HIG
The Hartford Insurance Group, Inc.Evidence as of 2026-09-03Overview · The Hartford Insurance Group, Inc.
The Hartford Financial Services Group, Inc. provides insurance and financial services to individual and business customers in the United States, the United Kingdom, and internationally. Its Commercial Lines segment offers insurance coverages, including workers' compensation, property, automobile, general and professional liability, package business, umbrella, fidelity and surety, marine, livestock, and reinsurance th…
Management team
- Ms. Claire H. Burns · Chief Marketing & Communications OfficerFind on LinkedIn
- Mr. Shekar Pannala · Chief Information OfficerFind on LinkedIn
- Mr. Jeffery Hawkins · Chief Data, AI & Operations OfficerFind on LinkedIn
- Ms. Amy Marie Stepnowski · Executive VP & Chief Investment OfficerFind on LinkedIn
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Links open LinkedIn searches, not verified profiles. Team data from our market-data vendor's company profile.
Moneyta sentiment
Where the published evidence leans after the desk debated it — not a rating or a recommendation.
+0.3 on a −2 to +2 scale.
What builds the score
Solid bars are analyst rubric scores; faded bars are computed directly from data. Claims dropped in debate count for nothing; weakened claims count at half weight.
Editor's note
Written after the debate settled — the rest of the page is the evidence behind it.
The desk rates the evidence balance as Mixed (+ 0.3 of a possible + 2; was + 0.3 before debate) with high confidence. Reported quarterly revenues rose from $ 6,810,000,000 in the fiscal quarter ended 2025-04-23 (Q1 2025) to $ 7,232,000,000 in the fiscal quarter ended 2025-10-24 (Q3 2025) and were $ 7,263,000,000 in the fiscal quarter ended 2026-07-22 (Q2 2026). GAAP net income moved from $ 630,000,000 in the quarter ended 2025-03-31 to $ 1,080,000,000 in the quarter ended 2025-09-30 and was $ 1,298,000,000 in the quarter ended 2026-06-30; diluted EPS were $ 2.15 in the quarter ended 2025-04-23, $ 3.77 in the quarter ended 2025-10-24, $ 3.04 in the quarter ended 2026-04-22 and $ 4.68 in the quarter ended 2026-07-22.
Shares outstanding fell from 285,386,985 as of 2025-02-20 to 270,872,002 as of 2026-07-22, concurrent with cash repurchases of $ 400,000,000 in the quarter ended 2025-03-31 and $ 400,000,000 in the quarter ended 2026-03-31. Long-term debt was roughly stable at about $ 4,374,000,000 and stockholders’ equity increased from $ 16,844,000,000 as of 2025-03-31 to $ 19,633,000,000 as of 2026-06-30. Market signals are mixed: short- and intermediate-term momentum and relative strength are weak to modest, price sits slightly below the 50‑day SMA (− 1.1%) and slightly above the 200‑day SMA (+ 1.3%) with a golden cross aged 29 days, beta and correlation to SPY are near zero, 90‑day volatility is elevated around 21.0%, trailing twelve‑month dividend yield is 1.75% and valuation multiples show P/FCF of 9.9 and P/E of 9.19 with implied FCF growth of − 7.15% under the stated model assumptions.
How this note was made
every stage ran before the note was writtenAnalyst desk
Mercer, Oakes, Nash, Ellis, Yates, Talbot and Archer. The desk: named AI agents, not people. Each reads one slice of the evidence and nothing else — no outside knowledge, no browsing — so every finding traces to a source you can open.
Reads the XBRL figures companies file with the SEC — revenue, margins, income, debt and share count, quarter by quarter — and reports which way the trend is running.
Reported quarterly revenues rose from $6,810,000,000 in the quarter ended 31 March 2025 to $7,232,000,000 in the quarter ended 30 September 2025 and were $7,263,000,000 in the quarter ended 30 June 2026.
XBRL companyfacts · 0000874766-25-000052Net income (GAAP) moved from $630,000,000 in the quarter ended 31 March 2025 to $1,080,000,000 in the quarter ended 30 September 2025 and was $1,298,000,000 in the quarter ended 30 June 2026.
XBRL companyfacts · 0000874766-26-000060Reads the filings themselves, above all the year-over-year diff of Item 1A risk factors: which risks a company added, dropped or quietly reworded since its last annual report.
Nothing in this slice of the evidence rose to a claim — a quiet read, which itself is information.
Which filings the desk reads
The desk reads the annual 10-K in full — its risk factors, and how they changed since last year. Quarterly 10-Qs and event filings (8-Ks, insider Form 4s) are listed for context but not read line by line: the 10-K is where the material risk disclosures live. A brand-new company, or one we have only just begun tracking, may have no annual report on file yet — its risk analysis fills in once that lands.
Reads the signal panel above — momentum, volatility, drawdown, relative strength and beta — and ranks each against the whole research universe rather than judging it in isolation.
Momentum over the most recent 3 months is +8.9%.
Moneyta signal set · 2026-09-02weakened in debateMomentum over the most recent 6 months is -3.0% and ranks in the 30th percentile of 547 (rank_momentum_6m: 30th percentile of 547).
Moneyta signal set · 2026-09-02weakened in debateReads which funds hold the name and at what weight, plus insider Form 4 filings, to show the exposure you may already carry through index funds.
As of 2026-09-02T13:45:47.228469+00:00, HIG is held in the IVV ETF at a weight of 0.06% of that fund.
ETF constituents · market dataThis membership indicates that investors in IVV had passive exposure to HIG through that ETF as of 2026-09-02T13:45:47.228469+00:00.
