JPM
JPMorgan Chase & Co.Evidence as of 2026-09-01The desk's Snapshot
3 of 15 open to everyone · members see allRead the full desk report on JPM
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Overview · JPMorgan Chase & Co.
JPMorgan Chase & Co. operates as a financial services company worldwide. It operates through four segments: Consumer & Community Banking (CCB), Corporate & Investment Bank (CIB), Commercial Banking (CB), and Asset & Wealth Management (AWM). The CCB segment offers deposit, investment and lending products, cash management, and payments and services to consumers and small businesses; mortgage origination and servicing a…
Management team
- Mr. Troy Larry Rohrbaugh · Co- CEO of Commercial & Investment BankFind on LinkedIn
- Ms. Mary Callahan Erdoes · Chief Executive Officer of Asset & Wealth Management and Executive VPFind on LinkedIn
- Mr. Jeremy Barnum · Executive VP & CFOFind on LinkedIn
- Mr. Daniel Eduardo Pinto · PresidentFind on LinkedIn
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Links open LinkedIn searches, not verified profiles. Team data from our market-data vendor's company profile.
Moneyta sentiment
Where the published evidence leans after the desk debated it — not a rating or a recommendation.
+0.1 on a −2 to +2 scale.
What builds the score
Solid bars are analyst rubric scores; faded bars are computed directly from data. Claims dropped in debate count for nothing; weakened claims count at half weight.
Editor's note
Written after the debate settled — the rest of the page is the evidence behind it.
The evidence balance is Mixed ( + 0.1 of a possible + 2; was + 0.1 before debate) · confidence high. Reported net income rose to $ 21,155,000,000 in fiscal Q2 2026 (fiscal quarter ended 2026-06-30) from $ 14,987,000,000 in fiscal Q2 2025 (fiscal quarter ended 2025-06-30) and from $ 16,494,000,000 in fiscal Q1 2026 (fiscal quarter ended 2026-03-31). Diluted earnings per share increased from 5.24 in fiscal Q2 2025 to 7.70 in fiscal Q2 2026, with EPS at 5.94 in fiscal Q1 2026.
Common shares outstanding have declined across the reported dates to 2,658,186,195 as of fiscal Q2 2026, and cash returned via repurchases rose to $ 8,325,000,000 in fiscal Q1 2026 from $ 7,528,000,000 in fiscal Q1 2025. Total assets grew to $ 5,015,069,000,000 and stockholders’ equity to $ 374,598,000,000 as of 2026-06-30, while trailing operating cash flow shows large negative quarterly swings (for example, - $ 251,839,000,000 in fiscal Q1 2025 and - $ 211,761,000,000 in fiscal Q1 2026).
How this note was made
every stage ran before the note was writtenAnalyst desk
Mercer, Oakes, Nash, Ellis, Yates, Talbot and Archer. The desk: named AI agents, not people. Each reads one slice of the evidence and nothing else — no outside knowledge, no browsing — so every finding traces to a source you can open.
Reads the XBRL figures companies file with the SEC — revenue, margins, income, debt and share count, quarter by quarter — and reports which way the trend is running.
Reported net income rose to $21,155,000,000 in fiscal Q2 2026 (2026-04-01 to 2026-06-30, 3mo) from $14,987,000,000 in fiscal Q2 2025 (2025-04-01 to 2025-06-30, 3mo) and from $16,494,000,000 in fiscal Q1 2026 (2026-01-01 to 2026-03-31, 3mo).
XBRL companyfacts · 0001628280-26-054343Diluted earnings per share increased from $5.24 in fiscal Q2 2025 (2025-04-01 to 2025-06-30, 3mo) to $7.70 in fiscal Q2 2026 (2026-04-01 to 2026-06-30, 3mo), and EPS for fiscal Q1 2026 was $5.94 (2026-01-01 to 2026-03-31, 3mo).
XBRL companyfacts · 0001628280-26-054343Reads the filings themselves, above all the year-over-year diff of Item 1A risk factors: which risks a company added, dropped or quietly reworded since its last annual report.
