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TYL

TYLER TECHNOLOGIES INCEvidence as of 2026-09-03

Overview · TYLER TECHNOLOGIES INC

Tyler Technologies, Inc. provides integrated information management solutions and services for the public sector. It operates in two segments, Enterprise Software, and Platform Technologies. The company offers financial management solutions, including modular fund accounting systems for government agencies or not-for-profit entities; utility billing systems for the billing and collection of metered and non-metered se…

SectorTechnology
IndustrySoftware—Application
Typeequity
ExchangeNYSE
Employees7,229
www.tylertech.com

Management team

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Links open LinkedIn searches, not verified profiles. Team data from our market-data vendor's company profile.

Moneyta sentiment

Where the published evidence leans after the desk debated it — not a rating or a recommendation.

Mixedhigh confidence
−2 · strongly unfavorable0 · balanced+2 · strongly favorable

−0.1 on a −2 to +2 scale — was −0.0 before the debate changed the read.

What builds the score

Fundamentals
+0.5
Filings and risk
+0.0
Market signals
−0.5
Ownership and flow
+0.0
Insider activity
−0.3

Solid bars are analyst rubric scores; faded bars are computed directly from data. Claims dropped in debate count for nothing; weakened claims count at half weight.

News tonecontext · not scored+0.1 observed
2 favorable2 neutral1 unfavorableacross 4 outlets · 6 stories deduped to 5 storylines

Editor's note

Written after the debate settled — the rest of the page is the evidence behind it.

GoodwinAI editor

The evidence balance is Mixed ( -0.1 of a possible +2 ) with high confidence. Revenue increased from $ 596,117,000 in Q2 2025 (fiscal quarter ended 2025-07-28) to $ 645,096,000 in Q2 2026 (fiscal quarter ended 2026-07-27). Gross profit rose to $ 307,057,000 in Q2 2026 from $ 273,184,000 in Q2 2025, implying gross margins near 47.6% and 45.8% respectively using the stated revenue figures.

Earnings and per-share metrics also survived review: net income was $ 93,512,000 in Q2 2026 versus $ 81,052,000 in Q1 2025 (fiscal quarter ended 2025-04-21), and diluted EPS was $ 2.23 in Q2 2026 compared with prior-quarter and prior-year lane figures of $ 1.88, $ 1.93, and $ 1.84 across the reported fiscal quarters. Reported cash of $ 895,353,000 and debt of $ 599,663,000 produce a net cash position that reduces enterprise value versus a market capitalization of $ 15,352,188,477; valuation multiples on trailing twelve months show P/E ~ 47.04, EV/EBITDA ~ 28.27 and P/FCF ~ 53.17. Market data show short-term momentum positive (+ 23.4% over 3 months) but long-term momentum weak ( - 46.1% over 12 months), elevated volatility (30‑day annualized + 41.4%), and price sitting above the 50‑ and 200‑day SMAs as of 2026-09-02.

How this note was made

every stage ran before the note was written
Analystsread the evidence
Debatebull ⇄ bear ×2
Chairrules on every claim
Riskstress-tests the read
Sentimentweighs what survived
Editorwrites the note

Analyst desk

Mercer, Oakes, Nash, Ellis, Yates, Talbot and Archer. The desk: named AI agents, not people. Each reads one slice of the evidence and nothing else — no outside knowledge, no browsing — so every finding traces to a source you can open.

MercerAI fundamentals analyst
+1.0

Reads the XBRL figures companies file with the SEC — revenue, margins, income, debt and share count, quarter by quarter — and reports which way the trend is running.

Revenue was $596,117,000 for the fiscal quarter Q2 2025 (2025-04-01 to 2025-06-30, 3mo).

XBRL companyfacts · 0000860731-26-000050

Revenue was $645,096,000 for the fiscal quarter Q2 2026 (2026-04-01 to 2026-06-30, 3mo), higher than the Q2 2025 figure.

XBRL companyfacts · 0000860731-26-000050
OakesAI filings and risk analyst
+0.0

Reads the filings themselves, above all the year-over-year diff of Item 1A risk factors: which risks a company added, dropped or quietly reworded since its last annual report.

Which filings the desk reads

The desk reads the annual 10-K in full — its risk factors, and how they changed since last year. Quarterly 10-Qs and event filings (8-Ks, insider Form 4s) are listed for context but not read line by line: the 10-K is where the material risk disclosures live. A brand-new company, or one we have only just begun tracking, may have no annual report on file yet — its risk analysis fills in once that lands.

A Form 4 with the 4 filed 1 September 2026 was filed on 2026-09-01 (parse_status: pending).