ETF constituents · market dataReads recent headlines that are genuinely about this company, ignoring rating chatter and market-wide stories. Findings argue in the debate but never move the sentiment score.
The Hartford announced a partnership with UC Berkeley’s Bakar Labs for Energy & Materials to support early-stage energy and materials startups, offering insurance counseling and risk management expertise.
News · finance.yahoo.com · 2026-09-01Multiple outlets flagged the UC Berkeley partnership as driving renewed attention to Hartford, noting it as a reason the company is "back in the spotlight."
News · simplywall.st · 2026-08-27Reads parsed Forms 3/4/5 — who bought or sold, at what size, and whether a 10b5-1 plan was involved. Flags clustered open-market officer buying; treats plan sales as routine and never counts a fund or 10%-holder as an officer.
No insider transactions on file in the trailing 180 days.
Reads the implied-expectations math built from the company's own filings (the growth rate today's price would justify, and the multiples beside it) and argues whether the market's bar looks high or low for this business. Never turns the math into a target.
The model shows an implied free cash flow (FCF) growth rate of -7.15% that today's price would justify under the stated discount and terminal assumptions.
Valuation inputs · SEC XBRL + stored EOD closePrice-to-trailing-twelve-months FCF (P/FCF) is 9.9 based on the provided price and FCF figures.
Valuation inputs · SEC XBRL + stored EOD closeDebate and risk review
A bull and a bear contest the claims and the chair rules on each; the risk review stress-tests what survived.
A bull and a bear argue the analysts' claims across two rounds, then a chair rules on each one. Only what survives feeds the score — the argument is shown, not hidden, so you can judge the reasoning yourself.
The evidence set jointly supports a favorable read: reported revenues and GAAP net income rose meaningfully across the quarters shown (fundamentals-0, fundamentals-1), and diluted EPS has trended higher with several strong quarterly prints (fundamentals-2). Shares outstanding declined while the company continued repurchases (fundamentals-3, fundamentals-4), amplifying per-share metrics, and stockholders’ equity increased over the period (fundamentals-6). Valuation metrics look accommodative relative to those fundamentals — P/FCF of 9.9 and P/E of 9.19 with sizable trailing FCF per share (valuation-1, valuation-2, valuation-3) — and recent market signals show positive short- and intermediate-term momentum plus a golden-cross technical status (market-0, market-2, market-4). News and institutional buying indicate renewed attention and fresh ownership flows (news-0, news-1, news-2, news-3, news-4).
Chair's verdict, claim by claim
Fragility · computed, not argued
balanced0.38
29 surviving claims rest on 13 distinct sources; the heaviest analyst carries 31% of them, and 93% of what the desk raised survived the debate.
The read rests on a moderate breadth of sources but shows concentration risk: a single analyst/account carries nearly a third of surviving claims, which reduces independent corroboration. The very high survival rate from the desk review means claims were largely upheld internally, but that also raises fragility if any one of the heavier sources or the next primary filing contradicts key items.
Peer context · computed, not argued
12-1 momentum ranks 1st of 2 in Insurance—Diversified (as of 2026-09-02).
6-month relative strength ranks 2nd of 2 in Insurance—Diversified (as of 2026-09-02).
90-day volatility ranks 2nd of 2 in Insurance—Diversified (as of 2026-09-02).
dividend yield ranks 2nd of 2 in Insurance—Diversified (as of 2026-09-02).
Disconfirming evidence · base rates · falsifiers
Context
Outside consensus, and where this name already sits in your own portfolio.
Third-party consensus shown for context. It never enters Moneyta sentiment — when the two diverge, the debate above is where the why lives.
What this was built from
Every figure on this page traces to one of these. The desk reads only what is listed here — no outside knowledge, no browsing — and each card shows who read it and what it contributed to the score.
13 filings· 2 cited
SEC XBRL filings
Quarterly figures as filed with the SEC, read straight from EDGAR's structured data — not retyped or estimated.
Read by Mercer+0.9 to the score
1 signal set
Moneyta signal set
Computed from our own end-of-day price history and ranked against the whole research universe. No AI involved.
Read by Nash+0.1 to the score
1 holdings record
Fund holdings
Which funds hold this name and at what weight, plus insider Form 4 filings.
Read by Ellis+0.0 to the score
8 headlines· 2 cited
News coverage
Recent headlines about this company, rating chatter excluded and nothing published after the report date.
Read by Yatesnothing survived
1 computation
Valuation inputs
TTM cash-flow figures from the company's own XBRL filings, priced with the stored closing price. Implied growth and multiples only; no fair-value dollar figure reaches the desk, by design.
Read by Archercontext only
1 record· 0 cited
Company profile
Sector, industry and company details.
Read means we pulled and handed it to an analyst; cited means a claim on this page points at it. Reading twelve quarters to state one trend is normal — the gap is shown rather than hidden.
Written by AI, checked against sources
The analysts, the bull–bear debate and the editor's note are AI agents reading only the evidence listed on this page. They can misread a filing or a headline, which is why every claim cites a source you can open and check yourself. The sentiment score is arithmetic over the claims that survived the debate, not a language model's opinion.
Educational analysis of published data. Moneyta does not give investment advice or make recommendations. Past patterns do not indicate future results.
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The full terminal on HIG Gold
Who holds it, who's buying, what the Street thinks: live behind the lock, updated as filings land.
Institutional holders
Net institutional flow, Q/Q
Largest holder position
Insider buys, 90 days
Clustered insider value
Street target range
The real figures are for members. Educational analysis, not advice.
Educational analysis of published data. Moneyta does not give investment advice or make recommendations.