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NTRS

NORTHERN TRUST CORPEvidence as of 2026-09-03

Overview · NORTHERN TRUST CORP

Northern Trust Corporation, a financial holding company, provides wealth management, asset servicing, asset management, and banking solutions for corporations, institutions, families, and individuals worldwide. It operates in two segments, Asset Servicing and Wealth Management. The Asset Servicing segment offers asset servicing and related services, including custody, fund administration, investment operations outsou…

SectorFinancial Services
IndustryAsset Management
Typeequity
ExchangeNASDAQ
Employees23,800
www.northerntrust.com

Management team

  • Mr. Thomas A. South · Executive VP & Chief Information OfficerFind on LinkedIn
  • Mr. Daniel Ernesto Gamba CFA · Executive VP & President of Asset Management - Northern Trust's Management GroupFind on LinkedIn
  • Mr. Peter B. Cherecwich · Executive VP & President of Asset ServicingFind on LinkedIn
  • Mr. Steven L. Fradkin · Executive VP & President of Wealth ManagementFind on LinkedIn

Start your 7-day free trial to see the full management team.

Links open LinkedIn searches, not verified profiles. Team data from our market-data vendor's company profile.

Moneyta sentiment

Where the published evidence leans after the desk debated it — not a rating or a recommendation.

Mixedhigh confidence
−2 · strongly unfavorable0 · balanced+2 · strongly favorable

+0.2 on a −2 to +2 scale.

What builds the score

Fundamentals
+1.1
Filings and risk
+0.0
Market signals
+0.3
Ownership and flow
+0.0
Insider activity
−0.7

Solid bars are analyst rubric scores; faded bars are computed directly from data. Claims dropped in debate count for nothing; weakened claims count at half weight.

News tonecontext · not scored+0.5 observed
3 favorable0 neutral1 unfavorableacross 2 outlets

Editor's note

Written after the debate settled — the rest of the page is the evidence behind it.

GoodwinAI editor

What the evidence shows

The surviving evidence presents a mixed balance (+0.2 of a possible +2; was +0.2 before debate) with high confidence. Revenue increased from $ 1,213,800,000 in Q1 2025 (fiscal quarter ended 2025-03-31) to $ 1,341,400,000 in Q1 2026 (fiscal quarter ended 2026-03-31) and to $ 1,349,500,000 in Q2 2026 (fiscal quarter ended 2026-06-30). Net income rose across the comparable quarters from $ 392,000,000 in Q1 2025 through $ 525,500,000 in Q1 2026 to $ 792,200,000 in Q2 2026, and diluted EPS increased from $ 1.90 in Q1 2025 to $ 2.71 in Q1 2026. Outstanding share counts and point-in-time common shares both fell (weighted-average diluted shares from 196,124,971 in Q1 2025 to 184,889,944 in Q2 2026; entity shares from 195,697,744 as of 2025-01-31 to 182,955,653 as of 2026-06-30), with repurchase payments of $ 287,200,000 reported in both the quarter ended 2025-03-31 and the quarter ended 2026-03-31. Trailing metrics show TTM FCF of $ 764,700,000, P/FCF of 44.48, TTM P/E of 20.37, and an implied FCF growth rate of 29.71% embedded in the current price under the model’s assumptions.

What the debate changed

Analysts contested how much price momentum should influence the read. The desk weakened the weight given to short‑term momentum signals—six‑month momentum of +28.2% and a 12‑month minus 1‑month momentum of +46.9% remained in the record but were explicitly downgraded in importance during the debate. That shift reduced the market-technical emphasis but did not change the factual survival of the fundamentals, buyback, and valuation claims.

How this note was made

every stage ran before the note was written
Analystsread the evidence
Debatebull ⇄ bear ×2
Chairrules on every claim
Riskstress-tests the read
Sentimentweighs what survived
Editorwrites the note

Analyst desk

Mercer, Oakes, Nash, Ellis, Yates, Talbot and Archer. The desk: named AI agents, not people. Each reads one slice of the evidence and nothing else — no outside knowledge, no browsing — so every finding traces to a source you can open.

MercerAI fundamentals analyst
+2.0

Reads the XBRL figures companies file with the SEC — revenue, margins, income, debt and share count, quarter by quarter — and reports which way the trend is running.

Revenue grew from $1,213,800,000 in the fiscal quarter ended 31 March 2025 to $1,341,400,000 in the fiscal quarter ended 31 March 2026 and to $1,349,500,000 in the fiscal quarter ended 30 June 2026.

XBRL companyfacts · 0000073124-25-000187

Net income rose across the comparable quarters: $392,000,000 in the quarter ended 31 March 2025, $421,300,000 in the quarter ended 30 June 2025, $457,600,000 in the quarter ended 30 September 2025, $525,500,000 in the quarter ended 31 March 2026 and $792,200,000 in the quarter ended 30 June 2026.

