PHM
PULTEGROUP INC/MI/Evidence as of 2026-09-03Overview · PULTEGROUP INC/MI/
PulteGroup, Inc., through its subsidiaries, primarily engages in the homebuilding business in the United States. It acquires and develops land primarily for residential purposes; and constructs housing on such land. The company also offers various home designs, including single-family detached, townhomes, condominiums, and duplexes under the Centex, Pulte Homes, Del Webb, DiVosta Homes, American West, and John Wielan…
Management team
- Mr. Robert T. O'Shaughnessy · Executive Vice PresidentFind on LinkedIn
- Mr. Kevin Alan Henry · Executive VP & Chief People OfficerFind on LinkedIn
- Mr. Todd N. Sheldon J.D. · Executive VP, General Counsel & Corporate SecretaryFind on LinkedIn
- Mr. Matthew Koart · Executive VP & COOFind on LinkedIn
Start your 7-day free trial to see the full management team.
Links open LinkedIn searches, not verified profiles. Team data from our market-data vendor's company profile.
Moneyta sentiment
Where the published evidence leans after the desk debated it — not a rating or a recommendation.
+0.2 on a −2 to +2 scale.
What builds the score
Solid bars are analyst rubric scores; faded bars are computed directly from data. Claims dropped in debate count for nothing; weakened claims count at half weight.
Editor's note
Written after the debate settled — the rest of the page is the evidence behind it.
The surviving filings show PulteGroup reported revenue of $ 3,982,957,000 in fiscal Q2 2026 (fiscal quarter ended 2026-07-15), down from $ 4,403,755,000 in fiscal Q2 2025 (fiscal quarter ended 2025-07-15). Diluted EPS compressed from $ 3.03 in fiscal Q2 2025 to $ 2.48 in fiscal Q2 2026 while weighted-average diluted shares outstanding declined from 200,681,000 to 190,583,000; point-in-time common shares moved from 200,427,178 as of 2025-04-15 to 187,452,540 as of 2026-07-15.
Net income fell from $ 522,799,000 in fiscal Q1 2026 (fiscal quarter ended 2026-04-15) to $ 472,003,000 in fiscal Q2 2026. The filings show cash of $ 1,335,709,000 and low reported debt, trailing twelve‑month FCF of $ 1,142,313,000 (FCF per share 5.9938, P/FCF 20.64), EPS TTM 10.26 (P/E 12.06 at price 123.7), and an implied FCF growth rate of 9.76% at that price. The desk rates the evidence balance as Mixed (+0.2 of a possible +2; was +0.2 before debate) with high confidence.
How this note was made
every stage ran before the note was writtenAnalyst desk
Mercer, Oakes, Nash, Ellis, Yates, Talbot and Archer. The desk: named AI agents, not people. Each reads one slice of the evidence and nothing else — no outside knowledge, no browsing — so every finding traces to a source you can open.
Reads the XBRL figures companies file with the SEC — revenue, margins, income, debt and share count, quarter by quarter — and reports which way the trend is running.
PulteGroup's reported revenue for fiscal Q2 2026 (2026-04-01 to 2026-06-30, 3mo) was $3,982,957,000.
XBRL companyfacts · 0000822416-26-000036PulteGroup's revenue for fiscal Q2 2025 (2025-04-01 to 2025-06-30, 3mo) was $4,403,755,000, which is higher than the fiscal Q2 2026 quarter reported above.
XBRL companyfacts · 0000822416-25-000051Reads the filings themselves, above all the year-over-year diff of Item 1A risk factors: which risks a company added, dropped or quietly reworded since its last annual report.
Nothing in this slice of the evidence rose to a claim — a quiet read, which itself is information.
Which filings the desk reads
The desk reads the annual 10-K in full — its risk factors, and how they changed since last year. Quarterly 10-Qs and event filings (8-Ks, insider Form 4s) are listed for context but not read line by line: the 10-K is where the material risk disclosures live. A brand-new company, or one we have only just begun tracking, may have no annual report on file yet — its risk analysis fills in once that lands.
Reads the signal panel above — momentum, volatility, drawdown, relative strength and beta — and ranks each against the whole research universe rather than judging it in isolation.
No computed signal history for this symbol yet — signals need roughly 70 trading days of price history.
Reads which funds hold the name and at what weight, plus insider Form 4 filings, to show the exposure you may already carry through index funds.
As of 2026-09-02T13:45:47.228469+00:00, the security is held in the IVV ETF at a weight of 0.04% of that fund.
ETF constituents · market dataThis holding constitutes membership in the IVV ETF, providing index-fund exposure to the security at the 0.04% weight reported on 2026-09-02T13:45:47.228469+00:00.
ETF constituents · market dataReads recent headlines that are genuinely about this company, ignoring rating chatter and market-wide stories. Findings argue in the debate but never move the sentiment score.
PulteGroup announced a quarterly cash dividend of $0.26 per common share, declared on September 2, 2026 and payable October 2, 2026 to shareholders of record on September 15, 2026.
News · finance.yahoo.com · 2026-09-02Rehmann Capital Advisory Group increased its stake in PulteGroup by 49.2% during the second quarter, owning 16,587 shares after purchasing an additional 5,470 shares.
