LOW
Lowe's Companies, Inc.Evidence as of 2026-09-09The desk's Snapshot
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Overview · Lowe's Companies, Inc.
Lowe's Companies, Inc., together with its subsidiaries, operates as a home improvement retailer in the United States. The company offers a line of products for construction, maintenance, repair, remodeling, and decorating. It also provides home improvement products, such as appliances, seasonal and outdoor living, lawn and garden, lumber, kitchens and bath, tools, paint, millwork, hardware, flooring, rough plumbing,…
Management team
- Ms. Jennifer Wilson · Senior VP & Chief Marketing OfficerFind on LinkedIn
- Mr. Michael A. Tummillo · Senior VP & General Merchandising Manager of Building ProductsFind on LinkedIn
- Ms. Kate Pearlman · Vice President, Investor Relations & TreasurerFind on LinkedIn
- Mr. Joseph Michael McFarland III · Executive Vice President of StoresFind on LinkedIn
Start free to see the full management team.
Links open LinkedIn searches, not verified profiles. Team data from our market-data vendor's company profile.
Moneyta sentiment
Where the published evidence leans after the desk debated it, not a rating or a recommendation.
−0.4 on a −2 to +2 scale.
What builds the score
Solid bars are analyst rubric scores; faded bars are computed directly from data. Claims dropped in debate count for nothing; weakened claims count at half weight.
Editor's note
Written after the debate settled. The rest of the page is the evidence behind it.
The surviving record leaves a mixed evidence balance ( Mixed, -0.4 of a possible +2). Revenues rose from $ 23,078,000,000 in Q1 2026 (fiscal quarter ended 2026-05-26) to $ 25,956,000,000 in Q2 2026 (fiscal quarter ended 2026-08-25), with gross profit moving from $ 7,543,000,000 to $ 8,577,000,000 and operating income from $ 2,554,000,000 to $ 3,549,000,000 across the same quarters. Diluted EPS increased from $ 2.90 to $ 4.27 while diluted net income rose from $ 1,628,000,000 to $ 2,399,000,000; weighted-average diluted shares outstanding were essentially stable around 560–561 million.
Balance-sheet and cash metrics show point-in-time improvement in the most recent report: cash and cash equivalents moved from $ 982,000,000 as of 2026-01-30 to $ 3,172,000,000 as of 2026-07-31, total assets increased to $ 55,881,000,000 as of 2026-07-31, and stockholders’ equity remained negative but less so at -$ 7,437,000,000 as of 2026-07-31. Market signals are weaker: six-month momentum is -19.4%, price sits below the 50- and 200-day SMAs ( -5.7% and -14.6%), relative strength versus SPY is negative over 6- and 12-month windows, and recent volatility is elevated (30-day annualized +26.2%, 90-day +29.6%). Valuation multiples and cash-flow metrics reported include trailing twelve-month FCF of $ 11,296,000,000 (FCF per share $ 20.1714), P/FCF 9.95, EV/EBITDA 10.55, and P/E 14.02; institutional holdings were reported at $ 101.03B as of 2026-03-31.
How this note was made
every stage ran before the note was writtenAnalyst desk
Mercer, Oakes, Nash, Ellis, Yates, Talbot and Archer. The desk: named AI agents, not people. Each reads one slice of the evidence and nothing else (no outside knowledge, no browsing), so every finding traces to a source you can open.
Reads the XBRL figures companies file with the SEC (revenue, margins, income, debt and share count, quarter by quarter) and reports which way the trend is running.
Revenue (RevenueFromContractWithCustomerExcludingAssessedTax) increased from $23,078,000,000 in fiscal Q1 2026 (2026-01-31 to 2026-05-01, 3mo) to $25,956,000,000 in fiscal Q2 2026 (2026-05-02 to 2026-07-31, 3mo).
XBRL companyfacts · 0000060667-26-000072Gross profit rose from $7,543,000,000 in fiscal Q1 2026 (2026-01-31 to 2026-05-01, 3mo) to $8,577,000,000 in fiscal Q2 2026 (2026-05-02 to 2026-07-31, 3mo).
XBRL companyfacts · 0000060667-26-000072Reads the filings themselves, above all the year-over-year diff of Item 1A risk factors: which risks a company added, dropped or quietly reworded since its last annual report.