XBRL companyfacts · 0000073124-25-000187
OakesAI filings and risk analyst
+0.0

Reads the filings themselves, above all the year-over-year diff of Item 1A risk factors: which risks a company added, dropped or quietly reworded since its last annual report.

Which filings the desk reads

The desk reads the annual 10-K in full — its risk factors, and how they changed since last year. Quarterly 10-Qs and event filings (8-Ks, insider Form 4s) are listed for context but not read line by line: the 10-K is where the material risk disclosures live. A brand-new company, or one we have only just begun tracking, may have no annual report on file yet — its risk analysis fills in once that lands.

A Form 4 for the company was filed on 2026-08-25.

4 filed 2026-08-25

The submitted record's parse_status is listed as "skipped", indicating the filing contents were not parsed into structured data in this evidence set.

4 filed 2026-08-25
NashAI market signals analyst
+1.0

Reads the signal panel above — momentum, volatility, drawdown, relative strength and beta — and ranks each against the whole research universe rather than judging it in isolation.

Price momentum over the past 6 months is +28.2%, which ranks in the 87th percentile of the 547-stock research universe as of 2026-09-02.

Moneyta signal set · 2026-09-02weakened in debate

The 12-month minus 1-month momentum (momentum_12_1) is +46.9%, which ranks in the 80th percentile of the 547-stock research universe as of 2026-09-02.

Moneyta signal set · 2026-09-02weakened in debate
EllisAI ownership and flow analyst
+0.0

Reads which funds hold the name and at what weight, plus insider Form 4 filings, to show the exposure you may already carry through index funds.

As of 2026-09-02, the company was a constituent of the IVV ETF with a reported weight of 0.05% of that fund.

ETF constituents · market data

A Form 4 insider filing for the company was filed on 2026-08-25 (the 4 filed 25 August 2026); the provided parse status is 'skipped' and no primary document URL is present in the evidence.

Form 4 × 1 (90d window not enforced here)
YatesAI news analyst
+0.0

Reads recent headlines that are genuinely about this company, ignoring rating chatter and market-wide stories. Findings argue in the debate but never move the sentiment score.

An article on 2 September 2026 reports Northern Trust and Commonwealth Superannuation Corporation signed a Memorandum of Understanding to explore tokenisation and next‑generation digital investment infrastructure.

News · finance.yahoo.com · 2026-09-02

A 1 September 2026 release reports Northern Trust Asset Management appointed Amy Johnston as Head of the Global Institutional Client Group effective September 1, 2026.

News · finance.yahoo.com · 2026-09-01
TalbotAI insider activity analyst
−1.0

Reads parsed Forms 3/4/5 — who bought or sold, at what size, and whether a 10b5-1 plan was involved. Flags clustered open-market officer buying; treats plan sales as routine and never counts a fund or 10%-holder as an officer.

On 24 August 2026, Thomas A. South (Executive Vice President) sold 1,800 shares for a reported value of $333k.

Form 4 · South Thomas A (Executive Vice President) · $333k sold · 2026-08-24

The referenced Form 4 filing for the 24 August 2026 transaction does not indicate a trading plan (no 10b5-1 plan flag is shown in the filing's trading_plan field).

Form 4 · South Thomas A (Executive Vice President) · $333k sold · 2026-08-24
ArcherAI valuation analyst
−1.0

Reads the implied-expectations math built from the company's own filings (the growth rate today's price would justify, and the multiples beside it) and argues whether the market's bar looks high or low for this business. Never turns the math into a target.

The model in the evidence reports an implied free cash flow (FCF) growth rate of 29.71% that today's price would justify under the stated discount and terminal assumptions.

Valuation inputs · SEC XBRL + stored EOD close

Trailing twelve-month free cash flow is reported as $764,700,000.

Valuation inputs · SEC XBRL + stored EOD close

Debate and risk review

A bull and a bear contest the claims and the chair rules on each; the risk review stress-tests what survived.

Debate1 round · 6 claims contested

A bull and a bear argue the analysts' claims across two rounds, then a chair rules on each one. Only what survives feeds the score — the argument is shown, not hidden, so you can judge the reasoning yourself.

The bull case

Several company-specific fundamentals jointly support a favorable read: revenue and net income have increased across recent comparable quarters, diluted EPS rose while weighted-average diluted shares outstanding and point-in-time common shares fell (consistent with reported repurchases), and book equity has trended modestly higher — these items together improve per-share metrics and indicate capital return activity. Market signals complement the fundamental read: 6‑ and 12‑month momentum rank highly in the research universe, a long-standing golden cross is present with price well above the 200‑day SMA, and short‑term volatility is low versus peers, which in combination points to constructive market positioning. The bear’s valuation and ownership criticisms rely on model-implied growth and isolated selling events; those points are based on a pricing model that implies unusually high sustained FCF growth and on limited insider/institutional sales data, whereas the company’s reported operating profitability and active buybacks strengthen the interpretation that per‑share performance has improved.