Which filings the desk reads
The desk reads the annual 10-K in full — its risk factors, and how they changed since last year. Quarterly 10-Qs and event filings (8-Ks, insider Form 4s) are listed for context but not read line by line: the 10-K is where the material risk disclosures live. A brand-new company, or one we have only just begun tracking, may have no annual report on file yet — its risk analysis fills in once that lands.
A prospectus supplement on Form 424B3 was filed with the SEC on 27 August 2026.
424B3 filed 2026-08-27A prospectus supplement on Form 424B3 was filed with the SEC on 26 August 2026 (multiple filings on that date are present in the evidence set).
424B3 filed 2026-08-26Reads the signal panel above — momentum, volatility, drawdown, relative strength and beta — and ranks each against the whole research universe rather than judging it in isolation.
As of 2026-08-31, 3‑month momentum is +20.0% and 6‑month momentum is +20.3%, with the 6‑month momentum ranked in the 80th percentile of the 547‑stock research universe.
Moneyta signal set · 2026-08-31weakened in debatePrice is above both short and long moving averages as of 2026-08-31: +2.4% vs the 50‑day SMA and +12.5% vs the 200‑day SMA, and a golden cross is present with a cross age of 60 days.
Moneyta signal set · 2026-08-31weakened in debateReads which funds hold the name and at what weight, plus insider Form 4 filings, to show the exposure you may already carry through index funds.
Institutional 13F-reported holdings total $560.76B as of the period ended 2026-03-31 (13F filings carry a 45-day reporting lag).
13F holdings · 5026 filers · as of 2026-03-31Reported institutional value declined by 11.6% quarter-over-quarter and the number of institutional holders fell by 93 to 5,026 as of the period ended 2026-03-31; 291 reported positions were exited and 2 new positions were added.
13F holdings · 5026 filers · as of 2026-03-31Reads recent headlines that are genuinely about this company, ignoring rating chatter and market-wide stories. Findings argue in the debate but never move the sentiment score.
An article on gurufocus on 31 August 2026 says JPMorgan has shifted to 'tactical caution' in response to uncertainty around Federal Reserve rate policy.
News · gurufocus.com · 2026-08-31Two outlets (247wallst.com and finance.yahoo.com, both 31 August 2026) report that JPMorgan launched sibling funds tied to JEPI that aim to change the timing of taxable distributions and the related tax treatment for investors.
News · 247wallst.com · 2026-08-31Reads parsed Forms 3/4/5 — who bought or sold, at what size, and whether a 10b5-1 plan was involved. Flags clustered open-market officer buying; treats plan sales as routine and never counts a fund or 10%-holder as an officer.
DIMON JAMES (Chairman & CEO) reported a sale of "$40.0M" for "130488" shares on 2026-04-15 under a stated 10b5-1 plan.
Form 4 · DIMON JAMES (Chairman & CEO) · $40.0M sold · 2026-04-15Erdoes Mary E. (CEO Asset & Wealth Management) reported a sale of "$3.8M" for "12345" shares on 2026-04-15 under a stated 10b5-1 plan.
Form 4 · Erdoes Mary E. (CEO Asset & Wealth Management) · $3.8M sold · 2026-04-15Reads the implied-expectations math built from the company's own filings (the growth rate today's price would justify, and the multiples beside it) and argues whether the market's bar looks high or low for this business. Never turns the math into a target.
The share price used was 356.02 on 2026-08-31.
Valuation inputs · SEC XBRL + stored EOD closeTrailing twelve‑month price-to-earnings (P/E) is 14.87.
Valuation inputs · SEC XBRL + stored EOD closeDebate and risk review
A bull and a bear contest the claims and the chair rules on each; the risk review stress-tests what survived.
A bull and a bear argue the analysts' claims across two rounds, then a chair rules on each one. Only what survives feeds the score — the argument is shown, not hidden, so you can judge the reasoning yourself.
