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LEN

LENNAR CORP /NEW/Evidence as of 2026-09-03
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Overview · LENNAR CORP /NEW/

Lennar Corporation, together with its subsidiaries, operates as a homebuilder primarily under the Lennar brand in the United States. It operates through Homebuilding East, Homebuilding Central, Homebuilding Texas, Homebuilding West, Financial Services, Multifamily, and Lennar Other segments. The company's homebuilding operations include the construction and sale of single-family attached and detached homes, as well a…

SectorConsumer Cyclical
IndustryResidential Construction
Typeequity
ExchangeNYSE
Employees12,012
www.lennar.com

Management team

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Links open LinkedIn searches, not verified profiles. Team data from our market-data vendor's company profile.

Moneyta sentiment

Where the published evidence leans after the desk debated it — not a rating or a recommendation.

Cautioushigh confidence
−2 · strongly unfavorable0 · balanced+2 · strongly favorable

−0.5 on a −2 to +2 scale — was −0.6 before the debate changed the read.

What builds the score

Fundamentals
−0.6
Market signals
−1.0
Ownership and flow
+0.0

Solid bars are analyst rubric scores; faded bars are computed directly from data. Claims dropped in debate count for nothing; weakened claims count at half weight.

News tonecontext · not scored−0.0 observed
2 favorable1 neutral2 unfavorableacross 4 outlets · 6 stories deduped to 5 storylines

Editor's note

Written after the debate settled — the rest of the page is the evidence behind it.

GoodwinAI editor

The desk rates the evidence balance Cautious ( -0.5 of a possible +2; was -0.6 before debate) with high confidence. Weighted average diluted shares outstanding narrowed from 270,164,000 in the quarter ended 31 August 2024 (Q3 2024) to 260,286,000 in the fiscal quarter ended 31 May 2025 (Q2 2025), then to 244,438,000 in the fiscal quarter ended 28 February 2026 (Q1 2026) and to 240,776,000 in the fiscal quarter ended 31 May 2026 (Q2 2026).

Revenues declined between like quarters: Q2 2025 revenue was $ 8,377,502,000 versus $ 7,939,872,000 in Q2 2026, and net income for those quarters fell from $ 477,449,000 to $ 304,772,000, producing diluted EPS of $ 1.81 in Q2 2025 and $ 1.24 in Q2 2026. Long‑term debt rose from $ 4,189,239,000 as of 30 November 2024 (FY 2024) to $ 5,874,995,000 as of 30 November 2025 (FY 2025).

How this note was made

every stage ran before the note was written
Analystsread the evidence
Debatebull ⇄ bear ×2
Chairrules on every claim
Riskstress-tests the read
Sentimentweighs what survived
Editorwrites the note

Analyst desk

Mercer, Oakes, Nash, Ellis, Yates, Talbot and Archer. The desk: named AI agents, not people. Each reads one slice of the evidence and nothing else — no outside knowledge, no browsing — so every finding traces to a source you can open.

MercerAI fundamentals analyst
−1.0

Reads the XBRL figures companies file with the SEC — revenue, margins, income, debt and share count, quarter by quarter — and reports which way the trend is running.

Weighted average diluted shares outstanding decreased from 270,164,000 in the quarter ended 31 August 2024 to 260,286,000 in the quarter ended 31 May 2025, then to 244,438,000 in the quarter ended 28 February 2026 and to 240,776,000 in the quarter ended 31 May 2026.

XBRL companyfacts · 0001628280-25-044086

Revenues for the fiscal quarter ended 31 May 2025 were $8,377,502,000, and revenues for the fiscal quarter ended 31 May 2026 were $7,939,872,000, indicating a decline in revenue between those like quarters.

XBRL companyfacts · 0001628280-25-033777
OakesAI filings and risk analyst
+0.0

Reads the filings themselves, above all the year-over-year diff of Item 1A risk factors: which risks a company added, dropped or quietly reworded since its last annual report.

Nothing in this slice of the evidence rose to a claim — a quiet read, which itself is information.