News · thelincolnianonline.com · 2026-09-02Reads parsed Forms 3/4/5 — who bought or sold, at what size, and whether a 10b5-1 plan was involved. Flags clustered open-market officer buying; treats plan sales as routine and never counts a fund or 10%-holder as an officer.
No insider transactions on file in the trailing 180 days.
Reads the implied-expectations math built from the company's own filings (the growth rate today's price would justify, and the multiples beside it) and argues whether the market's bar looks high or low for this business. Never turns the math into a target.
The price used is 123.7 as of 2026-09-02 and the model reports an implied free cash flow (FCF) growth rate that today's price would justify of 9.76% (0.0976).
Valuation inputs · SEC XBRL + stored EOD closeTrailing twelve-month free cash flow (FCF) is reported as 1,142,313,000 and FCF per share is 5.9938, producing a price-to-FCF (P/FCF) of 20.64.
Valuation inputs · SEC XBRL + stored EOD closeDebate and risk review
A bull and a bear contest the claims and the chair rules on each; the risk review stress-tests what survived.
A bull and a bear argue the analysts' claims across two rounds, then a chair rules on each one. Only what survives feeds the score — the argument is shown, not hidden, so you can judge the reasoning yourself.
Several pieces of evidence jointly support a favorable read: PulteGroup has materially reduced its diluted share count (fundamentals-3), returned cash via buybacks and a recently declared quarterly dividend (fundamentals-5, news-0), and shows solid trailing cash generation and low net debt on the balance inputs (valuation-1, valuation-2, valuation-3). These items strengthen cash flow per share and valuation multiples (P/FCF ~20.6, P/E ~12.1) and help contextualize single-quarter revenue and EPS compression as partially offset by capital actions and strong free cash flow. The presence in a large index ETF (ownership-0/1) and recent incremental insider/managerial buying (news-1) and multiple buy-side analyst “buy” ratings in the street consensus provide additional market-context support. The evidence strengths vary: share-count reduction, cash flow and balance-sheet figures are strong (SEC-filed and model outputs), dividend and stake-change news are moderate-strength, while single-quarter declines and short-term price headlines are weaker as standalone signals without broader trend data.
Chair's verdict, claim by claim
Fragility · computed, not argued
balanced0.33
20 surviving claims rest on 11 distinct sources; the heaviest analyst carries 35% of them, and 100% of what the desk raised survived the debate.
The surviving read is built from a modestly diverse set of documentary sources but a sizeable share of the claims lean on a single analyst perspective, and nothing was knocked down during internal debate. That combination raises fragility: the facts drawn from filings are more robust, while model outputs and analyst-driven items deserve lighter weight until corroborated by independent documents or subsequent filings.
Disconfirming evidence · base rates · falsifiers
Context
Outside consensus, and where this name already sits in your own portfolio.
Third-party consensus shown for context. It never enters Moneyta sentiment — when the two diverge, the debate above is where the why lives.
What this was built from
Every figure on this page traces to one of these. The desk reads only what is listed here — no outside knowledge, no browsing — and each card shows who read it and what it contributed to the score.
13 filings· 2 cited
SEC XBRL filings
Quarterly figures as filed with the SEC, read straight from EDGAR's structured data — not retyped or estimated.
Read by Mercer−0.6 to the score
1 holdings record
Fund holdings
Which funds hold this name and at what weight, plus insider Form 4 filings.
Read by Ellis+1.0 to the score
8 headlines· 2 cited
News coverage
Recent headlines about this company, rating chatter excluded and nothing published after the report date.
Read by Yatesnothing survived
1 computation
Valuation inputs
TTM cash-flow figures from the company's own XBRL filings, priced with the stored closing price. Implied growth and multiples only; no fair-value dollar figure reaches the desk, by design.
Read by Archercontext only
1 record· 0 cited
Company profile
Sector, industry and company details.
1 record· 0 cited
Analyst consensus
Third-party consensus, shown for context only — it never enters Moneyta sentiment.
Read means we pulled and handed it to an analyst; cited means a claim on this page points at it. Reading twelve quarters to state one trend is normal — the gap is shown rather than hidden.
Written by AI, checked against sources
The analysts, the bull–bear debate and the editor's note are AI agents reading only the evidence listed on this page. They can misread a filing or a headline, which is why every claim cites a source you can open and check yourself. The sentiment score is arithmetic over the claims that survived the debate, not a language model's opinion.
Educational analysis of published data. Moneyta does not give investment advice or make recommendations. Past patterns do not indicate future results.
Get this for the tickers you actually hold
Plus the one thing no sample can show: how each name correlates with your portfolio, and what hides inside your funds.
The full terminal on PHM Gold
Who holds it, who's buying, what the Street thinks: live behind the lock, updated as filings land.
Institutional holders
Net institutional flow, Q/Q
Largest holder position
Insider buys, 90 days
Clustered insider value
Street target range
The real figures are for members. Educational analysis, not advice.
Educational analysis of published data. Moneyta does not give investment advice or make recommendations.