Which filings the desk reads
The desk reads the annual 10-K in full: its risk factors, and how they changed since last year. Quarterly 10-Qs and event filings (8-Ks, insider Form 4s) are listed for context but not read line by line: the 10-K is where the material risk disclosures live. A brand-new company, or one we have only just begun tracking, may have no annual report on file yet; its risk analysis fills in once that lands.
Net sales for the three months ended July 31, 2026 improved 8.3% to $25,956 million compared to $23,959 million for the three months ended August 1, 2025.
10-Q filed 2026-08-27Comparable sales for the three months ended July 31, 2026 increased 0.2%, driven by a 2.3% increase in comparable average ticket offset by a 2.1% decrease in comparable customer transactions.
10-Q filed 2026-08-27Reads the signal panel above (momentum, volatility, drawdown, relative strength and beta) and ranks each against the whole research universe rather than judging it in isolation.
Lowe's momentum over the past 6 months is -19.4% (6-month momentum), placing it in the 8th percentile of the 548-stock research universe on 2026-09-08.
Moneyta signal set · 2026-09-08Price is below both medium- and long-term moving averages: price vs. the 50-day SMA is -5.7% and price vs. the 200-day SMA is -14.6% as of 2026-09-08, and the 'golden_cross' flag is false.
Moneyta signal set · 2026-09-08Reads which funds hold the name and at what weight, plus insider Form 4 filings, to show the exposure you may already carry through index funds.
Institutional investors reported aggregate holdings valued at "$101.03B" as of 2026-03-31 (13F data; filing lag applies).
13F holdings · 2673 filers · as of 2026-03-31The reported institutional holder count was 2,673 as of 2026-03-31, with a net decline of 34 holders quarter-over-quarter and 192 exited positions during the quarter.
13F holdings · 2673 filers · as of 2026-03-31Reads recent headlines that are genuinely about this company, ignoring rating chatter and market-wide stories. Findings argue in the debate but never move the sentiment score.
Two outlets (kalkinemedia.com and simplywall.st) are covering a management shift at Lowe's, and simplywall.st reports the company appointed five new executive vice presidents effective September 1, 2026.
News · simplywall.st · 2026-09-07Lowe's announced that Marvin R. Ellison will participate in a fireside chat at the Goldman Sachs Global Consumer and Retail Conference, a release carried by PR Newswire and syndicated to Yahoo Finance on September 8, 2026.
News · prnewswire.com · 2026-09-08Reads parsed Forms 3/4/5: who bought or sold, at what size, and whether a 10b5-1 plan was involved. Flags clustered open-market officer buying; treats plan sales as routine and never counts a fund or 10%-holder as an officer.
Dupre Janice (EVP, Human Resources) sold "14150" shares for "$3.1M" on 2026-06-16 (filing shows additional code M dispositions that day), per the Form 4 filing.
Form 4 · Dupre Janice (EVP, Human Resources) · $207k code M · 2026-06-16PRYOR JULIETTE WILLIAMS (EVP, CLO & Corp. Sec.) sold "9330" shares for "$2.1M" on 2026-06-17, per the Form 4 filing.
Form 4 · PRYOR JULIETTE WILLIAMS (EVP, CLO & Corp. Sec.) · $2.1M sold · 2026-06-17Reads the implied-expectations math built from the company's own filings (the growth rate today's price would justify, and the multiples beside it) and argues whether the market's bar looks high or low for this business. Never turns the math into a target.
The calculation shows an implied free cash flow (FCF) growth rate of -7.03% (implied_growth = -0.0703) that today's price would justify under the stated discount and terminal assumptions.
Valuation inputs · SEC XBRL + stored EOD closePrice-to-free-cash-flow (P/FCF) on trailing twelve-month FCF is 9.95.
Valuation inputs · SEC XBRL + stored EOD closeDebate and risk review
A bull and a bear contest the claims and the chair rules on each; the risk review stress-tests what survived.
A bull and a bear argue the analysts' claims across two rounds, then a chair rules on each one. Only what survives feeds the score. The argument is shown, not hidden, so you can judge the reasoning yourself.
