VRSK
Verisk Analytics, Inc.Evidence as of 2026-09-03Overview · Verisk Analytics, Inc.
Verisk Analytics, Inc. provides data analytics solutions to the insurance markets in the United States and internationally. The company provides predictive analytics and decision support solutions to customers in rating, underwriting, claims, catastrophe and weather risk, global risk analytics, and various other fields. It focuses on the prediction of loss, selection and pricing of risk, and compliance with their rep…
Management team
- Mr. Neil Spector · Strategic AdvisorFind on LinkedIn
- Ms. Sunita Bhatia Holzer · Executive VP & Chief Human Relations OfficerFind on LinkedIn
- Ms. Melissa Hendricks · Chief Marketing OfficerFind on LinkedIn
- Ms. Yang Chen · Head of Corporate Development & StrategyFind on LinkedIn
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Links open LinkedIn searches, not verified profiles. Team data from our market-data vendor's company profile.
Moneyta sentiment
Where the published evidence leans after the desk debated it — not a rating or a recommendation.
−0.0 on a −2 to +2 scale.
What builds the score
Solid bars are analyst rubric scores; faded bars are computed directly from data. Claims dropped in debate count for nothing; weakened claims count at half weight.
Editor's note
Written after the debate settled — the rest of the page is the evidence behind it.
The surviving evidence paints a mixed operational picture for Verisk. Revenue in fiscal Q1 2026 (fiscal quarter ended 2026-04-24) rose to $ 782,600,000 from $ 753,000,000 in fiscal Q1 2025 (fiscal quarter ended 2025-05-02), while operating income increased to $ 352,200,000 producing an operating margin around 45.0% versus about 43.8% a year earlier. Net income was essentially flat at $ 234,200,000 versus $ 232,300,000, with net margin slipping to about 29.9% from about 30.8%, and diluted EPS rising from $ 1.65 to $ 1.73.
At the same time, reported common shares outstanding and weighted-average diluted shares fell materially (reported shares from 140,276,165 as of 2025-02-21 to 131,021,840 as of 2026-04-24; weighted-average diluted shares from 140,939,555 to 135,222,570), alongside a large increase in share repurchases ($ 1,401,800,000 in fiscal Q1 2026 versus $ 170,100,000 in fiscal Q1 2025). The balance-sheet snapshot in the filings shows reported stockholders’ equity of $ 123,000,000 as of 2025-03-31 but negative $ 1,167,700,000 as of 2026-03-31, while cash was $ 524.5 million versus long-term debt of $ 4,773.5 million, and valuation metrics include P/FCF ≈ 20.48, EV/EBITDA ≈ 17.52 and P/E ≈ 27.67.
How this note was made
every stage ran before the note was writtenAnalyst desk
Mercer, Oakes, Nash, Ellis, Yates, Talbot and Archer. The desk: named AI agents, not people. Each reads one slice of the evidence and nothing else — no outside knowledge, no browsing — so every finding traces to a source you can open.
Reads the XBRL figures companies file with the SEC — revenue, margins, income, debt and share count, quarter by quarter — and reports which way the trend is running.
Revenue for fiscal Q1 2026 (2026-01-01 to 2026-03-31, 3mo) was $782,600,000 compared with $753,000,000 in fiscal Q1 2025 (2025-01-01 to 2025-03-31, 3mo).
XBRL companyfacts · 0001437749-26-013729Operating income was $352,200,000 in fiscal Q1 2026 (2026-01-01 to 2026-03-31, 3mo) versus $330,100,000 in fiscal Q1 2025 (2025-01-01 to 2025-03-31, 3mo), producing an operating margin around 45.0% in fiscal Q1 2026 (352.2 / 782.6) versus about 43.8% in fiscal Q1 2025 (330.1 / 753.0).
XBRL companyfacts · 0001437749-26-013729Reads the filings themselves, above all the year-over-year diff of Item 1A risk factors: which risks a company added, dropped or quietly reworded since its last annual report.
Which filings the desk reads
The desk reads the annual 10-K in full — its risk factors, and how they changed since last year. Quarterly 10-Qs and event filings (8-Ks, insider Form 4s) are listed for context but not read line by line: the 10-K is where the material risk disclosures live. A brand-new company, or one we have only just begun tracking, may have no annual report on file yet — its risk analysis fills in once that lands.