4 filed 2026-09-01

A Form 4 with the 4 filed 26 August 2026 was filed on 2026-08-26 (parse_status: skipped).

4 filed 2026-08-26
NashAI market signals analyst
−1.0

Reads the signal panel above — momentum, volatility, drawdown, relative strength and beta — and ranks each against the whole research universe rather than judging it in isolation.

Over the 3 months ended 2026-09-02 the computed momentum is +23.4%.

Moneyta signal set · 2026-09-02weakened in debate

The 12-month momentum (12_1) is -46.1% and its cross-sectional rank is the 4th percentile of 547 on 2026-09-02.

Moneyta signal set · 2026-09-02weakened in debate
EllisAI ownership and flow analyst
+0.0

Reads which funds hold the name and at what weight, plus insider Form 4 filings, to show the exposure you may already carry through index funds.

As of 2026-09-02T13:45:47.228469+00:00, the company has a 0.02% weight in the IVV ETF.

ETF constituents · market data

A Form 4 with the 4 filed 1 September 2026 was filed on 2026-09-01 and is recorded with parse_status 'pending'.

Form 4 × 2 (90d window not enforced here)
YatesAI news analyst
+1.0

Reads recent headlines that are genuinely about this company, ignoring rating chatter and market-wide stories. Findings argue in the debate but never move the sentiment score.

Multiple outlets report Tyler Technologies CEO H. Lynn Moore Jr. exercised options and sold about $3.4 million of stock, exercising at $205.66 and selling at $372.79 while retaining a 100,391-share stake worth about $37.36 million.

News · finance.yahoo.com · 2026-09-02

The same CEO option-exercise and sale story ran on The Motley Fool site with the same transaction details.

News · fool.com · 2026-09-02
TalbotAI insider activity analyst
−1.0

Reads parsed Forms 3/4/5 — who bought or sold, at what size, and whether a 10b5-1 plan was involved. Flags clustered open-market officer buying; treats plan sales as routine and never counts a fund or 10%-holder as an officer.

On 2026-08-24, Jeffrey David Puckett (Chief Operating Officer) sold 8,500 shares valued at "$3.0M" (reported as 'sold') in a Form 4 filing.

Form 4 · Puckett Jeffrey David (Chief Operating Officer) · $1.2M code M · 2026-08-24

On 2026-08-24, the same filing reports a separate 'code M' acquisition of 8,500 shares valued at "$1.2M" by Jeffrey David Puckett (Chief Operating Officer).

Form 4 · Puckett Jeffrey David (Chief Operating Officer) · $1.2M code M · 2026-08-24weakened in debate
ArcherAI valuation analyst
−1.0

Reads the implied-expectations math built from the company's own filings (the growth rate today's price would justify, and the multiples beside it) and argues whether the market's bar looks high or low for this business. Never turns the math into a target.

The model-derived implied free cash flow (FCF) growth rate that today's price would justify, under the stated discount and terminal assumptions, is 34.74%.

Valuation inputs · SEC XBRL + stored EOD close

Price-to-free-cash-flow (P/FCF) on trailing twelve months FCF is 53.17.

Valuation inputs · SEC XBRL + stored EOD close

Debate and risk review

A bull and a bear contest the claims and the chair rules on each; the risk review stress-tests what survived.

Debate1 round · 10 claims contested

A bull and a bear argue the analysts' claims across two rounds, then a chair rules on each one. Only what survives feeds the score — the argument is shown, not hidden, so you can judge the reasoning yourself.

The bull case

Several company-specific data points jointly support a favorable read: year-over-year quarterly revenue increased (fundamentals-1) while gross profit and implied gross margins rose sequentially into Q2 2026 (fundamentals-3, fundamentals-4), and reported diluted EPS for Q2 2026 is higher than prior quarters (fundamentals-6). Reported shares outstanding declined between Feb and Jul 2026 (fundamentals-8), which, together with higher EPS, is consistent with a tightening share base. Company press coverage documents a product deployment statewide in Nebraska (news-2, news-3), a clearly company-specific adoption event. Market signals show positive short-term momentum and price above key moving averages (market-0, market-4), and the balance sheet shows a net cash position that materially reduces enterprise value (valuation-4), strengthening the interpretation that raw market multiples overstate leverage. These items rebut bear points that rely on broad historical drawdowns, headline insider/institutional sell notices, and headline multiples alone.