The evidence set jointly supports a favorable read based on materially stronger reported profitability, active capital returns, balance-sheet expansion, and constructive market technicals. Reported net income and diluted EPS show sizable year-over-year and sequential increases, while common shares outstanding have trended lower and repurchases increased, which together amplify EPS leverage. Total assets and stockholders' equity rose meaningfully over the cited period, and market signals show positive momentum, price above both moving averages with a golden cross, relatively low volatility, and a sub‑market beta — metrics that, alongside a mid‑teens trailing P/E and substantial institutional and ETF holdings, indicate investor alignment with the company’s recent performance. Several bearish points rely on stale or timing‑sensitive inputs (cash and long‑term debt dated years earlier) or on accounting/timing artifacts (large quarterly operating cash flows typical of banking activity), and many insider sales are disclosed as 10b5‑1 plan executions, which the record highlights.
Chair's verdict, claim by claim
Fragility · computed, not argued
diversified0.28
39 surviving claims rest on 22 distinct sources; the heaviest analyst carries 20% of them, and 97% of what the desk raised survived the debate.
The surviving set is moderately concentrated: a relatively small number of sources support many claims and one analyst thread supplies a fifth of them, so individual-source errors would matter. High debate survivability (97%) means the desk’s claims were little-changed in review, but source concentration and some old input dates in valuation reduce how much weight to place on single-item metrics.
Peer context · computed, not argued
12-1 momentum ranks 2nd of 3 in Banks—Diversified (as of 2026-08-31).
90-day volatility ranks 2nd of 3 in Banks—Diversified (as of 2026-08-31).
dividend yield ranks 2nd of 3 in Banks—Diversified (as of 2026-08-31).
Disconfirming evidence · base rates · falsifiers
Context
Outside consensus, and where this name already sits in your own portfolio.
Third-party consensus shown for context. It never enters Moneyta sentiment — when the two diverge, the debate above is where the why lives.
What this was built from
Every figure on this page traces to one of these. The desk reads only what is listed here — no outside knowledge, no browsing — and each card shows who read it and what it contributed to the score.
19 filings· 1 cited
SEC XBRL filings
Quarterly figures as filed with the SEC, read straight from EDGAR's structured data — not retyped or estimated.
Read by Mercer+0.7 to the score
10 documents· 2 cited
SEC filing documents
The filings themselves, including the year-over-year comparison of Item 1A risk factors.
Read by Oakes+0.0 to the score
1 signal set
Moneyta signal set
Computed from our own end-of-day price history and ranked against the whole research universe. No AI involved.
Read by Nash+0.4 to the score
3 holdings records· 1 cited
Fund holdings
Which funds hold this name and at what weight, plus insider Form 4 filings.
Read by Ellis+0.3 to the score
5 headlines· 2 cited
News coverage
Recent headlines about this company, rating chatter excluded and nothing published after the report date.
Read by Yatesnothing survived
18 filings· 2 cited
Insider filings
Parsed Forms 3/4/5 from EDGAR: named insiders, share counts, prices, and 10b5-1 plan state — stated and inferred flags kept apart.
Read by Talbot−1.0 to the score
1 computation
Valuation inputs
TTM cash-flow figures from the company's own XBRL filings, priced with the stored closing price. Implied growth and multiples only; no fair-value dollar figure reaches the desk, by design.
Read by Archercontext only
1 record· 0 cited
Company profile
Sector, industry and company details.
1 record· 0 cited
Analyst consensus
Third-party consensus, shown for context only — it never enters Moneyta sentiment.
Read means we pulled and handed it to an analyst; cited means a claim on this page points at it. Reading twelve quarters to state one trend is normal — the gap is shown rather than hidden.
Written by AI, checked against sources
The analysts, the bull–bear debate and the editor's note are AI agents reading only the evidence listed on this page. They can misread a filing or a headline, which is why every claim cites a source you can open and check yourself. The sentiment score is arithmetic over the claims that survived the debate, not a language model's opinion.
Educational analysis of published data. Moneyta does not give investment advice or make recommendations. Past patterns do not indicate future results.
The full terminal on JPM Gold
Who holds it, who's buying, what the Street thinks: live behind the lock, updated as filings land.
Institutional holders
Net institutional flow, Q/Q
Largest holder position
Insider buys, 90 days
Clustered insider value
Street target range
The real figures are for members. Educational analysis, not advice.
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Educational analysis of published data. Moneyta does not give investment advice or make recommendations.