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MCO

Moody's CorporationEvidence as of 2026-09-03

Overview · Moody's Corporation

Moody's Corporation operates as an integrated risk assessment firm worldwide. It operates in two segments, Moody's Investors Service and Moody's Analytics. The Moody's Investors Service segment publishes credit ratings and provides assessment services on various debt obligations, programs and facilities, and entities that issue such obligations, such as various corporate, financial institution, and governmental oblig…

SectorFinancial Services
IndustryFinancial Data & Stock Exchanges
Typeequity
ExchangeNYSE
Employees14,419
www.moodys.com

Management team

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Links open LinkedIn searches, not verified profiles. Team data from our market-data vendor's company profile.

Moneyta sentiment

Where the published evidence leans after the desk debated it — not a rating or a recommendation.

Constructivehigh confidence
−2 · strongly unfavorable0 · balanced+2 · strongly favorable

+0.5 on a −2 to +2 scale — was +0.6 before the debate changed the read.

What builds the score

Fundamentals
+1.7
Market signals
−0.1
Ownership and flow
+0.0

Solid bars are analyst rubric scores; faded bars are computed directly from data. Claims dropped in debate count for nothing; weakened claims count at half weight.

News tonecontext · not scored+0.0 observed
1 favorable1 neutral1 unfavorableacross 3 outlets · 5 stories deduped to 3 storylines

Editor's note

Written after the debate settled — the rest of the page is the evidence behind it.

GoodwinAI editor

What the evidence shows

The surviving evidence balance is Constructive (+0.5 of a possible +2; was +0.6 before debate) with high confidence. On fundamentals, revenue rose from $ 1,924,000,000 in the quarter ended 31 March 2025 (fiscal Q1 2025) to $ 2,185,000,000 in the quarter ended 30 June 2026 (fiscal Q2 2026); operating income climbed from $ 846,000,000 to $ 1,046,000,000 and net income from $ 625,000,000 to $ 878,000,000 over the same span. Diluted EPS increased from $ 3.46 to $ 5.03 while weighted‑average diluted shares outstanding fell from 180,700,000 to 174,500,000, supported by $ 1,471,000,000 of repurchases in fiscal Q1 2026 (quarter ended 31 March 2026). Market footprints show the price slightly above SMA50 and SMA200 (+ 0.6% and + 3.9%), a golden_cross in place for 20 days, elevated short‑term volatility (30‑day annualized vol + 23.2%), and valuation multiples that imply relatively rapid free‑cash‑flow growth (implied FCF growth 20.1%; P/FCF ~ 31.12, P/E ~ 31.47, EV/EBITDA ~ 21.54).

What the debate changed

Analysts argued the size and persistence of the operational improvement versus the valuation impulse; the desk reduced the constructive tilt marginally from + 0.6 to + 0.5 because market and valuation claims weigh against the strong quarter‑to‑quarter operational gains. No surviving fundamental claim was dropped or reversed — the quarter comparisons for revenue, operating income, net income, EPS and the share‑count reduction all held up — but the debate weakened the net confidence in translating those quarters into an unambiguous market case given the high multiples and mixed momentum signals.

How this note was made

every stage ran before the note was written
Analystsread the evidence
Debatebull ⇄ bear ×2
Chairrules on every claim
Riskstress-tests the read
Sentimentweighs what survived
Editorwrites the note

Analyst desk

Mercer, Oakes, Nash, Ellis, Yates, Talbot and Archer. The desk: named AI agents, not people. Each reads one slice of the evidence and nothing else — no outside knowledge, no browsing — so every finding traces to a source you can open.

MercerAI fundamentals analyst
+2.0

Reads the XBRL figures companies file with the SEC — revenue, margins, income, debt and share count, quarter by quarter — and reports which way the trend is running.

Revenue rose from $1,924,000,000 in the quarter ended 31 March 2025 (fiscal Q1 2025) to $2,185,000,000 in the quarter ended 30 June 2026 (fiscal Q2 2026).

XBRL companyfacts · 0001628280-26-049398

Operating income increased from $846,000,000 in the quarter ended 31 March 2025 (fiscal Q1 2025) to $1,046,000,000 in the quarter ended 30 June 2026 (fiscal Q2 2026).

XBRL companyfacts · 0001628280-26-049398
OakesAI filings and risk analyst
+0.0

Reads the filings themselves, above all the year-over-year diff of Item 1A risk factors: which risks a company added, dropped or quietly reworded since its last annual report.

Nothing in this slice of the evidence rose to a claim — a quiet read, which itself is information.

