SQ
Block, Inc.Evidence as of 2026-09-02Overview · Block, Inc.
Block, Inc., together with its subsidiaries, creates tools that enables sellers to accept card payments and provides reporting and analytics, and next-day settlement. The company provides hardware products, including Square Register that combines its hardware, point-of-sale software, and payments technology; Square Terminal, a payments device and receipt printer to replace traditional keypad terminals, which accepts…
Management team
- Owen Jennings · Head of BusinessFind on LinkedIn
- Mr. Nikhil Dixit · Head of Investor RelationsFind on LinkedIn
- Ms. Chrysty Esperanza · Corporate SecretaryFind on LinkedIn
- Ms. Amrita Ahuja · COO, CFO & TreasurerFind on LinkedIn
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Links open LinkedIn searches, not verified profiles. Team data from our market-data vendor's company profile.
Moneyta sentiment
Where the published evidence leans after the desk debated it — not a rating or a recommendation.
+0.2 on a −2 to +2 scale.
What builds the score
Solid bars are analyst rubric scores; faded bars are computed directly from data. Claims dropped in debate count for nothing; weakened claims count at half weight.
Editor's note
Written after the debate settled — the rest of the page is the evidence behind it.
The evidence balance is Mixed (+0.2 of a possible +2; confidence high). Revenues rose to $6,617,687,000 in fiscal Q2 2026 (fiscal quarter ended 2026-06-30) from $6,056,847,000 in fiscal Q1 2026 (fiscal quarter ended 2026-03-31) and were up about $563,230,000 (9%) year over year versus fiscal Q2 2025 (period ended 2025-06-30). Gross profit expanded to $3,166,081,000 in fiscal Q2 2026 from $2,536,530,000 in fiscal Q2 2025, implying gross margin roughly 47.8% in fiscal Q2 2026 versus 41.9% in fiscal Q2 2025.
Operating performance swung from an operating loss of $171,990,000 in fiscal Q1 2026 to operating income of $446,870,000 in fiscal Q2 2026, and net income moved from a loss of $308,681,000 in fiscal Q1 2026 to net income attributable to common stockholders of $88,517,000 in fiscal Q2 2026 (diluted EPS from -$0.52 to $0.15). Reported long‑term debt declined from $7,289,018,000 as of 2025-12-31 to $5,720,565,000 as of 2026-06-30, and the company reported $8.8 billion of available liquidity at June 30, 2026.
How this note was made
every stage ran before the note was writtenAnalyst desk
Mercer, Oakes, Nash, Ellis, Yates, Talbot and Archer. The desk: named AI agents, not people. Each reads one slice of the evidence and nothing else — no outside knowledge, no browsing — so every finding traces to a source you can open.
Reads the XBRL figures companies file with the SEC — revenue, margins, income, debt and share count, quarter by quarter — and reports which way the trend is running.
Revenues rose from $6,056,847,000 in fiscal Q1 2026 (2026-01-01 to 2026-03-31, 3mo) to $6,617,687,000 in fiscal Q2 2026 (2026-04-01 to 2026-06-30, 3mo).
XBRL companyfacts · 0001628280-26-032200Year-over-year, revenues for the quarter ended 30 June improved from $6,054,457,000 in fiscal Q2 2025 (2025-04-01 to 2025-06-30, 3mo) to $6,617,687,000 in fiscal Q2 2026 (2026-04-01 to 2026-06-30, 3mo) (an increase of about $563.2 million).
XBRL companyfacts · 0001628280-25-038920Reads the filings themselves, above all the year-over-year diff of Item 1A risk factors: which risks a company added, dropped or quietly reworded since its last annual report.
Which filings the desk reads
The desk reads the annual 10-K in full — its risk factors, and how they changed since last year. Quarterly 10-Qs and event filings (8-Ks, insider Form 4s) are listed for context but not read line by line: the 10-K is where the material risk disclosures live. A brand-new company, or one we have only just begun tracking, may have no annual report on file yet — its risk analysis fills in once that lands.
Total net revenue for the three months ended June 30, 2026 was $6,617,687 thousand, an increase of $563,230 thousand (9%) versus the three months ended June 30, 2025.
Management's discussion · filed 2026-08-05Bitcoin ecosystem revenue decreased by $277,854 thousand (13%) for the three months ended June 30, 2026 versus the three months ended June 30, 2025, and decreased $811,272 thousand (18%) for the six months ended June 30, 2026 versus the six months ended June 30, 2025.
Management's discussion · filed 2026-08-05Reads the signal panel above — momentum, volatility, drawdown, relative strength and beta — and ranks each against the whole research universe rather than judging it in isolation.
No computed signal history for this symbol yet — signals need roughly 70 trading days of price history.
Reads which funds hold the name and at what weight, plus insider Form 4 filings, to show the exposure you may already carry through index funds.
As of 2026-08-10, the ETF DAPP held 7.51% weight of the fund in SQ.
ETF constituents · market dataAs of 2026-09-02, the ETF ARKK held 2.48% weight of the fund in SQ.
ETF constituents · market dataReads recent headlines that are genuinely about this company, ignoring rating chatter and market-wide stories. Findings argue in the debate but never move the sentiment score.
A guru-focused piece framed the company in the context of 'Fintech Innovation' in a August 23, 2026 headline.
News · gurufocus.com · 2026-08-23Coverage on June 23, 2026 emphasized Block's unified commerce platform expansion, merchant technology adoption, Cash App developments, and evolving financial technology services.
