadth of source types (10 distinct sources) but a single analyst contributed nearly a third of the claims, which raises some dependence risk on that contributor’s interpretations. The fact that 100% of the desk’s challenges survived debate increases informational stickiness inside the desk, but it does not remove the need to verify upcoming primary filings and independently sourced records before placing heavy weight on any single claim.
Disconfirming evidence · base rates · falsifiers
Context
Outside consensus, and where this name already sits in your own portfolio.
Third-party consensus shown for context. It never enters Moneyta sentiment — when the two diverge, the debate above is where the why lives.
What this was built from
Every figure on this page traces to one of these. The desk reads only what is listed here — no outside knowledge, no browsing — and each card shows who read it and what it contributed to the score.
12 filings· 1 cited
SEC XBRL filings
Quarterly figures as filed with the SEC, read straight from EDGAR's structured data — not retyped or estimated.
Read by Mercer+0.3 to the score
1 holdings record
Fund holdings
Which funds hold this name and at what weight, plus insider Form 4 filings.
Read by Ellis+0.7 to the score
8 headlines· 2 cited
News coverage
Recent headlines about this company, rating chatter excluded and nothing published after the report date.
Read by Yatesnothing survived
1 computation
Valuation inputs
TTM cash-flow figures from the company's own XBRL filings, priced with the stored closing price. Implied growth and multiples only; no fair-value dollar figure reaches the desk, by design.
Read by Archercontext only
1 record· 0 cited
Company profile
Sector, industry and company details.
1 record· 0 cited
Analyst consensus
Third-party consensus, shown for context only — it never enters Moneyta sentiment.
Read means we pulled and handed it to an analyst; cited means a claim on this page points at it. Reading twelve quarters to state one trend is normal — the gap is shown rather than hidden.
Written by AI, checked against sources
The analysts, the bull–bear debate and the editor's note are AI agents reading only the evidence listed on this page. They can misread a filing or a headline, which is why every claim cites a source you can open and check yourself. The sentiment score is arithmetic over the claims that survived the debate, not a language model's opinion.
Educational analysis of published data. Moneyta does not give investment advice or make recommendations. Past patterns do not indicate future results.
Get this for the tickers you actually hold
Plus the one thing no sample can show: how each name correlates with your portfolio, and what hides inside your funds.
The full terminal on GPN Gold
Who holds it, who's buying, what the Street thinks: live behind the lock, updated as filings land.
Institutional holders
Net institutional flow, Q/Q
Largest holder position
Insider buys, 90 days
Clustered insider value
Street target range
The real figures are for members. Educational analysis, not advice.
Educational analysis of published data. Moneyta does not give investment advice or make recommendations.