Which filings the desk reads

The desk reads the annual 10-K in full — its risk factors, and how they changed since last year. Quarterly 10-Qs and event filings (8-Ks, insider Form 4s) are listed for context but not read line by line: the 10-K is where the material risk disclosures live. A brand-new company, or one we have only just begun tracking, may have no annual report on file yet — its risk analysis fills in once that lands.

NashAI market signals analyst
+0.0

Reads the signal panel above — momentum, volatility, drawdown, relative strength and beta — and ranks each against the whole research universe rather than judging it in isolation.

Momentum over the last 3 months is +9.3% while 6-month momentum is +4.3% and the 12-1 momentum is -2.7%, with the 12-1 momentum at the 26th percentile of the 547-stock universe.

Moneyta signal set · 2026-09-02weakened in debate

The price is slightly above both moving averages: price vs SMA50 is +0.6% and price vs SMA200 is +3.9%, and a golden_cross has been in place for 20 days (cross_age_days = 20).

Moneyta signal set · 2026-09-02
EllisAI ownership and flow analyst
+0.0

Reads which funds hold the name and at what weight, plus insider Form 4 filings, to show the exposure you may already carry through index funds.

As of 2026-09-02T13:45:47.228469+00:00, the ETF with symbol IVV held MCO at a weight of 0.11% of that fund.

ETF constituents · market data

The provided evidence shows MCO listed as a holding in IVV at the timestamp given but does not include any other ETF memberships or changes over time.

ETF constituents · market data
YatesAI news analyst
+0.0

Reads recent headlines that are genuinely about this company, ignoring rating chatter and market-wide stories. Findings argue in the debate but never move the sentiment score.

A headline on 2 September 2026 reports that Proficio Capital Partners LLC purchased 1,518 shares of the company in the 2nd quarter, describing a small institutional buy into the stock.

News · thelincolnianonline.com · 2026-09-02

A 1 September 2026 headline highlights a product/technology integration: Moody's connected intelligence is described as being made available within Google Cloud's Gemini Enterprise for Financial Services via Moody's protocol server.

News · simplywall.st · 2026-09-01
TalbotAI insider activity analyst
no data on file

Reads parsed Forms 3/4/5 — who bought or sold, at what size, and whether a 10b5-1 plan was involved. Flags clustered open-market officer buying; treats plan sales as routine and never counts a fund or 10%-holder as an officer.

No insider transactions on file in the trailing 180 days.

ArcherAI valuation analyst
−1.0

Reads the implied-expectations math built from the company's own filings (the growth rate today's price would justify, and the multiples beside it) and argues whether the market's bar looks high or low for this business. Never turns the math into a target.

The market price on 2026-09-02 implies an FCF growth rate of 20.1% under the stated discount and terminal assumptions.

Valuation inputs · SEC XBRL + stored EOD close

Trailing twelve-month price-to-free-cash-flow is 31.12, trailing twelve-month price-to-earnings is 31.47, and enterprise-value-to-EBITDA (TTM) is 21.54.

Valuation inputs · SEC XBRL + stored EOD close

Debate and risk review

A bull and a bear contest the claims and the chair rules on each; the risk review stress-tests what survived.

Debate1 round · 4 claims contested

A bull and a bear argue the analysts' claims across two rounds, then a chair rules on each one. Only what survives feeds the score — the argument is shown, not hidden, so you can judge the reasoning yourself.

The bull case

The provided company-specific fundamentals show clear improvement across top- and bottom-line measures: revenue, operating income, net income, and diluted EPS all increased materially from fiscal Q1 2025 to fiscal Q2 2026 (fundamentals-0, fundamentals-1, fundamentals-2, fundamentals-3). Operating income grew faster than revenue while cost of revenue rose only modestly, which is consistent with an expansion in operating margin over the interval (fundamentals-5). Share count has declined via meaningful repurchases, amplifying per-share metrics and free-cash-flow per share (fundamentals-4, valuation-2, valuation-5). Complementary market signals — price modestly above both the 50- and 200-day SMAs with a recent golden cross, positive short-term momentum, and low beta/low correlation with the market — support a narrative that the improving fundamentals have been recognized in price formation without the stock being tightly coupled to broad market swings (market-1, market-0, market-5). Company-level news about a product integration with Google Cloud’s Gemini Enterprise and multiple outlets covering the story add operational substance to the fundamental improvements (news-1, news-4).