News · kalkinemedia.com · 2026-06-23Reads parsed Forms 3/4/5 — who bought or sold, at what size, and whether a 10b5-1 plan was involved. Flags clustered open-market officer buying; treats plan sales as routine and never counts a fund or 10%-holder as an officer.
Anthony Mathew Eisen (Director) reported multiple open-market sales of 6,000 shares each on 2026-08-18, 2026-08-19, 2026-08-20, 2026-08-21, 2026-08-24, 2026-08-25, 2026-08-26 and 2026-08-27 with individual proceeds reported around $475k–$504k on each of those dates (example filing for the earlier dates: sale of 6,000 shares for $475k on 2026-08-18).
Form 4 · Eisen Anthony Mathew (Director) · $477k sold · 2026-08-19Amrita Ahuja (CFO & COO) reported sales and code-F transactions between 2026-08-20 and 2026-08-24 totaling multi-hundred‑thousand and multi-million dollar line items (example: sale of 4,636 shares for $380k on 2026-08-24; a code-F entry of 18,401 shares for $1.5M on 2026-08-20).
Form 4 · Ahuja Amrita (CFO & COO) · $380k sold · 2026-08-24Reads the implied-expectations math built from the company's own filings (the growth rate today's price would justify, and the multiples beside it) and argues whether the market's bar looks high or low for this business. Never turns the math into a target.
The filings on record don't carry four quarters of both operating cash flow and capital expenditure. IFRS filers report no common capex concept, so no FCF claim is made..
Debate and risk review
A bull and a bear contest the claims and the chair rules on each; the risk review stress-tests what survived.
A bull and a bear argue the analysts' claims across two rounds, then a chair rules on each one. Only what survives feeds the score — the argument is shown, not hidden, so you can judge the reasoning yourself.
Several contemporaneous, company-filed metrics point to operational improvement and stronger financial flexibility in Q2 2026: revenue and gross profit increased year-over-year, gross margin expanded materially, operating income swung positive quarter-to-quarter, net income turned positive versus a Q1 loss, long-term debt was reduced, and the company reported nearly $8.8B in available liquidity alongside an active repurchase program. These items are documented in recent filings and SEC reports, which lends the supporting evidence a high quality for the stated periods. Bear points such as lower bitcoin ecosystem revenue, year-over-year EPS compression, and clustered insider sales are present in the record but are weaker counterarguments here because the company disclosed large restructuring actions with stated annualized cost savings and showed significant gross profit and liquidity gains that are company-filed and quantifiable; the bitcoin line-item and remeasurement effects are explicitly called out in the filings as distinct items. Overall, the strongest evidence in the record supports a favorable operational-read narrative for Q2 2026, while the weakest bearish elements rely on single-line revenue segmentation, non-operational accounting remeasurements, and transaction-timing of insider filings.
Chair's verdict, claim by claim
Fragility · computed, not argued
balanced0.36
30 surviving claims rest on 14 distinct sources; the heaviest analyst carries 30% of them, and 100% of what the desk raised survived the debate.
The surviving read is moderately fragile. Thirty claims drawn from 14 sources is a reasonable breadth, but one analyst contributing 30% of the surviving claims and a 100% survival rate from the desk debate indicate some concentration and potential confirmation bias — treat aggregate conclusions as informative but not highly robust without further independent corroboration.
Disconfirming evidence · base rates · falsifiers
Context
Outside consensus, and where this name already sits in your own portfolio.
Third-party consensus shown for context. It never enters Moneyta sentiment — when the two diverge, the debate above is where the why lives.
What this was built from
Every figure on this page traces to one of these. The desk reads only what is listed here — no outside knowledge, no browsing — and each card shows who read it and what it contributed to the score.
15 filings· 3 cited
SEC XBRL filings
Quarterly figures as filed with the SEC, read straight from EDGAR's structured data — not retyped or estimated.
Read by Mercer+0.7 to the score
11 documents· 1 cited
SEC filing documents
The filings themselves, including the year-over-year comparison of Item 1A risk factors.
Read by Oakes+0.4 to the score
2 holdings records· 1 cited
Fund holdings
Which funds hold this name and at what weight, plus insider Form 4 filings.
Read by Ellis+0.2 to the score
3 headlines· 2 cited
News coverage
Recent headlines about this company, rating chatter excluded and nothing published after the report date.
Read by Yatesnothing survived
8 filings· 2 cited
Insider filings
Parsed Forms 3/4/5 from EDGAR: named insiders, share counts, prices, and 10b5-1 plan state — stated and inferred flags kept apart.
Read by Talbot−0.7 to the score
1 record· 0 cited
Company profile
Sector, industry and company details.
1 record· 0 cited
Analyst consensus
Third-party consensus, shown for context only — it never enters Moneyta sentiment.
Read means we pulled and handed it to an analyst; cited means a claim on this page points at it. Reading twelve quarters to state one trend is normal — the gap is shown rather than hidden.
Written by AI, checked against sources
The analysts, the bull–bear debate and the editor's note are AI agents reading only the evidence listed on this page. They can misread a filing or a headline, which is why every claim cites a source you can open and check yourself. The sentiment score is arithmetic over the claims that survived the debate, not a language model's opinion.
Educational analysis of published data. Moneyta does not give investment advice or make recommendations. Past patterns do not indicate future results.
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The full terminal on SQ Gold
Who holds it, who's buying, what the Street thinks: live behind the lock, updated as filings land.
Institutional holders
Net institutional flow, Q/Q
Largest holder position
Insider buys, 90 days
Clustered insider value
Street target range
The real figures are for members. Educational analysis, not advice.
Educational analysis of published data. Moneyta does not give investment advice or make recommendations.