Which filings the desk reads

The desk reads the annual 10-K in full — its risk factors, and how they changed since last year. Quarterly 10-Qs and event filings (8-Ks, insider Form 4s) are listed for context but not read line by line: the 10-K is where the material risk disclosures live. A brand-new company, or one we have only just begun tracking, may have no annual report on file yet — its risk analysis fills in once that lands.

NashAI market signals analyst
−1.0

Reads the signal panel above — momentum, volatility, drawdown, relative strength and beta — and ranks each against the whole research universe rather than judging it in isolation.

Momentum over the past 6 months is -20.7%, placing the stock in the 7th percentile of the 547-stock research universe on 2026-09-02.

Moneyta signal set · 2026-09-02weakened in debate

12-month momentum (12_1) is -23.5%, ranked in the 13th percentile of the 547-stock research universe on 2026-09-02.

Moneyta signal set · 2026-09-02weakened in debate
EllisAI ownership and flow analyst
+0.0

Reads which funds hold the name and at what weight, plus insider Form 4 filings, to show the exposure you may already carry through index funds.

As of 2026-09-02T13:45:47.228469+00:00 LEN was a constituent of the IVV ETF with a weight of 0.03% of that fund.

ETF constituents · market data

The recorded membership and weight represent a small passive exposure to LEN within the IVV portfolio (0.03% of fund) as of the timestamped record on 2026-09-02.

ETF constituents · market data
YatesAI news analyst
−1.0

Reads recent headlines that are genuinely about this company, ignoring rating chatter and market-wide stories. Findings argue in the debate but never move the sentiment score.

The company announced it will release third quarter 2026 earnings after market close on 16 September 2026 and host a conference call on 17 September 2026.

News · finance.yahoo.com · 2026-09-02

A finance.yahoo.com article framed Lennar as risky, saying the stock fell about 25% over the prior six months and pointing to softer quarterly results as a driver of that decline.

News · finance.yahoo.com · 2026-09-02
TalbotAI insider activity analyst
no data on file

Reads parsed Forms 3/4/5 — who bought or sold, at what size, and whether a 10b5-1 plan was involved. Flags clustered open-market officer buying; treats plan sales as routine and never counts a fund or 10%-holder as an officer.

No insider transactions on file in the trailing 180 days.

ArcherAI valuation analyst
−1.0

Reads the implied-expectations math built from the company's own filings (the growth rate today's price would justify, and the multiples beside it) and argues whether the market's bar looks high or low for this business. Never turns the math into a target.

The model reports an implied free cash flow (FCF) growth rate of 0.293 (29.3%) that today's price would justify under the stated discount and terminal assumptions.

Valuation inputs · SEC XBRL + stored EOD close

Trailing twelve‑month free cash flow (FCF) is reported as $459,145,000 and trailing twelve‑month price-to-FCF is 43.83.

Valuation inputs · SEC XBRL + stored EOD close

Debate and risk review

A bull and a bear contest the claims and the chair rules on each; the risk review stress-tests what survived.

Debate1 round · 12 claims contested

A bull and a bear argue the analysts' claims across two rounds, then a chair rules on each one. Only what survives feeds the score — the argument is shown, not hidden, so you can judge the reasoning yourself.

The bull case

Several claims together support a favorable read: the company materially reduced diluted shares outstanding (fundamentals-0), which helps concentrate reported earnings per share despite some quarterly EPS weakness, and trailing twelve‑month EPS and P/E (valuation-2) place the firm at a mid‑teens earnings multiple. Trailing operating income and EBITDA (valuation-3) show substantial underlying profitability on a twelve‑month basis, and the stock yields a cash return with multi‑year dividend growth (market-5), consistent with income-generating characteristics. Recent operations evidence such as the new community grand opening (news-2, news-3) indicates ongoing homebuilding activity rather than cessation. Against bearish points like short‑term revenue and quarterly net income declines, the combination of share count reduction and strong trailing operating metrics provides a counterweight; several bearish signals rely on short‑window market momentum or model assumptions (valuation-0) that can be sensitive to inputs.

