JPM
JPMorgan Chase & Co.Evidence as of 2026-09-18The desk's Snapshot
3 of 15 open to everyone · members see allRead the full desk report on JPM
Seven analysts, the debate, the risk review, every claim cited. And the same for every name you hold.
Free plan, no credit card required. Silver opens the full report, $19.99 a month. AI-written · every claim cites a source · Insight, not advice.
Overview · JPMorgan Chase & Co.
JPMorgan Chase & Co. operates as a financial services company worldwide. It operates through four segments: Consumer & Community Banking (CCB), Corporate & Investment Bank (CIB), Commercial Banking (CB), and Asset & Wealth Management (AWM). The CCB segment offers deposit, investment and lending products, cash management, and payments and services to consumers and small businesses; mortgage origination and servicing a…
Management team
- Mr. Troy Larry Rohrbaugh · Co- CEO of Commercial & Investment BankFind on LinkedIn
- Ms. Mary Callahan Erdoes · Chief Executive Officer of Asset & Wealth Management and Executive VPFind on LinkedIn
- Mr. Jeremy Barnum · Executive VP & CFOFind on LinkedIn
- Mr. Daniel Eduardo Pinto · PresidentFind on LinkedIn
Start free to see the full management team.
Links open LinkedIn searches, not verified profiles. Team data from our market-data vendor's company profile.
Moneyta sentiment
Where the published evidence leans after the desk debated it, not a rating or a recommendation.
+0.3 on a −2 to +2 scale.
What builds the score
Solid bars are analyst rubric scores; faded bars are computed directly from data. Claims dropped in debate count for nothing; weakened claims count at half weight.
Editor's note
Written after the debate settled. The rest of the page is the evidence behind it.
The surviving record is mixed ( +0.3 of a possible +2; was +0.3 before debate) with high confidence. JPMorgan Chase reported net income of $ 21,155,000,000 in fiscal Q2 2026 (2026-04-01 to 2026-06-30), up from $ 16,494,000,000 in fiscal Q1 2026 (2026-01-01 to 2026-03-31), and diluted EPS rose from 5.94 in fiscal Q1 2026 to 7.70 in fiscal Q2 2026. Reported common shares outstanding declined across the reported sequence to 2,658,186,195 as of 2026-06-30, while point-in-time total assets moved to $ 5,015,069,000,000 as of 2026-06-30 and total stockholders’ equity reached $ 374,598,000,000 as of the same date.
Market and ownership snapshots in the packet add context: 6-month momentum is +22.0% (78th percentile), a golden cross is present with price +9.3% above the 200‑day SMA (price 349.31 on 2026-09-17), trailing twelve‑month P/E is 14.58, market capitalization is 928,531,019,775, and dividend metrics show 3‑year dividend growth of +14.5% with a TTM yield of +1.72%. The filing set consists principally of Form 424B3 prospectus documents filed 3–4 September 2026, and several insiders reported sizable sales under stated 10b5-1 plans (for example, Dimon $ 40.0M on 2026-04-15).
How this note was made
every stage ran before the note was writtenAnalyst desk
Mercer, Oakes, Nash, Ellis, Yates, Talbot and Archer. The desk: named AI agents, not people. Each reads one slice of the evidence and nothing else (no outside knowledge, no browsing), so every finding traces to a source you can open.
Reads the XBRL figures companies file with the SEC (revenue, margins, income, debt and share count, quarter by quarter) and reports which way the trend is running.
Net income for the fiscal quarter ended 30 June 2026 (fiscal Q2 2026, 2026-04-01 to 2026-06-30) was $21,155,000,000.
XBRL companyfacts · 0001628280-26-054343Net income increased from $16,494,000,000 in the fiscal quarter ended 31 March 2026 (fiscal Q1 2026, 2026-01-01 to 2026-03-31) to $21,155,000,000 in fiscal Q2 2026 (2026-04-01 to 2026-06-30).
XBRL companyfacts · 0001628280-26-029344Reads the filings themselves, above all the year-over-year diff of Item 1A risk factors: which risks a company added, dropped or quietly reworded since its last annual report.
Which filings the desk reads
The desk reads the annual 10-K in full: its risk factors, and how they changed since last year. Quarterly 10-Qs and event filings (8-Ks, insider Form 4s) are listed for context but not read line by line: the 10-K is where the material risk disclosures live. A brand-new company, or one we have only just begun tracking, may have no annual report on file yet; its risk analysis fills in once that lands.