On August 18, 2026, the company filed a notice of appeal with the Delaware Supreme Court in the matter of Verisk Analytics, Inc. and Lenny Merger Sub, Inc. v. Exactlogix, Inc. d/b/a Acculynx.com and Richard Spanton.
8-K filed 2026-08-18The 8-K filed August 18, 2026 includes a Cover Page Interactive Data File (Inline XBRL) as an exhibit and is signed by Kathy Card Beckles, Executive Vice President and Chief Legal Officer, dated August 18, 2026.
8-K filed 2026-08-18Reads the signal panel above — momentum, volatility, drawdown, relative strength and beta — and ranks each against the whole research universe rather than judging it in isolation.
As of 2026-09-02, 12-month momentum (momentum_12_1) is -28.4% and ranks in the 10th percentile of the 547-stock research universe, indicating materially negative year-over-year price performance versus peers.
Moneyta signal set · 2026-09-02weakened in debateAs of 2026-09-02, 6-month momentum is -12.3%, with a 6-month momentum rank in the 17th percentile of the 547-stock research universe, showing below-average intermediate-term momentum versus peers.
Moneyta signal set · 2026-09-02weakened in debateReads which funds hold the name and at what weight, plus insider Form 4 filings, to show the exposure you may already carry through index funds.
As of 2026-09-02T13:45:47.228469+00:00 the iShares Core S&P 500 ETF (IVV) held VRSK at a weight of 0.04% of the fund.
ETF constituents · market dataA Form 4 insider filing for VRSK was filed on 2026-08-17 with the 4 filed 17 August 2026; the record shows parse_status 'skipped' and no primary_doc_url in the provided evidence.
Form 4 × 1 (90d window not enforced here)Reads recent headlines that are genuinely about this company, ignoring rating chatter and market-wide stories. Findings argue in the debate but never move the sentiment score.
Multiple outlets reported Verisk's 2026 Global Modeled Catastrophe Losses Report estimating average annual insured catastrophe losses of about $171 billion, the highest figure Verisk has published.
News · simplywall.st · 2026-09-02Syndicated and financial sites (including several finance.yahoo.com pieces and globenewswire) ran stories repeating Verisk's $171 billion average annual insured loss estimate and related commentary on regional insured loss trends.
News · finance.yahoo.com · 2026-09-01Reads parsed Forms 3/4/5 — who bought or sold, at what size, and whether a 10b5-1 plan was involved. Flags clustered open-market officer buying; treats plan sales as routine and never counts a fund or 10%-holder as an officer.
Mann Elizabeth (Chief Financial Officer) sold 400 shares valued at "$72k" on 2026-08-17.
Form 4 · Mann Elizabeth (Chief Financial Officer) · $72k sold · 2026-08-17The 2026-08-17 sale by Mann Elizabeth was executed under a "10b5-1 plan (stated on the filing)" according to the filing.
Form 4 · Mann Elizabeth (Chief Financial Officer) · $72k sold · 2026-08-17Reads the implied-expectations math built from the company's own filings (the growth rate today's price would justify, and the multiples beside it) and argues whether the market's bar looks high or low for this business. Never turns the math into a target.
Under the stated discount and terminal assumptions, today's price implies a free cash flow (FCF) growth rate of 9.58% (implied growth = 0.0958).
Valuation inputs · SEC XBRL + stored EOD closeThe price-to-free-cash-flow (P/FCF) multiple implied by the filings is 20.48 (price_to_fcf = 20.48).
Valuation inputs · SEC XBRL + stored EOD closeDebate and risk review
A bull and a bear contest the claims and the chair rules on each; the risk review stress-tests what survived.
A bull and a bear argue the analysts' claims across two rounds, then a chair rules on each one. Only what survives feeds the score — the argument is shown, not hidden, so you can judge the reasoning yourself.
