WDAY
Workday, Inc.Evidence as of 2026-10-03The desk's Snapshot
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Overview · Workday, Inc.
Workday, Inc. provides enterprise cloud applications in the United States and internationally. Its applications help its customers to plan, execute, analyze, and extend to other applications and environments, and to manage their business and operations. The company offers a suite of financial management applications, which enable chief financial officers to maintain accounting information in the general ledger; manag…
Management team
- Mr. Justin Allen Furby · Vice President of Investor RelationsFind on LinkedIn
- Mr. Michael Magaro · Vice President of Investor RelationsFind on LinkedIn
- Mr. Carl M. Eschenbach · CEO & DirectorFind on LinkedIn
- Mr. Aneel Bhusri · Co-Founder & Executive Chairman of the BoardFind on LinkedIn
Start free to see the full management team.
Links open LinkedIn searches, not verified profiles. Team data from our market-data vendor's company profile.
Moneyta sentiment
Where the published evidence leans after the desk debated it, not a rating or a recommendation.
−0.5 on a −2 to +2 scale.
What builds the score
Solid bars are analyst rubric scores; faded bars are computed directly from data. Claims dropped in debate count for nothing; weakened claims count at half weight.
Editor's note
Written after the debate settled. The rest of the page is the evidence behind it.
The evidence balance is Cautious ( -0.5 of a possible +2; confidence high). Workday reported revenue of $ 2,649,000,000 in fiscal Q2 2027 (ended 2026-07-31), up $ 107,000,000 ( 4.2% ) from $ 2,542,000,000 in fiscal Q1 2027 (ended 2026-04-30). Operating income fell to $ 313,000,000 in fiscal Q2 2027 from $ 338,000,000 in fiscal Q1 2027, while net income rose to $ 632,000,000 from $ 222,000,000 and diluted EPS moved to $ 2.57 from $ 0.87 over the same pair of quarters.
How this note was made
every stage ran before the note was writtenAnalyst desk
Mercer, Oakes, Nash, Ellis, Yates, Talbot and Archer. The desk: named AI agents, not people. Each reads one slice of the evidence and nothing else (no outside knowledge, no browsing), so every finding traces to a source you can open.
Reads the XBRL figures companies file with the SEC (revenue, margins, income, debt and share count, quarter by quarter) and reports which way the trend is running.
Revenue was $2,649,000,000 in fiscal Q2 2027, ended 31 July 2026 (2026-05-01 to 2026-07-31, 3mo), up $107,000,000 (4.2%) from $2,542,000,000 in fiscal Q1 2027, ended 30 April 2026 (2026-02-01 to 2026-04-30, 3mo).
XBRL companyfacts · 0001327811-26-000044Operating income was $313,000,000 in fiscal Q2 2027, ended 31 July 2026 (2026-05-01 to 2026-07-31, 3mo), down $25,000,000 from $338,000,000 in fiscal Q1 2027, ended 30 April 2026 (2026-02-01 to 2026-04-30, 3mo).
XBRL companyfacts · 0001327811-26-000044Reads the filings themselves, above all the year-over-year diff of Item 1A risk factors: which risks a company added, dropped or quietly reworded since its last annual report.
Which filings the desk reads
The desk reads the annual 10-K in full: its risk factors, and how they changed since last year. Quarterly 10-Qs and event filings (8-Ks, insider Form 4s) are listed for context but not read line by line: the 10-K is where the material risk disclosures live. A brand-new company, or one we have only just begun tracking, may have no annual report on file yet; its risk analysis fills in once that lands.
A new or materially reworded set of risk disclosures filed in the Form 10-K on 2026-03-06 adds explicit risks related to defects, system disruptions, outages and the failure of applications to perform properly, including an example referencing an issue in July 2025 that impacted reporting from high-volume data sources.
Item 1A risk-factor diff · 0001327811-26-000014 vs 0001327811-25-000056The 2026 Form 10-K (filed 2026-03-06) added or reworded risks explicitly tying the company’s use of new and evolving technologies, such as AI (including generative and agentic AI), to elevated technical, legal, regulatory, privacy, and intellectual property risks.