The provided evidence set consists principally of registration/prospectus filings (Form 424B3) filed on 3 September 2026 and 4 September 2026.
424B3 filed 2026-09-03Multiple separate Form 424B3 filings appear in the evidence with accession numbers showing filing activity on 3 September 2026 (for example, the 424B3 filed 3 September 2026).
424B3 filed 2026-09-03Reads the signal panel above (momentum, volatility, drawdown, relative strength and beta) and ranks each against the whole research universe rather than judging it in isolation.
JPM's 6-month momentum is +22.0% and ranks in the 78th percentile of the 561-stock research universe as of 2026-09-17.
Moneyta signal set · 2026-09-17weakened in debateA golden cross is present (cross age 72 days), the price is +9.3% above the 200-day simple moving average and -1.0% versus the 50-day SMA as of 2026-09-17.
Moneyta signal set · 2026-09-17Reads which funds hold the name and at what weight, plus insider Form 4 filings, to show the exposure you may already carry through index funds.
As of the 13F reporting period ended 2026-06-30, BlackRock, Inc. was listed as the largest institutional holder with a reported value of $67.53B and the total reported 13F holdings value was $636.19B (13F filings carry a 45-day reporting lag).
13F holdings · 5149 filers · as of 2026-06-30The same 13F dataset shows a reported quarter-over-quarter change in reported value of -73.0% and a holder count change of +4809, indicating a large reported value decline alongside many more reporting holders in the latest 13F period (ended 2026-06-30).
13F holdings · 5149 filers · as of 2026-06-30weakened in debateReads recent headlines that are genuinely about this company, ignoring rating chatter and market-wide stories. Findings argue in the debate but never move the sentiment score.
Multiple outlets on 18 September 2026 reported that JPMorgan Chase announced a pledge to place more than $750 billion through 2035 to increase U.S. housing supply and support homeownership.
News · finance.yahoo.com · 2026-09-18At least two distinct outlets published the same headline/theme about JPMorgan Chase's $750 billion housing commitment on 18 September 2026.
News · insidermonkey.com · 2026-09-18Reads parsed Forms 3/4/5: who bought or sold, at what size, and whether a 10b5-1 plan was involved. Flags clustered open-market officer buying; treats plan sales as routine and never counts a fund or 10%-holder as an officer.
DIMON JAMES (Chairman & CEO) sold $40.0M (130,488 shares) on 2026-04-15 under a stated 10b5-1 plan.
Form 4 · DIMON JAMES (Chairman & CEO) · $40.0M sold · 2026-04-15Erdoes Mary E. (CEO Asset & Wealth Management) sold $3.8M (12,345 shares) on 2026-04-15 under a stated 10b5-1 plan.
Form 4 · Erdoes Mary E. (CEO Asset & Wealth Management) · $3.8M sold · 2026-04-15Reads the implied-expectations math built from the company's own filings (the growth rate today's price would justify, and the multiples beside it) and argues whether the market's bar looks high or low for this business. Never turns the math into a target.
The market price used is 349.31 on 2026-09-17.
Valuation inputs · SEC XBRL + stored EOD closeThe trailing twelve‑month price/earnings (P/E) is 14.58.
Valuation inputs · SEC XBRL + stored EOD closeDebate and risk review
A bull and a bear contest the claims and the chair rules on each; the risk review stress-tests what survived.
A bull and a bear argue the analysts' claims across two rounds, then a chair rules on each one. Only what survives feeds the score. The argument is shown, not hidden, so you can judge the reasoning yourself.
Aggregate SEC-reported fundamentals show a material earnings improvement and capital-strength signal: Q2 2026 net income of $21.16B and EPS rising to $7.70 from $5.94 in Q1 are clear point-in-time, audited-report metrics; concurrently, common shares outstanding declined steadily (share count evidence), and total stockholders' equity trended upward to $374.6B as of 2026-06-30. Market signals in the provided universe (6‑month +22% momentum, a 72‑day golden cross, price >200‑day SMA, relatively low 90‑day volatility) and meaningful passive ETF weights (e.g., ~9.94% in XLF) indicate broad market and index-level exposure that amplify the visibility of these fundamentals. The housing-commitment headlines add a company-specific initiative that may be viewed as strategic capital deployment or public-purpose positioning in the evidence set. The strongest contrary pieces (clustered insider sales and certain valuation data gaps or stale cash/debt line items) are either reported under 10b5‑1 plans or are explicitly time-lagged/stale in the evidence set, reducing their immediate evidentiary force relative to the fresh quarter results and balance-sheet snapshots.