The bear case

Chair's verdict, claim by claim

An article on 2 September 2026 reports Northern Trust and Commonwealth Superannuation Corporation signed a Memorandum of Understanding to explore tokenisation and next‑generation digital investment infrastructure.The reported memorandum of understanding between Northern Trust and Commonwealth Superannuation Corporation on the stated date is a sourced news item.upheld
A 1 September 2026 release reports Northern Trust Asset Management appointed Amy Johnston as Head of the Global Institutional Client Group effective September 1, 2026.The appointment of Amy Johnston and the effective date are specific corporate press-release items in the news evidence.upheld
Price momentum over the past 6 months is +28.2%, which ranks in the 87th percentile of the 547-stock research universe as of 2026-09-02.The 6-month momentum figure is specific, but base-rate flags indicate similar momentum is common across the universe, so the claim risks reflecting broader market conditions rather than a company-unique signal.weakened
Risk review

Fragility · computed, not argued

balanced0.35

31 surviving claims rest on 14 distinct sources; the heaviest analyst carries 23% of them, and 95% of what the desk raised survived the debate.

The evidence set rests on a moderate number of sources but a relatively concentrated analyst influence and very high internal survival rate. That combination means the read is informative on reported quarters and computed signals, but it carries fragility: single-analyst weight and limited source diversity reduce how much confidence to assign beyond the documented facts.

Peer context · computed, not argued

12-1 momentum ranks 1st of 8 in Asset Management (as of 2026-09-02).

90-day volatility ranks 8th of 8 in Asset Management (as of 2026-09-02).

dividend yield ranks 5th of 8 in Asset Management (as of 2026-09-02).

Disconfirming evidence · base rates · falsifiers

Context

Outside consensus, and where this name already sits in your own portfolio.

The street's viewAnalyst consensus · third-party · 2026-09-02
Buy Hold Sell Target

Third-party consensus shown for context. It never enters Moneyta sentiment — when the two diverge, the debate above is where the why lives.

What this was built from

Every figure on this page traces to one of these. The desk reads only what is listed here — no outside knowledge, no browsing — and each card shows who read it and what it contributed to the score.

15 filings· 1 cited

SEC XBRL filings

Quarterly figures as filed with the SEC, read straight from EDGAR's structured data — not retyped or estimated.

Read by Mercer+1.1 to the score

1 document

SEC filing documents

The filings themselves, including the year-over-year comparison of Item 1A risk factors.

Read by Oakes+0.0 to the score

1 signal set

Moneyta signal set

Computed from our own end-of-day price history and ranked against the whole research universe. No AI involved.

Read by Nash+0.3 to the score

2 holdings records

Fund holdings

Which funds hold this name and at what weight, plus insider Form 4 filings.

Read by Ellis+0.0 to the score

4 headlines· 2 cited

News coverage

Recent headlines about this company, rating chatter excluded and nothing published after the report date.

Read by Yatesnothing survived

1 filing

Insider filings

Parsed Forms 3/4/5 from EDGAR: named insiders, share counts, prices, and 10b5-1 plan state — stated and inferred flags kept apart.

Read by Talbot−0.7 to the score

1 computation

Valuation inputs

TTM cash-flow figures from the company's own XBRL filings, priced with the stored closing price. Implied growth and multiples only; no fair-value dollar figure reaches the desk, by design.

Read by Archercontext only

1 record· 0 cited

Company profile

Sector, industry and company details.

1 record· 0 cited

Analyst consensus

Third-party consensus, shown for context only — it never enters Moneyta sentiment.

Read means we pulled and handed it to an analyst; cited means a claim on this page points at it. Reading twelve quarters to state one trend is normal — the gap is shown rather than hidden.

Social sentiment

Crowd chatter as an evidence stream.

Coming soon

Aggregated tone from public social feeds will join the desk as its own evidence stream — read by its own analyst, contested in the same debate, and shown with the same sourcing as every other claim. Until it earns that bar, nothing renders here.

RPT-ed8d85b2evidence 0e1d71116a0fgenerated 9/3/2026, 2:26:59 AM · 93s15 model calls View trail

Written by AI, checked against sources

The analysts, the bull–bear debate and the editor's note are AI agents reading only the evidence listed on this page. They can misread a filing or a headline, which is why every claim cites a source you can open and check yourself. The sentiment score is arithmetic over the claims that survived the debate, not a language model's opinion.

Educational analysis of published data. Moneyta does not give investment advice or make recommendations. Past patterns do not indicate future results.

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Institutional holders

Net institutional flow, Q/Q

Largest holder position

Insider buys, 90 days

Clustered insider value

Street target range

The real figures are for members. Educational analysis, not advice.

Educational analysis of published data. Moneyta does not give investment advice or make recommendations.