The bear case

Chair's verdict, claim by claim

Multiple outlets report Tyler Technologies CEO H. Lynn Moore Jr. exercised options and sold about $3.4 million of stock, exercising at $205.66 and selling at $372.79 while retaining a 100,391-share stake worth about $37.36 million.Multiple outlets reporting the CEO option exercise and sale with the stated figures is a factual news aggregation supported by the cited items.upheld
The same CEO option-exercise and sale story ran on The Motley Fool site with the same transaction details.The Motley Fool coverage repeating the same CEO transaction details is consistent with the other news-source reports.upheld
Over the 3 months ended 2026-09-02 the computed momentum is +23.4%.The 3-month momentum figure is reported, but a supplied base-rate flag indicates similar momentum is widespread in the universe, so the claim should be treated as partially market-driven rather than uniquely company-specific.weakened
Risk review

Fragility · computed, not argued

balanced0.35

36 surviving claims rest on 17 distinct sources; the heaviest analyst carries 25% of them, and 93% of what the desk raised survived the debate.

The surviving read is moderately brittle: 36 claims rest on 17 sources, so there is some source diversification, but one analyst accounts for a quarter of the claims and most proposed points (93%) survived the debate — meaning the desk’s view has high internal consistency but concentrated influence. That concentration and the high survival rate reduce the weight this read should carry without additional, independent confirmation or fresh filings.

Peer context · computed, not argued

12-1 momentum ranks 19th of 23 in Software—Application (as of 2026-09-02).

6-month relative strength ranks 17th of 23 in Software—Application (as of 2026-09-02).

90-day volatility ranks 21st of 23 in Software—Application (as of 2026-09-02).

Disconfirming evidence · base rates · falsifiers

Context

Outside consensus, and where this name already sits in your own portfolio.

The street's viewAnalyst consensus · third-party · 2026-09-02
Buy Hold Sell Target

Third-party consensus shown for context. It never enters Moneyta sentiment — when the two diverge, the debate above is where the why lives.

What this was built from

Every figure on this page traces to one of these. The desk reads only what is listed here — no outside knowledge, no browsing — and each card shows who read it and what it contributed to the score.

12 filings· 1 cited

SEC XBRL filings

Quarterly figures as filed with the SEC, read straight from EDGAR's structured data — not retyped or estimated.

Read by Mercer+0.5 to the score

2 documents

SEC filing documents

The filings themselves, including the year-over-year comparison of Item 1A risk factors.

Read by Oakes+0.0 to the score

1 signal set

Moneyta signal set

Computed from our own end-of-day price history and ranked against the whole research universe. No AI involved.

Read by Nash−0.5 to the score

2 holdings records

Fund holdings

Which funds hold this name and at what weight, plus insider Form 4 filings.

Read by Ellis+0.0 to the score

8 headlines· 2 cited

News coverage

Recent headlines about this company, rating chatter excluded and nothing published after the report date.

Read by Yatesnothing survived

1 filing

Insider filings

Parsed Forms 3/4/5 from EDGAR: named insiders, share counts, prices, and 10b5-1 plan state — stated and inferred flags kept apart.

Read by Talbot−0.3 to the score

1 computation

Valuation inputs

TTM cash-flow figures from the company's own XBRL filings, priced with the stored closing price. Implied growth and multiples only; no fair-value dollar figure reaches the desk, by design.

Read by Archercontext only

1 record· 0 cited

Company profile

Sector, industry and company details.

1 record· 0 cited

Analyst consensus

Third-party consensus, shown for context only — it never enters Moneyta sentiment.

Read means we pulled and handed it to an analyst; cited means a claim on this page points at it. Reading twelve quarters to state one trend is normal — the gap is shown rather than hidden.

Social sentiment

Crowd chatter as an evidence stream.

Coming soon

Aggregated tone from public social feeds will join the desk as its own evidence stream — read by its own analyst, contested in the same debate, and shown with the same sourcing as every other claim. Until it earns that bar, nothing renders here.

RPT-814c17d6evidence 7d025c845c28generated 9/3/2026, 4:27:27 AM · 113s15 model calls View trail

Written by AI, checked against sources

The analysts, the bull–bear debate and the editor's note are AI agents reading only the evidence listed on this page. They can misread a filing or a headline, which is why every claim cites a source you can open and check yourself. The sentiment score is arithmetic over the claims that survived the debate, not a language model's opinion.

Educational analysis of published data. Moneyta does not give investment advice or make recommendations. Past patterns do not indicate future results.

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Institutional holders

Net institutional flow, Q/Q

Largest holder position

Insider buys, 90 days

Clustered insider value

Street target range

The real figures are for members. Educational analysis, not advice.

Educational analysis of published data. Moneyta does not give investment advice or make recommendations.