Chair's verdict, claim by claim
Fragility · computed, not argued
diversified0.27
37 surviving claims rest on 21 distinct sources; the heaviest analyst carries 16% of them, and 97% of what the desk raised survived the debate.
The read is moderately robust: 37 surviving claims draw on 21 distinct sources, so multiple independent documents support the narrative, and no single analyst dominates the conclusions (the heaviest carries 16%). However, nearly all proposed points survived the desk debate (97%), which can indicate consensus but also raises the possibility of shared blind spots; source types lean toward filings and computed signals, so claims tied to limited document types (e.g., prospectuses versus full periodic filings) should be weighted with caution.
Peer context · computed, not argued
12-1 momentum ranks 5th of 6 in Banks—Diversified (as of 2026-09-17).
90-day volatility ranks 5th of 6 in Banks—Diversified (as of 2026-09-17).
dividend yield ranks 5th of 6 in Banks—Diversified (as of 2026-09-17).
Disconfirming evidence · base rates · falsifiers
Context
Outside consensus, and where this name already sits in your own portfolio.
Third-party consensus shown for context. It never enters Moneyta sentiment. When the two diverge, the debate above is where the why lives.
What this was built from
Every figure on this page traces to one of these. The desk reads only what is listed here (no outside knowledge, no browsing), and each card shows who read it and what it contributed to the score.
12 filings· 2 cited
SEC XBRL filings
Quarterly figures as filed with the SEC, read straight from EDGAR's structured data, not retyped or estimated.
Read by Mercer+1.8 to the score
10 documents· 2 cited
SEC filing documents
The filings themselves, including the year-over-year comparison of Item 1A risk factors.
Read by Oakes+0.0 to the score
1 signal set
Moneyta signal set
Computed from our own end-of-day price history and ranked against the whole research universe. No AI involved.
Read by Nash+0.6 to the score
3 holdings records· 1 cited
Fund holdings
Which funds hold this name and at what weight, plus insider Form 4 filings.
Read by Ellis+0.3 to the score
3 headlines· 2 cited
News coverage
Recent headlines about this company, rating chatter excluded and nothing published after the report date.
Read by Yatesnothing survived
18 filings· 2 cited
Insider filings
Parsed Forms 3/4/5 from EDGAR: named insiders, share counts, prices, and 10b5-1 plan state, with stated and inferred flags kept apart.
Read by Talbot−1.2 to the score
1 computation
Valuation inputs
TTM cash-flow figures from the company's own XBRL filings, priced with the stored closing price. Implied growth and multiples only; no fair-value dollar figure reaches the desk, by design.
Read by Archercontext only
1 record· 0 cited
Company profile
Sector, industry and company details.
1 record· 0 cited
Analyst consensus
Third-party consensus, shown for context only; it never enters Moneyta sentiment.
Read means we pulled and handed it to an analyst; cited means a claim on this page points at it. Reading twelve quarters to state one trend is normal; the gap is shown rather than hidden.
Written by AI, checked against sources
The analysts, the bull–bear debate and the editor's note are AI agents reading only the evidence listed on this page. They can misread a filing or a headline, which is why every claim cites a source you can open and check yourself. The sentiment score is arithmetic over the claims that survived the debate, not a language model's opinion.
Educational analysis of published data. Moneyta does not give investment advice or make recommendations. Past patterns do not indicate future results.
The full terminal on JPM Gold
Who holds it, who's buying, what the Street thinks: live behind the lock, updated as filings land.
Institutional holders
Net institutional flow, Q/Q
Largest holder position
Insider buys, 90 days
Clustered insider value
Street target range
The real figures are for members. Educational analysis, not advice.
Get this for the names you actually hold
Every name in your portfolio, researched the same way, plus the one thing no sample can show: how each one sits inside what you already own.
Educational analysis of published data. Moneyta does not give investment advice or make recommendations.