Recent company reports show sequential improvement in core operating results — revenue, gross profit, operating income, and diluted EPS all rose from fiscal Q1 to Q2 2026 — while cash balances and total assets increased and negative equity became less severe. Trailing twelve-month free cash flow is sizable ($11.3B) with P/FCF (~9.95) and P/E (~14.0) that signal established cash generation relative to market capitalization; these valuation and cash-flow metrics can support a favorable fundamental read when paired with improving quarterly operating results. Short-term price momentum, moving-average positioning, and multi-year drawdown metrics reflect market price action rather than the underlying quarterly earnings and cash-flow profile; similarly, one-time items (for example the ~$80M tariff refund) are disclosed and limited in scale relative to TTM FCF. Financial advisors often point out that institutional and ETF ownership concentration can lend liquidity and coverage, and the street consensus list shows meaningful buy-side analyst support, which together with the operating and cash metrics provides a coherent set of signals for a favorable fundamental interpretation.
Chair's verdict, claim by claim
Fragility · computed, not argued
balanced0.34
41 surviving claims rest on 18 distinct sources; the heaviest analyst carries 20% of them, and 100% of what the desk raised survived the debate.
The surviving read is supported by a moderate breadth of disclosed sources but leans on a small group of analysts for interpretation; the largest contributor carries material weight. Complete survival through the desk debate indicates strong internal consistency of the compiled claims, but it also raises the possibility that dissenting views or contrary data were not introduced or were underweighted. Treat the synthesis as informational — useful for situational awareness but sensitive to additional independent data or subsequent filings.
Peer context · computed, not argued
12-1 momentum ranks 1st of 3 in Home Improvement Retail (as of 2026-09-08).
6-month relative strength ranks 2nd of 3 in Home Improvement Retail (as of 2026-09-08).
90-day volatility ranks 2nd of 3 in Home Improvement Retail (as of 2026-09-08).
dividend yield ranks 2nd of 3 in Home Improvement Retail (as of 2026-09-08).
Disconfirming evidence · base rates · falsifiers
Context
Outside consensus, and where this name already sits in your own portfolio.
Third-party consensus shown for context. It never enters Moneyta sentiment. When the two diverge, the debate above is where the why lives.
What this was built from
Every figure on this page traces to one of these. The desk reads only what is listed here (no outside knowledge, no browsing), and each card shows who read it and what it contributed to the score.
8 filings· 2 cited
SEC XBRL filings
Quarterly figures as filed with the SEC, read straight from EDGAR's structured data, not retyped or estimated.
Read by Mercer+0.8 to the score
8 documents· 2 cited
SEC filing documents
The filings themselves, including the year-over-year comparison of Item 1A risk factors.
Read by Oakes+0.3 to the score
1 signal set
Moneyta signal set
Computed from our own end-of-day price history and ranked against the whole research universe. No AI involved.
Read by Nash−1.2 to the score
2 holdings records· 1 cited
Fund holdings
Which funds hold this name and at what weight, plus insider Form 4 filings.
Read by Ellis+0.6 to the score
8 headlines· 2 cited
News coverage
Recent headlines about this company, rating chatter excluded and nothing published after the report date.
Read by Yatesnothing survived
14 filings· 2 cited
Insider filings
Parsed Forms 3/4/5 from EDGAR: named insiders, share counts, prices, and 10b5-1 plan state, with stated and inferred flags kept apart.
Read by Talbot−0.8 to the score
1 computation
Valuation inputs
TTM cash-flow figures from the company's own XBRL filings, priced with the stored closing price. Implied growth and multiples only; no fair-value dollar figure reaches the desk, by design.
Read by Archercontext only
1 record· 0 cited
Company profile
Sector, industry and company details.
1 record· 0 cited
Analyst consensus
Third-party consensus, shown for context only; it never enters Moneyta sentiment.
Read means we pulled and handed it to an analyst; cited means a claim on this page points at it. Reading twelve quarters to state one trend is normal; the gap is shown rather than hidden.
Written by AI, checked against sources
The analysts, the bull–bear debate and the editor's note are AI agents reading only the evidence listed on this page. They can misread a filing or a headline, which is why every claim cites a source you can open and check yourself. The sentiment score is arithmetic over the claims that survived the debate, not a language model's opinion.
Educational analysis of published data. Moneyta does not give investment advice or make recommendations. Past patterns do not indicate future results.
The full terminal on LOW Gold
Who holds it, who's buying, what the Street thinks: live behind the lock, updated as filings land.
Institutional holders
Net institutional flow, Q/Q
Largest holder position
Insider buys, 90 days
Clustered insider value
Street target range
The real figures are for members. Educational analysis, not advice.
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Educational analysis of published data. Moneyta does not give investment advice or make recommendations.