Several company-level operating and capital-return metrics in the filings point to a constructive fundamental read: revenue and operating income both increased year-over-year in fiscal Q1 2026 with an improving operating margin, diluted EPS rose, weighted-average diluted shares declined and the company materially stepped up share repurchases. Trailing twelve‑month free cash flow and FCF-per-share (claims valuation-4) provide evidence that the business is generating cash that supported the elevated repurchases (fundamentals-5) and share-count reduction (fundamentals-4), which mechanically lifted EPS (fundamentals-3). Counterpoints raised by market-price momentum, drawdown and higher leverage (market-0, market-2, valuation-5) are valid signals of investor concern, but they describe price/market outcomes and balance-sheet magnitudes rather than the reported operating cash generation and shareholder-return activity. Financial advisors often note that sustained free cash flow and active buybacks can be indicators of management confidence and capital allocation priorities; taken together, the filing-sourced operating improvements and large repurchases jointly support a favorable read on recent company-level performance and capital deployment. The negative stockholders’ equity entry (fundamentals-6) and elevated volatility deserve scrutiny as potential accounting or capital-structure issues, but their presence does not negate the contemporaneous evidence of rising revenue, operating income, EPS and strong FCF per share in the provided filings.
Chair's verdict, claim by claim
Fragility · computed, not argued
balanced0.38
32 surviving claims rest on 12 distinct sources; the heaviest analyst carries 22% of them, and 97% of what the desk raised survived the debate.
The surviving read is moderately concentrated: a relatively small set of sources underpins many claims and one analyst contributed a sizable share of the surviving items, so the overall read carries some single-source and analyst-dependence risk. The very high survival rate from the desk debate means claims passed internal scrutiny, but that also concentrates reliance on the same evidence set — treat these findings as informational signals with limited breadth rather than as independently corroborated conclusions.
Peer context · computed, not argued
12-1 momentum ranks 2nd of 2 in Consulting Services (as of 2026-09-02).
90-day volatility ranks 2nd of 2 in Consulting Services (as of 2026-09-02).
dividend yield ranks 2nd of 2 in Consulting Services (as of 2026-09-02).
Disconfirming evidence · base rates · falsifiers
Context
Outside consensus, and where this name already sits in your own portfolio.
Third-party consensus shown for context. It never enters Moneyta sentiment — when the two diverge, the debate above is where the why lives.
What this was built from
Every figure on this page traces to one of these. The desk reads only what is listed here — no outside knowledge, no browsing — and each card shows who read it and what it contributed to the score.
11 filings· 1 cited
SEC XBRL filings
Quarterly figures as filed with the SEC, read straight from EDGAR's structured data — not retyped or estimated.
Read by Mercer+0.4 to the score
3 documents· 2 cited
SEC filing documents
The filings themselves, including the year-over-year comparison of Item 1A risk factors.
Read by Oakes−0.3 to the score
1 signal set
Moneyta signal set
Computed from our own end-of-day price history and ranked against the whole research universe. No AI involved.
Read by Nash−0.7 to the score
2 holdings records
Fund holdings
Which funds hold this name and at what weight, plus insider Form 4 filings.
Read by Ellis+0.5 to the score
8 headlines· 2 cited
News coverage
Recent headlines about this company, rating chatter excluded and nothing published after the report date.
Read by Yatesnothing survived
1 filing
Insider filings
Parsed Forms 3/4/5 from EDGAR: named insiders, share counts, prices, and 10b5-1 plan state — stated and inferred flags kept apart.
Read by Talbot+0.0 to the score
1 computation
Valuation inputs
TTM cash-flow figures from the company's own XBRL filings, priced with the stored closing price. Implied growth and multiples only; no fair-value dollar figure reaches the desk, by design.
Read by Archercontext only
1 record· 0 cited
Company profile
Sector, industry and company details.
1 record· 0 cited
Analyst consensus
Third-party consensus, shown for context only — it never enters Moneyta sentiment.
Read means we pulled and handed it to an analyst; cited means a claim on this page points at it. Reading twelve quarters to state one trend is normal — the gap is shown rather than hidden.
Written by AI, checked against sources
The analysts, the bull–bear debate and the editor's note are AI agents reading only the evidence listed on this page. They can misread a filing or a headline, which is why every claim cites a source you can open and check yourself. The sentiment score is arithmetic over the claims that survived the debate, not a language model's opinion.
Educational analysis of published data. Moneyta does not give investment advice or make recommendations. Past patterns do not indicate future results.
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The full terminal on VRSK Gold
Who holds it, who's buying, what the Street thinks: live behind the lock, updated as filings land.
Institutional holders
Net institutional flow, Q/Q
Largest holder position
Insider buys, 90 days
Clustered insider value
Street target range
The real figures are for members. Educational analysis, not advice.
Educational analysis of published data. Moneyta does not give investment advice or make recommendations.