The bear case

Chair's verdict, claim by claim

A headline on 2 September 2026 reports that Proficio Capital Partners LLC purchased 1,518 shares of the company in the 2nd quarter, describing a small institutional buy into the stock.The headline reporting Proficio Capital Partners purchased 1,518 shares in Q2 is a factual report of a small institutional buy as cited.upheld
A 1 September 2026 headline highlights a product/technology integration: Moody's connected intelligence is described as being made available within Google Cloud's Gemini Enterprise for Financial Services via Moody's protocol server.Multiple outlets reported a Moody's product integration with Google Cloud's Gemini Enterprise; the headlines exist and are accurately described.upheld
Momentum over the last 3 months is +9.3% while 6-month momentum is +4.3% and the 12-1 momentum is -2.7%, with the 12-1 momentum at the 26th percentile of the 547-stock universe.Momentum figures are reported, but a base-rate flag notes many universe names share positive 12-1 momentum today, so this is partly a market-wide condition rather than a uniquely strong company signal.weakened
Risk review

Fragility · computed, not argued

balanced0.42

25 surviving claims rest on 8 distinct sources; the heaviest analyst carries 24% of them, and 96% of what the desk raised survived the debate.

The read is relatively stable: a high debate survival rate means most issues raised held up, so the desk’s conclusions aren’t shaky from internal challenge. However, 25 claims coming from only eight distinct sources and a single analyst supplying nearly a quarter of claims indicate some source concentration and analyst dependence — this reduces independent corroboration and means the set carries moderate fragility. Treat the conclusions as informational and cross-check the primary filings and valuation inputs before placing heavy weight on any single metric.

Peer context · computed, not argued

12-1 momentum ranks 1st of 6 in Financial Data & Stock Exchanges (as of 2026-09-02).

6-month relative strength ranks 2nd of 6 in Financial Data & Stock Exchanges (as of 2026-09-02).

90-day volatility ranks 5th of 6 in Financial Data & Stock Exchanges (as of 2026-09-02).

Disconfirming evidence · base rates · falsifiers

Context

Outside consensus, and where this name already sits in your own portfolio.

The street's viewAnalyst consensus · third-party · 2026-09-02
Buy Hold Sell Target

Third-party consensus shown for context. It never enters Moneyta sentiment — when the two diverge, the debate above is where the why lives.

What this was built from

Every figure on this page traces to one of these. The desk reads only what is listed here — no outside knowledge, no browsing — and each card shows who read it and what it contributed to the score.

14 filings· 1 cited

SEC XBRL filings

Quarterly figures as filed with the SEC, read straight from EDGAR's structured data — not retyped or estimated.

Read by Mercer+1.7 to the score

1 signal set

Moneyta signal set

Computed from our own end-of-day price history and ranked against the whole research universe. No AI involved.

Read by Nash−0.1 to the score

1 holdings record

Fund holdings

Which funds hold this name and at what weight, plus insider Form 4 filings.

Read by Ellis+0.0 to the score

3 headlines· 2 cited

News coverage

Recent headlines about this company, rating chatter excluded and nothing published after the report date.

Read by Yatesnothing survived

1 computation

Valuation inputs

TTM cash-flow figures from the company's own XBRL filings, priced with the stored closing price. Implied growth and multiples only; no fair-value dollar figure reaches the desk, by design.

Read by Archercontext only

1 record· 0 cited

Company profile

Sector, industry and company details.

1 record· 0 cited

Analyst consensus

Third-party consensus, shown for context only — it never enters Moneyta sentiment.

Read means we pulled and handed it to an analyst; cited means a claim on this page points at it. Reading twelve quarters to state one trend is normal — the gap is shown rather than hidden.

Social sentiment

Crowd chatter as an evidence stream.

Coming soon

Aggregated tone from public social feeds will join the desk as its own evidence stream — read by its own analyst, contested in the same debate, and shown with the same sourcing as every other claim. Until it earns that bar, nothing renders here.

RPT-79d2ad14evidence 1029f74dae1cgenerated 9/3/2026, 1:45:18 AM · 98s14 model calls View trail

Written by AI, checked against sources

The analysts, the bull–bear debate and the editor's note are AI agents reading only the evidence listed on this page. They can misread a filing or a headline, which is why every claim cites a source you can open and check yourself. The sentiment score is arithmetic over the claims that survived the debate, not a language model's opinion.

Educational analysis of published data. Moneyta does not give investment advice or make recommendations. Past patterns do not indicate future results.

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Institutional holders

Net institutional flow, Q/Q

Largest holder position

Insider buys, 90 days

Clustered insider value

Street target range

The real figures are for members. Educational analysis, not advice.

Educational analysis of published data. Moneyta does not give investment advice or make recommendations.