The bear case

Chair's verdict, claim by claim

The company announced it will release third quarter 2026 earnings after market close on 16 September 2026 and host a conference call on 17 September 2026.The company announcement of the earnings release date and conference-call timing is a factual schedule item and is supported by the cited source.upheld
A finance.yahoo.com article framed Lennar as risky, saying the stock fell about 25% over the prior six months and pointing to softer quarterly results as a driver of that decline.The Yahoo Finance article framing Lennar as risky and citing a ~25% six-month decline is a reported media characterization and is supported by the source.upheld
Momentum over the past 6 months is -20.7%, placing the stock in the 7th percentile of the 547-stock research universe on 2026-09-02.The 6-month momentum statistic is sourced, but the claim is flagged as reflecting a market-wide base-rate; its comparative weight for company-specific inference is therefore reduced.weakened
Risk review

Fragility · computed, not argued

balanced0.35

25 surviving claims rest on 12 distinct sources; the heaviest analyst carries 28% of them, and 96% of what the desk raised survived the debate.

The evidence set is moderately concentrated: 25 surviving claims draw on 12 sources, with one analyst responsible for a sizable share of the claims. The very high internal survival rate (96%) means the desk retained most challenges during review — that strengthens consistency but also raises the possibility that alternative interpretations were not fully explored.

Peer context · computed, not argued

12-1 momentum ranks 2nd of 2 in Residential Construction (as of 2026-09-02).

6-month relative strength ranks 2nd of 2 in Residential Construction (as of 2026-09-02).

90-day volatility ranks 1st of 2 in Residential Construction (as of 2026-09-02).

dividend yield ranks 1st of 2 in Residential Construction (as of 2026-09-02).

Disconfirming evidence · base rates · falsifiers

Context

Outside consensus, and where this name already sits in your own portfolio.

The street's viewAnalyst consensus · third-party · 2026-09-02
Buy Hold Sell Target

Third-party consensus shown for context. It never enters Moneyta sentiment — when the two diverge, the debate above is where the why lives.

What this was built from

Every figure on this page traces to one of these. The desk reads only what is listed here — no outside knowledge, no browsing — and each card shows who read it and what it contributed to the score.

18 filings· 2 cited

SEC XBRL filings

Quarterly figures as filed with the SEC, read straight from EDGAR's structured data — not retyped or estimated.

Read by Mercer−0.6 to the score

1 signal set

Moneyta signal set

Computed from our own end-of-day price history and ranked against the whole research universe. No AI involved.

Read by Nash−1.0 to the score

1 holdings record

Fund holdings

Which funds hold this name and at what weight, plus insider Form 4 filings.

Read by Ellis+0.0 to the score

8 headlines· 2 cited

News coverage

Recent headlines about this company, rating chatter excluded and nothing published after the report date.

Read by Yatesnothing survived

1 computation

Valuation inputs

TTM cash-flow figures from the company's own XBRL filings, priced with the stored closing price. Implied growth and multiples only; no fair-value dollar figure reaches the desk, by design.

Read by Archercontext only

1 record· 0 cited

Company profile

Sector, industry and company details.

1 record· 0 cited

Analyst consensus

Third-party consensus, shown for context only — it never enters Moneyta sentiment.

Read means we pulled and handed it to an analyst; cited means a claim on this page points at it. Reading twelve quarters to state one trend is normal — the gap is shown rather than hidden.

Social sentiment

Crowd chatter as an evidence stream.

Coming soon

Aggregated tone from public social feeds will join the desk as its own evidence stream — read by its own analyst, contested in the same debate, and shown with the same sourcing as every other claim. Until it earns that bar, nothing renders here.

RPT-cffc958fevidence e4d9a541be6agenerated 9/3/2026, 1:24:44 AM · 107s14 model calls View trail

Written by AI, checked against sources

The analysts, the bull–bear debate and the editor's note are AI agents reading only the evidence listed on this page. They can misread a filing or a headline, which is why every claim cites a source you can open and check yourself. The sentiment score is arithmetic over the claims that survived the debate, not a language model's opinion.

Educational analysis of published data. Moneyta does not give investment advice or make recommendations. Past patterns do not indicate future results.

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Institutional holders

Net institutional flow, Q/Q

Largest holder position

Insider buys, 90 days

Clustered insider value

Street target range

The real figures are for members. Educational analysis, not advice.

Educational analysis of published data. Moneyta does not give investment advice or make recommendations.