Item 1A risk-factor diff · 0001327811-26-000014 vs 0001327811-25-000056Reads the signal panel above (momentum, volatility, drawdown, relative strength and beta) and ranks each against the whole research universe rather than judging it in isolation.
Momentum over the past 6 months (momentum_6m) is +40.7% and ranks in the 88th percentile of the 566-stock research universe, indicating unusually strong 6-month price performance versus peers as of 2026-10-02.
Moneyta signal set · 2026-10-02weakened in debateShorter-term momentum (momentum_3m) is +34.9% over the past 3 months as of 2026-10-02.
Moneyta signal set · 2026-10-02weakened in debateReads which funds hold the name and at what weight, plus insider Form 4 filings, to show the exposure you may already carry through index funds.
Institutional 13F-reported holdings total "$27.48B" as of 2026-06-30 (13F filings carry a 45-day reporting lag).
13F holdings · 932 filers · as of 2026-06-30Top reported institutional holders include BlackRock, Inc. at "$2.59B", First Eagle Investment Management, LLC at "$2.16B", and VANGUARD CAPITAL MANAGEMENT LLC at "$1.62B" in the 2026-06-30 13F data.
13F holdings · 932 filers · as of 2026-06-30Reads recent headlines that are genuinely about this company, ignoring rating chatter and market-wide stories. Findings argue in the debate but never move the sentiment score.
On 2 October 2026, coverage reported Workday secured a $1.5 billion revolving credit facility that supersedes a prior $1 billion agreement.
News · kalkinemedia.com · 2026-10-02Several outlets covered the launch of an AI-driven benefits product called Workday Total Benefits, tying together benefits administration, wellness analytics, and partner integrations such as Experian, Checkr, and Block’s Cash App (coverage dated 26 September and 2 October 2026).
News · simplywall.st · 2026-10-02Reads parsed Forms 3/4/5: who bought or sold, at what size, and whether a 10b5-1 plan was involved. Flags clustered open-market officer buying; treats plan sales as routine and never counts a fund or 10%-holder as an officer.
On 2026-09-04 David A. Duffield reported a sale of 30,048 shares for "$6.0M" under a filing that states a 10b5-1 plan.
Form 4 · DUFFIELD DAVID A (10% owner) · $0 code C · 2026-09-04On 2026-09-10 David A. Duffield reported a sale of 27,883 shares for "$5.1M" under a filing that states a 10b5-1 plan.
Form 4 · DUFFIELD DAVID A (10% owner) · $0 code C · 2026-09-10Reads the implied-expectations math built from the company's own filings (the growth rate today's price would justify, and the multiples beside it) and argues whether the market's bar looks high or low for this business. Never turns the math into a target.
The model-implied free cash flow (FCF) growth rate today's price would justify, under the stated discount and terminal assumptions, is 0.1346 (13.46%).
Valuation inputs · SEC XBRL + stored EOD closeTrailing twelve-month free cash flow (FCF) is $1,912,000,000 and price-to-FCF (P/FCF) is 23.98.
Valuation inputs · SEC XBRL + stored EOD closeDebate and risk review
A bull and a bear contest the claims and the chair rules on each; the risk review stress-tests what survived.
A bull and a bear argue the analysts' claims across two rounds, then a chair rules on each one. Only what survives feeds the score. The argument is shown, not hidden, so you can judge the reasoning yourself.
Several company-filed fundamentals and corroborating news items jointly support a favorable read: fiscal Q2 2027 revenue rose sequentially while net income and diluted EPS showed large sequential gains, and weighted-average diluted shares declined after material repurchases, all reported in SEC filings and press coverage (claims fundamentals-0, fundamentals-2, fundamentals-3, fundamentals-4). Shorter-term price momentum and recent product and geographic initiatives (market-0, market-1, news-1, news-2, news-3) strengthen the signal that market participants are responding to company-specific developments; the SEC-filed revolving credit facility item also strengthens the company liquidity picture in public record (news-0). The bear case leans on updated 10-K risk wording and elevated volatility (filings-0, filings-1, filings-2, filings-3, market-3), but those are disclosures of potential exposures rather than counters to the concrete, filed quarter-over-quarter earnings and cash-return evidence; similarly, multiple insider sales are documented but several appear under 10b5-1 plans and institutional ownership remains large (insider-0..insider-5, ownership-0, ownership-1). Evidence strength: the fundamental figures and repurchase amounts are high-strength (SEC filings), momentum and news coverage are medium-strength (market signals and press), and the risk disclosures and volatility metrics are also high-strength as direct filings and market-data observations.
Chair's verdict, claim by claim
Fragility · computed, not argued
balanced0.30
41 surviving claims rest on 21 distinct sources; the heaviest analyst carries 17% of them, and 96% of what the desk raised survived the debate.
The read rests on a moderate diversity of sources but a fairly small analyst concentration — one analyst contributes a noticeable share of surviving claims while most claims are supported by distinct documents. Because nearly all proposed points (96%) survived debate, the set is internally consistent, but the survival rate plus the reliance on a limited number of analysts means individual claims should carry cautious weight: they’re informative for discussion and screening, not decisive on their own.
Peer context · computed, not argued
12-1 momentum ranks 15th of 23 in Software—Application (as of 2026-10-02).
90-day volatility ranks 10th of 23 in Software—Application (as of 2026-10-02).
Disconfirming evidence · base rates · falsifiers
Context
Outside consensus, and where this name already sits in your own portfolio.
Third-party consensus shown for context. It never enters Moneyta sentiment. When the two diverge, the debate above is where the why lives.
What this was built from
Every figure on this page traces to one of these. The desk reads only what is listed here (no outside knowledge, no browsing), and each card shows who read it and what it contributed to the score.
10 filings· 2 cited
SEC XBRL filings
Quarterly figures as filed with the SEC, read straight from EDGAR's structured data, not retyped or estimated.
Read by Mercer+0.5 to the score
12 documents· 2 cited
SEC filing documents
The filings themselves, including the year-over-year comparison of Item 1A risk factors.
Read by Oakes−0.7 to the score
1 signal set
Moneyta signal set
Computed from our own end-of-day price history and ranked against the whole research universe. No AI involved.
Read by Nash−0.2 to the score
3 holdings records· 1 cited
Fund holdings
Which funds hold this name and at what weight, plus insider Form 4 filings.
Read by Ellis+0.4 to the score
8 headlines· 2 cited
News coverage
Recent headlines about this company, rating chatter excluded and nothing published after the report date.
Read by Yatesnothing survived
6 filings· 2 cited
Insider filings
Parsed Forms 3/4/5 from EDGAR: named insiders, share counts, prices, and 10b5-1 plan state, with stated and inferred flags kept apart.
Read by Talbot−1.0 to the score
1 computation
Valuation inputs
TTM cash-flow figures from the company's own XBRL filings, priced with the stored closing price. Implied growth and multiples only; no fair-value dollar figure reaches the desk, by design.
Read by Archercontext only
1 record· 0 cited
Company profile
Sector, industry and company details.
1 record· 0 cited
Analyst consensus
Third-party consensus, shown for context only; it never enters Moneyta sentiment.
Read means we pulled and handed it to an analyst; cited means a claim on this page points at it. Reading twelve quarters to state one trend is normal; the gap is shown rather than hidden.
Written by AI, checked against sources
The analysts, the bull–bear debate and the editor's note are AI agents reading only the evidence listed on this page. They can misread a filing or a headline, which is why every claim cites a source you can open and check yourself. The sentiment score is arithmetic over the claims that survived the debate, not a language model's opinion.
Educational analysis of published data. Moneyta does not give investment advice or make recommendations. Past patterns do not indicate future results.
The full terminal on WDAY Gold
Who holds it, who's buying, what the Street thinks: live behind the lock, updated as filings land.
Institutional holders
Net institutional flow, Q/Q
Largest holder position
Insider buys, 90 days
Clustered insider value
Street target range
The real figures are for members. Educational analysis, not advice.
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Educational analysis of published data. Moneyta does not give investment advice or make recommendations.